Financials
- Financial year
- 2025
- Total assets
- €3.7m
- Profit
- €199,229
- Solvency
- 25.5%
Total assets▲ 21.6%
Net result
20242025
VAMICO
ActiveSummary
VAMICO has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €954,915 and a net result of €199,229. Its solvency ranks better than 37% of 12,737 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Activity
Other non-specialised retail sale
NACE 47120Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
Largest employer in Denderleeuw, Wholesale and retail trade sector1 site
Size
≈ €24.0mturnover 2025, estimated
- Staff
- 48.7 FTE
- Equity
- €954,915
- Profit
- €199,229
Turnover estimated from the gross margin
Structure
- Parent
- STILACO · 100%
- STILACODirector · permanent representative VAN DER WEEËN,Stijn
2025 accounts 50 days early
Why 67raises riskFounded in 2023Liquidity: current ratio 0.90, cash €260,880lowers riskFigures for financial year 2025 (filed 11-06-2026)Profit of €199,229 (financial year 2025)Show the evidence
Checked score
Score 2025
67
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 54% of its sector peers (NACE 47, small)
Financial strength · tick = 2024
Average
Solvency
50=
equity 25.5% of total assets
Liquidity
23=
short-term debt 66.3% · cash 7.0%
Profitability
75-4
return on assets 5.3%
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.9%
12-2024: 2.2%▲ +0.3 percentage points vs 11-2024
01-2025: 2.3%▲ +0.1 percentage points vs 12-2024
02-2025: 2.6%▲ +0.3 percentage points vs 01-2025
03-2025: 2.6%● unchanged vs 02-2025
04-2025: 2.9%▲ +0.3 percentage points vs 03-2025
05-2025: 2.9%● unchanged vs 04-2025highest value
06-2025: 1.0%▼ -1.9 percentage points vs 05-2025
07-2025: 1.0%● unchanged vs 06-2025lowest value
08-2025: 1.1%▲ +0.1 percentage points vs 07-2025
09-2025: 1.0%▼ -0.1 percentage points vs 08-2025
10-2025: 1.0%● unchanged vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 1.0%● unchanged vs 01-2026
03-2026: 1.2%▲ +0.2 percentage points vs 02-2026
04-2026: 1.2%● unchanged vs 03-2026
05-2026: 1.1%▼ -0.1 percentage points vs 04-2026
06-2026: 1.2%▲ +0.1 percentage points vs 05-2026
07-2026: 1.0%▼ -0.2 percentage points vs 06-2026
08-2026: 1.0%● unchanged vs 07-2026
09-2026: 1.0%● unchanged vs 08-2026
10-2026: 1.0%● unchanged vs 09-2026
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.9, compared with 0.76 in 2024, below 1; short-term debt: 66.3% and cash: 7% of total assets), and 74.5% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 43% on solvency, 22% on liquidity, 68% on profitability and 83% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
50 days early
2024
64 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 57 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · abbreviated…
- IncorporationAppointment: STILACO (director) · Permanent…
Key points
By topic
Board & ownership
- Board
- 1 member
- Parent
- STILACO · 100%
- STILACODirector
Network & group
- Connected companies
- 2
Timeline
- Events
- 3
- Since
- 2023
- Next accounts
- by 31-07-2027
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other non-specialised retail saleNACE 47120
- Founded
- 25-08-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 20
- Who signs
- Each director alone
- Annual meeting
- First Monday of May at 20:00
- Purpose
- “De uitbating van grootwarenhuizen en supermarkten; De groot- en kleinhandel in,de aan- en…” (deed in Dutch)
Key facts about VAMICO
- What is the company number of VAMICO?
- 0805.130.088. In Belgium the VAT number is the company number with BE in front: BE 0805.130.088.
- Where is VAMICO based?
- The registered office is at Kasteelstraat 62, 9470 Denderleeuw.Company details
- What does VAMICO do?
- According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
- What is the legal form of VAMICO?
- Private limited company (BV).
- When was VAMICO founded?
- On 25-08-2023.
- Is VAMICO still active?
- Yes, VAMICO is an active enterprise in the KBO register.
- How many employees does VAMICO have?
- On average 48.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of VAMICO?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is VAMICO profitable?
- In financial year 2025, VAMICO made a profit of €199,229.
- Where can I find the annual accounts of VAMICO?
- VAMICO filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VAMICO due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to VAMICO
Parent and group
- STILACO100%
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- DE BOUCHE A OREILLEThimister-Clermont
- PARCOMCourt-Saint-Etienne
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