VERGEYLEN PETER
ActiveVERGEYLEN PETER has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €255k and a net result of €-64k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 41% of 7431 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability8▲+6
Solvency61▲+8
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.24 against 1.3 in 2024; short-term debt: 31.1% and cash: 0.4% of total assets), but 64.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-64k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-04-2026, 98 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
98 d early
2024
20 d early
2023
21 d early
2022
20 d early
2021
52 d early
2020
53 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€255k▼ 20.0%
2024 · €319k
2018: €360k
2019: €370k
2020: €427k
2021: €445k
2022: €462k
2023: €469k
2024: €319k
2018 → 2025
Total assets
€713k▼ 37.6%
2024 · €1.14M
2018: €575k
2019: €665k
2020: €678k
2021: €675k
2022: €600k
2023: €643k
2024: €1.14M
2018 → 2025
Net result
€-64k▲ 57.5%
2024 · €-150k
2018: €55k
2019: €10k
2020: €57k
2021: €18k
2022: €17k
2023: €7k
2024: €-150k
2018 → 2025
Working capital
€276k▲ 26.4%
2024 · €218k
2018: €297k
2019: €234k
2020: €269k
2021: €291k
2022: €305k
2023: €338k
2024: €218k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€445k-€462k▲ 3.8%€469k▲ 1.5%€319k▼ 32.0%€255k▼ 20.0%
Operating result€17k-€20k▲ 16.6%€8k▼ 57.0%€-127k€-64k▲ 49.7%
Net result€18k-€17k▼ 6.1%€7k▼ 59.5%€-150k€-64k▲ 57.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €64k in 2025 against €127k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €713k
Fixed assets
€215k▲ 4.6%
Current assets
€498k▼ 46.8%
Equity and liabilities €713k
Equity
€255k▼ 20.0%
Provisions
€216k▲ 207%
Debt
€242k▼ 67.8%
The debt ratio falls from 65.9% to 34.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-24k▲
2024 · €-88k
Cash flow
€-24k▲
2024 · €-112k
Solvency
35.8%▲
2024 · 27.9%
Current ratio
2.24▲
2024 · 1.30
Quick ratio
1.73▲
2024 · 0.45
Debt / equity
0.95▼
2024 · 2.36
ROE
-25.1%▲
2024 · -47.2%
ROA
-9.0%▲
2024 · -13.2%
Interest coverage
-2.91▲
2024 · -3.08
Debt
€242k▼
2024 · €753k
Debt ≤ 1 year
€222k▼
2024 · €718k
Debt > 1 year
€19k▼
2024 · €30k
Income taxes
€217▼
2024 · €634
Staff costs
€15k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.14M€713k▼
Fixed assets21/28€206k€215k▲
Tangible fixed assets22/27€206k€215k▲
Plant, machinery and equipment23€45k€45k▲
Furniture and vehicles24€161k€170k▲
Current assets29/58€936k€498k▼
Stocks and contracts in progress3€612k€114k▼
Stocks30/36€10k€607▼
Contracts in progress37€602k€113k▼
Amounts receivable within one year40/41€303k€368k▲
Trade receivables40€89k€48k▼
Other amounts receivable41€214k€320k▲
Cash at bank and in hand54/58€8k€3k▼
Deferred charges and accrued income490/1€13k€12k▼
Equity and liabilities
Total equity and liabilities10/49€1.14M€713k▼
Equity10/15€319k€255k▼
Contributions10/11€6k€6k=
Reserves13€313k€313k=
Distributable reserves133€313k€313k=
Profit (loss) carried forward14-€-64k
Provisions and deferred taxes16€70k€216k▲
Provisions for liabilities and charges160/5€70k€216k▲
Other liabilities and charges164/5€70k€216k▲
Amounts payable17/49€753k€242k▼
Amounts payable after more than one year17€30k€19k▼
Financial debts170/4€30k€19k▼
Amounts payable within one year42/48€718k€222k▼
Current portion of amounts payable after more than one year42€11k€11k▲
Financial debts43€120k€150k▲
Credit institutions430/8€120k€150k▲
Trade debts44€99k€54k▼
Suppliers440/4€99k€54k▼
Advances received on contracts in progress46€442k€86▼
Taxes, remuneration and social security45€35k€1k▼
Taxes450/3€33k€0▼
Remuneration and social security454/9€1k€1k▲
Other amounts payable47/48€11k€5k▼
Accrued charges and deferred income492/3€5k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€29k€15k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€39k▲
Other operating charges640/8€82k€147k▲
Gross operating margin9900€22k€137k▲
Operating profit (loss)9901€-127k€-64k▲
Financial income75/76B€6k€9k▲
Recurring financial income75€6k€9k▲
Financial charges65/66B€29k€8k▼
Recurring financial charges65€29k€8k▼
Profit (loss) for the period before taxes9903€-150k€-64k▲
Income taxes67/77€634€217▼
Profit (loss) for the period9904€-150k€-64k▲
Profit (loss) for the period to be appropriated9905€-150k€-64k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-150k€-64k▲
Transfer from equity791/2€150k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-150k ▼2295%
Net result drops to €-150k, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €57k ▲461%
Operating result €79k, net result €57k, both a record.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
17-11-2023
Resigned as Director
Location & real-estate footprint
Registered office, Wichelen · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hulst 219260 WichelenGround area
4,701 m²
Building footprint
346 m²
Volume, LiDAR
2,347 m³
Parcel 42026B0168/00P000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bouwwerken VERGEYLEN PETER
since 19962.160.859.496
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42026B0168/00P000 | Flanders | 4,700 m² | 1 · 346 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
2 live approvals · 2 endedMedewerker ruwbouw (vwo)
Medewerker ruwbouw duaal (so)
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Schrijnwerk Inghels
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 11,441 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-1996
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
43230Insulation installation
43291Specialised construction activities
43990Other specialised construction activities
43999Specialised construction activities
45250
46831Wholesale of construction materials, general range
47521Retail sale of hardware, building materials, paint and glass (general range)
51532
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.