Financials
- Fiscal year
- 2025
- Total assets
- €2.7m
- Profit
- €362,013
- Solvency
- 11.6%
Total assets▲ 63.9%
Net result
20242025
GMP HANKAR
ActiveSummary
GMP HANKAR has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €311,646 and a net result of €362,013. Its solvency ranks better than 22% of 4473 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110Supermarkets NACE 47114NACE 47115
#5 employer in Oudergem, Wholesale and retail trade sector1 site
Size
€2.7mtotal assets 2025
- Staff
- 49.5 FTE
- Equity
- €311,646
- Profit
- €362,013
Structure
Accounts filed 24 d late1 of 3 deeds read
Why 69- Founded in 2023- Equity €311,646 (11.6% of total assets)+ Liquidity: current ratio 1.07, cash €1.2m+ Figures for FY 2025 (filed 24-08-2026)Show the evidence
Checked score
Score 2025
69
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 70% of its sector peers (NACE 47, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
37+15
equity 11.6% of total assets
Liquidity
52+15
short-term debt 86.6% · cash 46.2%
Profitability
86+86
return on assets 13.5%
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 13 months
10-2025: 1.6%
11-2025: 1.6%● 0.0% vs 10-2025
12-2025: 1.6%● 0.0% vs 11-2025
01-2026: 1.6%● 0.0% vs 12-2025
02-2026: 1.6%● 0.0% vs 01-2026
03-2026: 1.6%● 0.0% vs 02-2026
04-2026: 1.6%▲ +2.3% vs 03-2026
05-2026: 1.6%▼ -1.1% vs 04-2026
06-2026: 1.5%▼ -3.9% vs 05-2026
07-2026: 1.6%▲ +4.8% vs 06-2026
08-2026: 2.2%▲ +39.4% vs 07-2026highest value
09-2026: 0.8%▼ -63.1% vs 08-2026lowest value
10-2026: 0.8%● 0.0% vs 09-2026lowest value
- Founded in 2023 raises the probability for this profile
- Liquidity: current ratio 1.07, cash €1.2m lowers the probability
- Equity €311,646 (11.6% of total assets) raises the probability
- Figures for FY 2025 (filed 24-08-2026) lowers the probability
Credit up to €21,000 at 30 days acceptable
Liquidity tight (current ratio 1.07 against 0.93 in 2024; short-term debt: 86.6% and cash: 46.2% of total assets), and 88.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, small). Better than this share of them on solvency 24%, liquidity 68%, profitability 87%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 4473 sector peers (2025).
NBB · sector comparisonPosition among 4473 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
24 d late
2024
29 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 27 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Purpose · Statutes amendment · Resignations…Name change · Declaration ·…
- Back to profitnet €362,013
Key points
By topic
Timeline
- Events
- 5
- Since
- 2025
- Next accounts
- by 31-07-2027
- 24-08-2026Annual accounts filed
- 31-07-2026Purpose · Statutes amendment · Resignations &…
- 31-12-2025Back to profit
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 15-09-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 53
- Financial year
- From 1 February to 31 January
- Annual meeting
- 6 June at 19:00
- Purpose
- Le commerce sous toutes ses formes et notamment l'importation, l'exportation, l'achat et…
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