DECOMAT CONSTRUCT
ActiveThe file of DECOMAT CONSTRUCT contains 2 historical bankruptcy publications, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is 0.9% (low). The 2025 annual accounts show equity of €223,650 and a net result of €5,702. Equity is shrinking by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 66% of 7524 sector peers (fiscal year 2025).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▲+61
Solvency83▲+3
Growth32=
Track record85
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.15 against 1.98 in 2024; short-term debt: 41.8% and cash: 0.1% of total assets), and 41.8% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.2%
Return on assets
1.5%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
19 d late
2023
1 d late
2022
on the day
2021
on the day
2020
1 d late
2019
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€10,795
EBIT margin
61.3%
Net result
€5,702▲ 169%
2024 · €2,118
Working capital
€184,116▲ 4.1%
2024 · €176,814
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€10,795
Operating result-€133,310▼ 795%-€42,966▲ 67.8%€12,893-€9,706€6,615
Net result-€138,119▼ 278%-€42,910▲ 68.9%€4,575€2,118▼ 53.7%€5,702▲ 169%
EBIT margin61.3%
Equity€254,165▼ 35.2%€211,254▼ 16.9%€215,830▲ 2.2%€217,948▲ 1.0%€223,650▲ 2.6%
Total assets€481,772▼ 32.6%€467,312▼ 3.0%€480,026▲ 2.7%€398,537▼ 17.0%€384,072▼ 3.6%
Debt€227,607▼ 29.3%€256,057▲ 12.5%€264,196▲ 3.2%€180,589▼ 31.6%€160,422▼ 11.2%
Working capital€170,603▼ 45.9%€133,637▼ 21.7%€173,096▲ 29.5%€176,814▲ 2.1%€184,116▲ 4.1%
Why a figure moved sharply
- 2021 Net result -278% on 2020. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6,615 after a loss of €9,706 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €384,072
Fixed assets
€39,534 ▼ 3.9%
Current assets
€344,538 ▼ 3.6%
Equity and liabilities €384,072
Equity
€223,650 ▲ 2.6%
Debt
€160,422 ▼ 11.2%
Debt's share of the balance-sheet total falls from 45.3% to 41.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€8,215▲
2024 · -€8,106
Cash flow
€7,302▲
2024 · €3,718
Current ratio
2.15▲
2024 · 1.98
Debt to equity
0.72▼
2024 · 0.83
ROE
2.5%▲
2024 · 1.0%
ROA
1.5%▲
2024 · 0.5%
Interest coverage
8.99▲
2024 · -14.15
Debt ≤ 1 year
€160,422▼
2024 · €180,589
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | - | €10,795 | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | €2,513 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,802 | €6,867 | €1,600 | €1,600 | €1,600 | = |
| Other operating charges640/8 | - | €1,471 | €1,750 | €364 | €67 | ▼ 81.7% |
| Non-recurring operating charges66A | - | - | €11,682 | - | - | - |
| Gross operating margin9900 | -€78,289 | -€34,627 | €27,926 | -€7,743 | €8,282 | ▲ 207% |
| Operating profit (loss)9901 | -€133,310 | -€42,966 | €12,893 | -€9,706 | €6,615 | ▲ 168% |
| Financial income75/76B | - | - | €98 | €12,397 | - | - |
| Recurring financial income75 | €20 | - | €98 | €12,397 | - | - |
| Financial charges65/66B | - | -€172 | €8,416 | €573 | €913 | ▲ 59.5% |
| Recurring financial charges65 | €22,045 | -€172 | €8,416 | €573 | €913 | ▲ 59.5% |
| Profit (loss) for the period before taxes9903 | -€138,119 | -€42,794 | €4,575 | €2,118 | €5,702 | ▲ 169% |
| Income taxes67/77 | - | €117 | - | - | - | - |
| Profit (loss) for the period9904 | -€138,119 | -€42,910 | €4,575 | €2,118 | €5,702 | ▲ 169% |
| Profit (loss) for the period to be appropriated9905 | -€138,119 | -€42,910 | €4,575 | €2,118 | €5,702 | ▲ 169% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €481,772 | €467,312 | €480,026 | €398,537 | €384,072 | ▼ 3.6% |
| Fixed assets21/28 | €84,484 | €77,617 | €42,734 | €41,134 | €39,534 | ▼ 3.9% |
| Tangible fixed assets22/27 | €82,951 | €76,084 | €41,200 | €39,600 | €38,000 | ▼ 4.0% |
| Land and buildings22 | - | €42,800 | €41,200 | €39,600 | €38,000 | ▼ 4.0% |
| Plant, machinery and equipment23 | - | €2,700 | - | - | - | - |
| Furniture and vehicles24 | - | €30,584 | - | - | - | - |
| Financial fixed assets28 | €1,534 | €1,534 | €1,534 | €1,534 | €1,534 | = |
| Current assets29/58 | €397,287 | €389,694 | €437,292 | €357,403 | €344,538 | ▼ 3.6% |
| Amounts receivable after more than one year29 | - | - | - | €207,567 | €207,567 | = |
| Other amounts receivable291 | - | - | - | €207,567 | €207,567 | = |
