DEBRACO
ActiveDEBRACO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €218k and a net result of €39k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 48% of 7962 sector peers (fiscal year 2025). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
2 d early
2022
11 d early
2021
10 d early
2020
2 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€218k▲ 10.4%
2024 · €198k
2019: €143k
2020: €157k
2021: €165k
2022: €161k
2023: €181k
2024: €198k
2019 → 2025
Net result
€39k▼ 12.4%
2024 · €44k
2019: €18k
2020: €17k
2021: €26k
2022: €10k
2023: €50k
2024: €44k
2019 → 2025
Total assets
€450k▲ 1.4%
2024 · €444k
2019: €481k
2020: €522k
2021: €487k
2022: €496k
2023: €528k
2024: €444k
2019 → 2025
Solvency
48.5%▲ 3.9pp
2024 · 44.6%
2019: 29.8%
2020: 30.0%
2021: 33.8%
2022: 32.4%
2023: 34.3%
2024: 44.6%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€165k-€161k▼ 2.3%€181k▲ 12.6%€198k▲ 9.2%€218k▲ 10.4%
Operating result€49k-€24k▼ 51.5%€66k▲ 179%€67k▲ 0.9%€57k▼ 14.7%
Net result€26k-€10k▼ 60.4%€50k▲ 377%€44k▼ 10.6%€39k▼ 12.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €450k
Fixed assets
€276k▼ 8.5%
Current assets
€175k▲ 22.2%
Equity and liabilities €450k
Equity
€218k▲ 10.4%
Debt
€232k▼ 5.8%
The debt ratio falls from 55.4% to 51.5%: equity grows while debt is paid down.
Key figures and ratios
Solvency
48.5%▲
2024 · 44.6%
ROE
17.8%▼
2024 · 22.4%
ROA
8.6%▼
2024 · 10.0%
Debt
€232k▼
2024 · €246k
Debt ≤ 1 year
€111k▲
2024 · €108k
Debt > 1 year
€120k▼
2024 · €135k
Income taxes
€19k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€444k€450k▲
Fixed assets21/28€301k€276k▼
Tangible fixed assets22/27€293k€267k▼
Land and buildings22€282k€264k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€11k€1k▼
Financial fixed assets28€8k€8k=
Current assets29/58€143k€175k▲
Amounts receivable within one year40/41€10k€26k▲
Trade receivables40€10k€20k▲
Other amounts receivable41€0€5k▲
Current investments50/53€36k€138k▲
Cash at bank and in hand54/58€95k€7k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€444k€450k▲
Equity10/15€198k€218k▲
Contributions10/11€6k€6k=
Reserves13€192k€212k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€3k€3k=
Distributable reserves133€189k€209k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€246k€232k▼
Amounts payable after more than one year17€135k€120k▼
Financial debts170/4€135k€120k▼
Amounts payable within one year42/48€108k€111k▲
Current portion of amounts payable after more than one year42€20k€14k▼
Trade debts44€12k€8k▼
Suppliers440/4€12k€8k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€20k€38k▲
Taxes450/3€20k€38k▲
Other amounts payable47/48€56k€50k▼
Accrued charges and deferred income492/3€3k€1k▼
Income statement
Code20242025
Non-recurring operating income76A-€11k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€19k▼
Other operating charges640/8€4k€7k▲
Gross operating margin9900€93k€83k▼
Operating profit (loss)9901€67k€57k▼
Financial income75/76B€5k€8k▲
Recurring financial income75€5k€8k▲
Financial charges65/66B€10k€6k▼
Recurring financial charges65€10k€6k▼
Profit (loss) for the period before taxes9903€61k€58k▼
Income taxes67/77€17k€19k▲
Profit (loss) for the period9904€44k€39k▼
Profit (loss) for the period to be appropriated9905€44k€39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€39k▼
Transfer from equity791/2€14k€12k▼
Transfer to equity691/2€31k€32k▲
To other reserves6921€31k€32k▲
Profit to be distributed694/7€28k€18k▼
Return on contributions (dividend)694€14k€12k▼
Directors or managers695€13k€7k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
State Gazette act
General meeting · Director reappointment
Mandate compensation · Auditor appointment
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €200kEq €218k ▲10.4%
7 profitable years in a row build equity to €218k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €50k ▲377%
Net result €50k, the highest in the series.
20-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €10k ▼60.4%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
21-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €150kEq €157k ▲9.3%
2 profitable years in a row build equity to €157k.
23-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
DE BRAECKELEER Carl
CurrentNon-statutory director · since 01-12-2023
01-12-2023
Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rapidelaan(Oph) 34C9500 GeraardsbergenGround area
3,803 m²
Building footprint
302 m²
Volume, LiDAR
769 m³
2 parcels, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DEBRACO
since 20022.114.340.969
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41053A0242/00G000 | Flanders | 2,600 m² | 1 · 148 m² | 7.7 m · 2 fl. |
| 41053A0251/00K000 | Flanders | 1,203 m² | 1 · 154 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyDEBRACOBE 0477.903.954
controls
Where this company holds controlthis company sits on their board1
6 locations
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,503 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2002
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
71111Activities of building architects
71121Engineering and related technical consultancy, excluding land surveyors
74201Photography, excluding press photography
74203
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.