JUBACO
ActiveJUBACO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €218k and a net result of €61k. Equity is growing by ~32.9% per year across the filed fiscal years. Its solvency ranks better than 74% of 7962 sector peers (fiscal year 2025). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-01-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
42 d early
2023
40 d early
2022
46 d early
2021
45 d early
2020
44 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€218k▲ 22.2%
2024 · €179k
2019: €122k
2020: €53k
2021: €67k
2022: €91k
2023: €123k
2024: €179k
2019 → 2025
Net result
€61k▲ 9.4%
2024 · €56k
2019: €29k
2020: €37k
2021: €14k
2022: €44k
2023: €53k
2024: €56k
2019 → 2025
Total assets
€284k▲ 20.4%
2024 · €236k
2019: €265k
2020: €218k
2021: €148k
2022: €192k
2023: €207k
2024: €236k
2019 → 2025
Solvency
76.9%▲ 1.1pp
2024 · 75.8%
2019: 45.9%
2020: 24.2%
2021: 45.2%
2022: 47.5%
2023: 59.3%
2024: 75.8%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€67k-€91k▲ 35.7%€123k▲ 35.0%€179k▲ 45.4%€218k▲ 22.2%
Operating result€21k-€61k▲ 186%€72k▲ 17.2%€76k▲ 6.4%€74k▼ 2.5%
Net result€14k-€44k▲ 204%€53k▲ 19.5%€56k▲ 6.2%€61k▲ 9.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €284k
Fixed assets
€69k▼ 6.0%
Current assets
€215k▲ 32.4%
Equity and liabilities €284k
Equity
€218k▲ 22.2%
Debt
€66k▲ 15.0%
The debt ratio falls from 24.2% to 23.1%: equity grows faster than debt.
Key figures and ratios
Solvency
76.9%▲
2024 · 75.8%
ROE
28.0%▼
2024 · 31.2%
ROA
21.5%▼
2024 · 23.7%
Debt
€66k▲
2024 · €57k
Debt ≤ 1 year
€40k▲
2024 · €21k
Debt > 1 year
€26k▼
2024 · €36k
Income taxes
€20k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€236k€284k▲
Fixed assets21/28€73k€69k▼
Tangible fixed assets22/27€73k€69k▼
Land and buildings22€73k€69k▼
Current assets29/58€162k€215k▲
Amounts receivable within one year40/41€113k€156k▲
Other amounts receivable41€113k€156k▲
Cash at bank and in hand54/58€49k€59k▲
Equity and liabilities
Total equity and liabilities10/49€236k€284k▲
Equity10/15€179k€218k▲
Contributions10/11€42k€42k=
Reserves13€9k€9k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€128k€167k▲
Amounts payable17/49€57k€66k▲
Amounts payable after more than one year17€36k€26k▼
Financial debts170/4€36k€26k▼
Amounts payable within one year42/48€21k€40k▲
Current portion of amounts payable after more than one year42€10k€10k=
Trade debts44-€175
Suppliers440/4-€175
Taxes, remuneration and social security45€11k€8k▼
Taxes450/3€11k€8k▼
Other amounts payable47/48-€21k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€83k€81k▼
Operating profit (loss)9901€76k€74k▼
Financial income75/76B€100€8k▲
Recurring financial income75€100€8k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€75k€81k▲
Income taxes67/77€19k€20k▲
Profit (loss) for the period9904€56k€61k▲
Profit (loss) for the period to be appropriated9905€56k€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€128k€189k▲
Profit (loss) brought forward from the previous period14P€72k€128k▲
Profit to be distributed694/7-€21k
Return on contributions (dividend)694-€21k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €61k ▲9.4%
Net result €61k, the highest in the series.
30-06
Financial
Equity above €200kEq €218k ▲22.2%
7 profitable years in a row build equity to €218k.
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 7.62
Current ratio from 3.37 to 7.62; short-term debt falls from €38k to €21k.
30-06
Financial
Equity above €150kEq €179k ▲45.4%
6 profitable years in a row build equity to €179k.
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Equity above €100kEq €123k ▲35%
5 profitable years in a row build equity to €123k.
2022
16-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
17-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Weakest financial yearnet €14k ▼60.8%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity triplescurrent ratio 3.64
Current ratio from 1.30 to 3.64; short-term debt falls from €89k to €15k.
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
16-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Georges Spelierlaan 30A2950 KapellenGround area
129 m²
Building footprint
121 m²
Volume, LiDAR
535 m³
Parcel 11902H0176/00P000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JUBACO BVBA
since 19892.042.347.371
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11902H0176/00P000 | Flanders | 129 m² | 1 · 121 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400RDMYFZBUKM2Z63
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,501 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-1989
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.