DEBIE.CO

Active

Private limited companyfounded 20179 yrs activeBredabaan 320, 2930 Brasschaat, BelgiumKBO/BCE: BE 0678.942.194

DEBIE.CO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €-4k. Equity is shrinking by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 23% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

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Checked score

Score 2025

25 / 100

Weak▼ -28 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-100

Solvency16▼-1

Growth32▼-26

Stability100

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days only on tighter terms

Liquidity short (current ratio 0.61 against 0.68 in 2024), and 80.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

19.7%

Return on assets

-5.4%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 31545 sector peers (2025).

NBB · sector comparison

Position among 31545 sector peers

Solvency

better than 23%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.

NBB · 8 filings

Deviation from the deadline

2025

3 d early

2024

167 d early

2023

28 d early

2022

26 d early

2021

23 d early

2020

8 d early

2019

21 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€15k▼ 21.7%

2024 · €19k

2018: €19k 2019: €80k 2020: €45k 2021: €41k 2022: €51k 2023: €54k 2024: €19k

2018 → 2025

Total assets

€74k▼ 22.3%

2024 · €95k

2018: €48k 2019: €149k 2020: €93k 2021: €66k 2022: €73k 2023: €71k 2024: €95k

2018 → 2025

Net result

€-4k

2024 · €18k

2018: €13k 2019: €48k 2020: €-33k 2021: €-4k 2022: €9k 2023: €3k 2024: €18k

2018 → 2025

Working capital

€-23k▲ 6.3%

2024 · €-25k

2018: €23k 2019: €58k 2020: €9k 2021: €8k 2022: €10k 2023: €16k 2024: €-25k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€41k-€51k▲ 22.5%€54k▲ 6.9%€19k▼ 65.7%€15k▼ 21.7%

Operating result€-319-€11k€5k▼ 56.4%€21k▲ 339%€-3k

Net result€-4k-€9k€3k▼ 62.7%€18k▲ 422%€-4k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €3k after €21k in 2024, the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €74k

50.8%

49.2%

Fixed assets €38k▼ 13.2%

Current assets €36k▼ 29.9%

Equity and liabilities €74k

19.7%

80.3%

Equity €15k▼ 21.7%

Debt €60k▼ 22.5%

The debt ratio falls from 80.5% to 80.3%: debt falls faster than equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€6k▼

2024 · €36k

Cash flow

€4k▼

2024 · €33k

Solvency

19.7%▲

2024 · 19.5%

Current ratio

0.61▼

2024 · 0.68

Quick ratio

0.61▼

2024 · 0.68

Debt / equity

4.09▼

2024 · 4.13

ROE

-27.7%▼

2024 · 97.6%

ROA

-5.4%▼

2024 · 19.0%

Interest coverage

4.55▼

2024 · 16.73

Debt

€60k▼

2024 · €77k

Debt ≤ 1 year

€60k▼

2024 · €77k

Income taxes

€229▼

2024 · €2k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€95k€74k▼

Fixed assets21/28€43k€38k▼

Tangible fixed assets22/27€43k€38k▼

Land and buildings22€7k€7k▼

Plant, machinery and equipment23€7k€5k▼

Furniture and vehicles24€30k€26k▼

Current assets29/58€52k€36k▼

Amounts receivable within one year40/41€28k€13k▼

Trade receivables40€13k€11k▼

Other amounts receivable41€15k€3k▼

Cash at bank and in hand54/58€22k€23k▲

Deferred charges and accrued income490/1€3k€340▼

Equity and liabilities

Total equity and liabilities10/49€95k€74k▼

Equity10/15€19k€15k▼

Contributions10/11€19k€19k=

Reserves13€0-

Distributable reserves133€0-

Profit (loss) carried forward14€0€-4k▼

Amounts payable17/49€77k€60k▼

Amounts payable within one year42/48€77k€60k▼

Current portion of amounts payable after more than one year42€2k€0▼

Trade debts44€4k€12k▲

Suppliers440/4€4k€12k▲

Taxes, remuneration and social security45€17k€5k▼

Taxes450/3€16k€5k▼

Remuneration and social security454/9€760€0▼

Other amounts payable47/48€54k€42k▼

Accrued charges and deferred income492/3€168€0▼

Income statement Code20242025

Non-recurring operating income76A-€25

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€8k▼

Other operating charges640/8€518€11k▲

Non-recurring operating charges66A-€824

Gross operating margin9900€37k€18k▼

Operating profit (loss)9901€21k€-3k▼

Financial income75/76B€1k€0▼

Recurring financial income75€1k€0▼

Financial charges65/66B€2k€1k▼

Recurring financial charges65€2k€1k▼

Profit (loss) for the period before taxes9903€20k€-4k▼

Income taxes67/77€2k€229▼

Profit (loss) for the period9904€18k€-4k▼

Profit (loss) for the period to be appropriated9905€18k€-4k▼

Appropriation of the result

Profit (loss) to be appropriated9906€18k€-4k▼

Transfer from equity791/2€36k€0▼

Transfer to equity691/2€0-

To other reserves6921€0-

Profit to be distributed694/7€54k€0▼

Return on contributions (dividend)694€54k€0▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 11Financial 3Filings 8

Next filing, fiscal year 2026, expected by 31-07-2027

2026

28-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

14-02

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

03-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

05-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Back to profitnet €9k

Net result €9k after 2 loss-making years.

08-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

23-07

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

31-12

Financial Weakest financial yearnet €-33k ▼169%

Net result drops to €-33k, the lowest in the series; recovery starts the following year.

10-07

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2019

31-12

Financial Highest result since 2018net €48k ▲264%

Operating result €65k, net result €48k, both a record.

19-07

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Brasschaat · 1 establishment unit since 2017

establishment approximate The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bredabaan 3202930 Brasschaat

Ground area

5,921 m²

Building footprint

14 m²

Volume, LiDAR

30 m³

Parcel 11324D0051/00N000, Flanders · tallest building 2.3 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

DEBIE.CO

Bredabaan 320, 2930 BrasschaatAgents in non-specialised wholesale trade

since 20172.266.930.085

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11324D0051/00N000	Flanders	5,921 m²	1 · 14 m²	2.3 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 27,176 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded27-07-2017

Fiscal year end31-12

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

46190Agents in non-specialised wholesale trade

70210Activities of head offices; management consultancy activities

73300Public relations and communication consultancy

82990Other business support services

Sources

Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.