| Stocks and contracts in progress3 | - | €4,160 | - | - | - | - |
| Stocks30/36 | - | €4,160 | - | - | - | - |
| Amounts receivable within one year40/41 | €397,287 | €383,479 | €437,160 | €149,722 | €136,746 | ▼ 8.7% |
| Trade receivables40 | - | €135,160 | €175,715 | €149,722 | €136,746 | ▼ 8.7% |
| Other amounts receivable41 | - | €248,319 | €261,446 | - | - | - |
| Cash at bank and in hand54/58 | - | €2,055 | €132 | €114 | €225 | ▲ 97.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €481,772 | €467,312 | €480,026 | €398,537 | €384,072 | ▼ 3.6% |
| Equity10/15 | €254,165 | €211,254 | €215,830 | €217,948 | €223,650 | ▲ 2.6% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €233,705 | €190,794 | €195,370 | €197,488 | €203,190 | ▲ 2.9% |
| Amounts payable17/49 | €227,607 | €256,057 | €264,196 | €180,589 | €160,422 | ▼ 11.2% |
| Amounts payable after more than one year17 | €923 | - | - | - | - | - |
| Amounts payable within one year42/48 | €226,684 | €256,057 | €264,196 | €180,589 | €160,422 | ▼ 11.2% |
| Current portion of amounts payable after more than one year42 | - | €33,899 | €41,781 | - | - | - |
| Financial debts43 | - | €103,395 | €87,708 | €32,708 | €6,549 | ▼ 80.0% |
| Credit institutions430/8 | - | €103,395 | €87,708 | €32,708 | €6,549 | ▼ 80.0% |
| Trade debts44 | €73,863 | €68,593 | €70,296 | €55,959 | €61,575 | ▲ 10.0% |
| Suppliers440/4 | - | €68,593 | €70,296 | €55,959 | €61,575 | ▲ 10.0% |
| Advances received on contracts in progress46 | - | - | - | €27,000 | - | - |
| Taxes, remuneration and social security45 | - | €117 | €9,102 | €1,585 | €2,130 | ▲ 34.3% |
| Taxes450/3 | - | €117 | €9,102 | €1,585 | €2,130 | ▲ 34.3% |
| Other amounts payable47/48 | - | €50,053 | €55,308 | €63,336 | €90,169 | ▲ 42.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€138,119 | -€42,910 | €4,575 | €2,118 | €5,702 | ▲ 169% |
| + Depreciation and write-downs630 | €11,802 | €6,867 | €1,600 | €1,600 | €1,600 | = |
| Operating cash flow (approximation) | -€126,317 | -€36,043 | €6,175 | €3,718 | €7,302 | ▲ 96.4% |
| Investment in fixed assets (approximation) | - | €0 | €33,284 | €0 | €0 | - |
| Change in cash | - | - | -€1,923 | -€18 | €111 | ▲ 713% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
01-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
30-06
Financial
Back to profitnet €4,575
Net result €4,575 after 3 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
Financial
Weakest financial yearnet -€138,119
Net result drops to -€138,119, the lowest in the series; recovery starts the following year.
18-05
Bankruptcy
Bankruptcy reversal
Tribunal de l’entreprise du Hainaut, division Charleroi · event 10-05-2021
02-04
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · event 22-03-2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 1 day late
2020
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 56 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 122 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts
We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2014
Ground area
2.3 ha
Building footprint
918 m²
Volume, LiDAR
8,088 m³
2 parcels, Wallonia · tallest building 15.7 m, ±4 floors. Linked by address, not a title deed.
30
companies at this address
See who is registered here
1 establishment unit
DECOMAT CONSTRUCT
since 20142.225.634.613
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52302A0711/00R004 | Wallonia | 2.3 ha | 1 · 861 m² | 14.8 m · 3 fl. |
| 52011B0195/00C000 | Wallonia | 55 m² | 1 · 57 m² | 15.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | STEPHANE GUCHEZ RUE DU PARC 49, 6000 CHAR-
LEROI- .
Date provisoire de cessation de paiement : 22/03/2021 |
22-03-2021 → 10-05-2021 |
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 11,817 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-09-2013
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
43990Other specialised construction activities
46831Wholesale of construction materials, general range
47522Retail trade
Contact
E-mail
arslan@decomatconstruct.be
Phone
0488-656.902
Phone
0479251212Charleroi
E-invoicing
Reachable via Peppol
Peppol ID
0208:0538664853
Registered
30-01-2026
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.