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DECEUNINCK STEPHAN

Active
Private limited companyfounded 1998active for 28 yearsBloemisterijstraat 17, 8340 Damme, BelgiumKBO/BCE: BE 0462.355.349
Summary

DECEUNINCK STEPHAN has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €465,370 and a net result of €29,104. Equity is growing by about 10% per year across the filed financial years. Its solvency ranks better than 80% of 9,302 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow ReportCompare
DECEUNINCK STEPHANActiveChecked score 87/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€654,231total assets 2025
Staff
1.2 FTE
Equity
€465,370
Profit
€29,104
Turnover not published (abbreviated or micro format)
Financial health
87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
2025 accounts 67 days early1 of 4 deeds summarised
Why 87raises riskSector: Construction of residential and non-residential buildings (NACE 41)Liquidity: current ratio 1.24, cash €23,950, halvedlowers riskFounded in 1998Size: total assets €654,231Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 55% of its sector peers (NACE 41, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 96+13
equity 71.1% of total assets
Liquidity 43-2
short-term debt 28.0% · cash 3.7%
Profitability 74-11
return on assets 4.4%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,433 companies, NACE 41, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.4%▲ +0.1 percentage points vs 11-2024 01-2025: 0.5%▲ +0.1 percentage points vs 12-2024highest value 02-2025: 0.2%▼ -0.3 percentage points vs 01-2025lowest value 03-2025: 0.2%● unchanged vs 02-2025lowest value 04-2025: 0.2%● unchanged vs 03-2025lowest value 05-2025: 0.2%● unchanged vs 04-2025lowest value 06-2025: 0.2%● unchanged vs 05-2025lowest value 07-2025: 0.2%● unchanged vs 06-2025lowest value 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.3%▲ +0.1 percentage points vs 09-2026
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.24, compared with 1.25 in 2024, below the usual 1.5; short-term debt: 28% and cash: 3.7% of total assets), and 28.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 80% on solvency, 41% on liquidity, 50% on profitability and 49% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Founded in 1998
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €654,231
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.24, cash €23,950, halved
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-11-2025, 67 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
67 days early
2024
18 days early
2023
40 days early
2022
22 days early
2021
49 days early
2020
5 days early
2019
18 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 22 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end24-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Highest result from 2019 to 2025net €97,428 ▲487%

Key points

  • Caution: Result fell in 2025from €97,428 to €29,104 ▼ 70.1% View
  • Positive: Among the best 5% on equitysector median €45,643 · 9,305 companies €465,370 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

By topic

Financials

Financial year
2025
Total assets
€654,231
Profit
€29,104
Solvency
71.1%
Total assets▼ 12.6%
Net result
20192025
Go to Financials

Board & ownership

Board
2 members
  • DECEUNINCK François LouisDirector
  • DECEUNINCK Stephan Gustaaf DeniseDirector
Go to Board & ownership

Timeline

Events
32
Since
2000
Next accounts
by 31-01-2027
  1. 12-04-2024Legal-form change · Resignations & appointments
  2. 22-12-2023Annual accounts filed
  3. 30-06-2023Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
20-01-1998
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
11
Who signs
Each director alone
Annual meeting
Second Saturday of December at 10:00
Go to Articles of association

Key facts about DECEUNINCK STEPHAN

What is the company number of DECEUNINCK STEPHAN?
0462.355.349. In Belgium the VAT number is the company number with BE in front: BE 0462.355.349.
Where is DECEUNINCK STEPHAN based?
The registered office is at Bloemisterijstraat 17, 8340 Damme.Company details
What does DECEUNINCK STEPHAN do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of DECEUNINCK STEPHAN?
Private limited company (BV).
When was DECEUNINCK STEPHAN founded?
On 20-01-1998.
Is DECEUNINCK STEPHAN still active?
Yes, DECEUNINCK STEPHAN is an active enterprise in the KBO register.
How many employees does DECEUNINCK STEPHAN have?
On average 1.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of DECEUNINCK STEPHAN?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is DECEUNINCK STEPHAN profitable?
In financial year 2025, DECEUNINCK STEPHAN made a profit of €29,104.
Where can I find the annual accounts of DECEUNINCK STEPHAN?
DECEUNINCK STEPHAN filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DECEUNINCK STEPHAN due?
By 31-01-2027, for financial year 2026.Timeline

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