CBP Participation
ActiveFor the legal form of CBP Participation, Checked does not compute a bankruptcy probability. The 2025 annual accounts show equity of €15k and a net result of €4k. Equity is shrinking by ~18.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 9% of 3163 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
38
/ 100
Weak▲ +1 vs 2024
The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▲+3
Solvency26▲+1
Growth58=
Track record100
Credit verdict
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.52 against 0.61 in 2024; short-term debt: 10.1% and cash: 0% of total assets), and 99.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 3163 sector peers (2025).
NBB · sector comparisonPosition among 3163 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
56 d early
2023
34 d early
2022
24 d early
2021
24 d late
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4k
2024 · €-27k
2018: €-250k
2019: €-7k
2020: €-6k
2021: €-31k
2022: €18k
2023: €-8k
2024: €-27k
2018 → 2025
Working capital
€-132k▼ 21.1%
2024 · €-109k
2018: €-130k
2019: €-137k
2020: €-143k
2021: €-148k
2022: €-130k
2023: €-138k
2024: €-109k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€46k▲ 66.5%€38k▼ 18.4%€11k▼ 71.3%€15k▲ 34.8%
Operating result€-4k-€-6k▼ 74.1%€-7k▼ 14.3%€-26k▼ 253%€-16k▲ 35.6%
Net result€-31k-€18k€-8k€-27k▼ 216%€4k
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16k in 2025 against €26k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.70M
Fixed assets
€2.56M=
Current assets
€142k▼ 15.9%
Equity and liabilities €2.70M
Equity
€15k▲ 34.8%
Debt
€2.69M▼ 1.1%
The debt ratio falls from 99.6% to 99.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
0.5%▲
2024 · 0.4%
Current ratio
0.52▼
2024 · 0.61
Quick ratio
0.52▼
2024 · 0.61
ROE
25.8%▲
2024 · -248.4%
ROA
0.1%▲
2024 · -1.0%
Debt
€2.69M▼
2024 · €2.72M
Debt ≤ 1 year
€274k▼
2024 · €278k
Debt > 1 year
€2.38M=
2024 · €2.38M
A ratio outside any meaningful range has been withheld (balance sheet total €2.70M, equity €15k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.73M€2.70M▼
Fixed assets21/28€2.56M€2.56M=
Tangible fixed assets22/27€271k€271k=
Land and buildings22€271k€271k=
Financial fixed assets28€2.29M€2.29M=
Current assets29/58€169k€142k▼
Amounts receivable within one year40/41€400€400=
Trade receivables40€400€400=
Current investments50/53€168k€141k▼
Cash at bank and in hand54/58€594€340▼
Deferred charges and accrued income490/1€247€260▲
Equity and liabilities
Total equity and liabilities10/49€2.73M€2.70M▼
Equity10/15€11k€15k▲
Contributions10/11€12k€12k=
Reserves13€142k€142k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€141k€141k=
Profit (loss) carried forward14€-144k€-140k▲
Amounts payable17/49€2.72M€2.69M▼
Amounts payable after more than one year17€2.38M€2.38M=
Financial debts170/4€2.38M€2.38M=
Amounts payable within one year42/48€278k€274k▼
Trade debts44€85€998▲
Suppliers440/4€85€998▲
Other amounts payable47/48€278k€273k▼
Accrued charges and deferred income492/3€56k€29k▼
Income statement
Code20242025
Other operating charges640/8€16k€3k▼
Gross operating margin9900€-9k€-13k▼
Operating profit (loss)9901€-26k€-16k▲
Financial income75/76B-€22k
Recurring financial income75-€22k
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€-27k€4k▲
Profit (loss) for the period9904€-27k€4k▲
Profit (loss) for the period to be appropriated9905€-27k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-144k€-140k▲
Profit (loss) brought forward from the previous period14P€-117k€-144k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €18k
Net result €18k after 4 loss-making years.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 24 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-06-2022
Resigned as Director
Location & real-estate footprint
Registered office, Paris · 1 establishment unit since 2006
Cannot be placed on the map
The registered office is abroad (France). The address register our map runs on (BOSA BEST) covers Belgian addresses only.
rue Volney 275002 ParisFranceGround area
3,327 m²
Building footprint
719 m²
Volume, LiDAR
11,006 m³
Parcel 21652E0165/00X003, Brussels · tallest building 18.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CB PARTNERS BELGIUM
since 20062.151.858.094
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0165/00X003 | Brussels | 3,327 m² | 1 · 719 m² | 18.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
20 connected companiesNetwork connections
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 27,173 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formForeign entity
Founded16-11-2005
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.