ADAPT CONSULTING
ActiveADAPT CONSULTING has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €47k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 15% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency33▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.01 against 1.19 in 2024; short-term debt: 32.7% and cash: 3.1% of total assets), and 92.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.7%
Return on assets
25%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 31540 sector peers (2025).
NBB · sector comparisonPosition among 31540 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
126 d early
2024
6 d early
2023
51 d early
2022
24 d early
2021
9 d early
2020
43 d early
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k=
2024 · €15k
2019: €13k
2020: €25k
2021: €48k
2022: €13k
2023: €15k
2024: €15k
2019 → 2025
Total assets
€190k▲ 109%
2024 · €91k
2019: €26k
2020: €50k
2021: €71k
2022: €54k
2023: €81k
2024: €91k
2019 → 2025
Net result
€47k▼ 14.0%
2024 · €55k
2019: €14k
2020: €13k
2021: €23k
2022: €-6k
2023: €48k
2024: €55k
2019 → 2025
Working capital
€801▼ 94.4%
2024 · €14k
2019: €13k
2020: €22k
2021: €50k
2022: €12k
2023: €18k
2024: €14k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€13k▼ 71.9%€15k▲ 8.2%€15k=€15k=
Operating result€32k-€-4k€59k€70k▲ 18.1%€74k▲ 5.2%
Net result€23k-€-6k€48k€55k▲ 13.9%€47k▼ 14.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190k
Fixed assets
€127k▲ 44,584%
Current assets
€63k▼ 30.5%
Equity and liabilities €190k
Equity
€15k=
Debt
€176k▲ 130%
The debt ratio rises from 83.9% to 92.3%. Debt is higher.
Key figures and ratios
EBITDA
€76k▲
2024 · €71k
Cash flow
€50k▼
2024 · €56k
Solvency
7.7%▼
2024 · 16.1%
Current ratio
1.01▼
2024 · 1.19
Quick ratio
1.01▼
2024 · 1.19
Debt / equity
12.05▲
2024 · 5.23
ROE
325.9%▼
2024 · 379.0%
ROA
25.0%▼
2024 · 60.8%
Interest coverage
17.79▼
2024 · 299.75
Debt
€176k▲
2024 · €76k
Debt ≤ 1 year
€62k▼
2024 · €76k
Debt > 1 year
€114k
Income taxes
€23k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€91k€190k▲
Fixed assets21/28€285€127k▲
Tangible fixed assets22/27€35€127k▲
Land and buildings22-€125k
Plant, machinery and equipment23-€2k
Furniture and vehicles24€35-
Financial fixed assets28€250€250=
Current assets29/58€90k€63k▼
Amounts receivable within one year40/41€42k€26k▼
Trade receivables40€41k€25k▼
Other amounts receivable41€1k€881▼
Current investments50/53€20k€24k▲
Cash at bank and in hand54/58€18k€6k▼
Deferred charges and accrued income490/1€11k€7k▼
Equity and liabilities
Total equity and liabilities10/49€91k€190k▲
Equity10/15€15k€15k=
Contributions10/11€2k€2k=
Reserves13€13k€13k=
Distributable reserves133€13k€13k=
Amounts payable17/49€76k€176k▲
Amounts payable after more than one year17-€114k
Financial debts170/4-€114k
Amounts payable within one year42/48€76k€62k▼
Current portion of amounts payable after more than one year42-€7k
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48€72k€48k▼
Accrued charges and deferred income492/3€87-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€743€3k▲
Other operating charges640/8€1k€18k▲
Gross operating margin9900€72k€94k▲
Operating profit (loss)9901€70k€74k▲
Financial income75/76B€122€638▲
Recurring financial income75€122€638▲
Financial charges65/66B€236€4k▲
Recurring financial charges65€236€4k▲
Profit (loss) for the period before taxes9903€70k€70k▲
Income taxes67/77€15k€23k▲
Profit (loss) for the period9904€55k€47k▼
Profit (loss) for the period to be appropriated9905€55k€47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€55k€47k▼
Profit to be distributed694/7€55k€47k▼
Return on contributions (dividend)694€55k€47k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €55k ▲13.9%
Net result €55k, the highest in the series.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €48k
Net result €48k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-6k ▼128%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nandrin · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tige de Roncine 14550 NandrinGround area
2,207 m²
Building footprint
170 m²
Volume, LiDAR
913 m³
Parcel 61078A0047/00A000, Wallonia · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ADAPT CONSULTING
since 20192.292.945.485
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61078A0047/00A000 | Wallonia | 2,207 m² | 1 · 169 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 27,175 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-08-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:thomasdossogne@adaptconsulting.be
Phone:0472514361