Investments
Green is investment, beige is depreciation.
Green is investment, beige is depreciation.
Short-term debts rose from €14,150 to €18,860.
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 51% of them on solvency, 19% on liquidity, 52% on profitability and 56% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 26,972 companies had the same profile as DEBDOU CONSTRUCT has now. Each dot stands for 68 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DEBDOU CONSTRUCT itself is higher: 3.6% within 12 months. It rests on far more data about DEBDOU CONSTRUCT than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for DEBDOU CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is insufficient, with a current ratio of 0.66 (1.69 in 2024), below 1. Short-term debt is 56.6% and cash 2.3% of total assets. 56.6% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 4 accounts on average 25 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| DEBDOU CONSTRUCT Kraainem | €33,345 | €17,356 | 43.4% | - |
| ADAZ Construct Kraainem | €38,665 | €16,020 | 23.5% | - |
| TIG FAVORIT Kraainem | €29,397 | €19,343 | 46.5% | - |
| ZETAD Kraainem | €34,000 | €14,332 | 53.3% | - |
| DEMY PROJEKT Kraainem | €37,705 | €16,626 | 29.0% | - |
| BOUWONDERNEMING HOUBLON Leuven | €37,329 | €15,317 | 46.1% | - |
| MAR & CONSTRUCT.BE Zaventem | €35,619 | €18,094 | 73.8% | - |
These companies have the same main activity as DEBDOU CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €29,400 and €38,700, founded between 2020 and 2022.
The computed 12-month bankruptcy probability of DEBDOU CONSTRUCT is 3.6% (moderate). The 2025 annual accounts show equity of €14,485 and a net result of €3,804.
Equity has been growing by about 48% per year since 2022. Its solvency ranks better than 51% of 9,462 sector peers (NACE 41, financial year 2025).
The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Higher than 51% of 9,462 companies in 2025.
Higher than 11% of 9,210 companies in 2025.
Higher than 61% of 9,282 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: bottom quarter
| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
33,345 | 24,830 | 26,160 | 11,610 | |
21/28 |
20,840 | 892 | 1,342 | 2,042 | |
22/27 |
20,490 | 642 | 1,342 | 2,042 | |
24 |
20,490 | 642 | 1,342 | 2,042 | |
28 |
350 | 250 | - | - | |
29/58 |
12,505 | 23,939 | 24,819 | 9,568 | |
40/41 |
11,722 | 12,473 | 24,462 | 6,423 | |
40 |
11,388 | 12,473 | 16,723 | 6,423 | |
41 |
334 | - | 7,738 | - | |
54/58 |
783 | 11,466 | 79 | 2,511 | |
490/1 |
- | - | 278 | 634 | |
| Balance sheet: equity and liabilities | |||||
10/49 |
33,345 | 24,830 | 26,160 | 11,610 | |
10/15 |
14,485 | 10,680 | 9,428 | 4,478 | |
14 |
14,485 | 10,680 | 9,428 | 4,478 | |
17/49 |
18,860 | 14,150 | 16,732 | 7,132 | |
42/48 |
18,860 | 14,150 | 16,732 | 7,132 | |
44 |
1,999 | 1,397 | 1,408 | 534 | |
440/4 |
1,999 | 1,397 | 1,408 | 534 | |
45 |
5,921 | 12,753 | 15,324 | 1,216 | |
450/3 |
2,676 | 4,907 | 6,027 | 1,216 | |
454/9 |
3,246 | 7,846 | 9,297 | - | |
47/48 |
10,940 | - | - | 5,382 | |
| Income statement | |||||
70 |
65,574 | 71,059 | 71,983 | 60,432 | |
76A |
1,358 | - | - | - | |
9900 |
17,356 | 17,566 | 11,044 | 5,727 | |
60/61 |
49,577 | 53,493 | 60,939 | 54,705 | |
62 |
10,919 | 13,777 | - | - | |
630 |
617 | 700 | 700 | 58 | |
640/8 |
- | 173 | 623 | 38 | |
9901 |
5,820 | 2,916 | 9,721 | 5,631 | |
75/76B |
- | - | 270 | - | |
75 |
- | - | 270 | - | |
65/66B |
187 | 153 | 133 | 34 | |
65 |
187 | 153 | 133 | 34 | |
9903 |
5,633 | 2,763 | 9,858 | 5,597 | |
67/77 |
1,828 | 1,511 | 4,908 | 1,119 | |
9904 |
3,804 | 1,252 | 4,950 | 4,478 | |
9905 |
3,804 | 1,252 | 4,950 | 4,478 | |
| Appropriation of the result | |||||
9906 |
14,485 | 10,680 | 9,428 | 4,478 | |
14P |
10,680 | 9,428 | 4,478 | - | |
| Document | |||||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 20-07-2026.
| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 6,437 | 3,616 | 10,421 | 5,689 | ||
| 4,421 | 1,952 | 5,650 | 4,536 | ||
| 21,207 | 250 | -0 | 2,100 | ||
| -10,683 | 11,387 | -2,432 | - | ||
| -6,355 | 9,788 | 8,086 | 2,436 | ||
| 8.9% | 4.1% | 13.5% | 9.3% | ||
| 43.4% | 43.0% | 36.0% | 38.6% | ||
| 0.66 | 1.69 | 1.48 | 1.34 | ||
| 1.30 | 1.32 | 1.77 | 1.59 | ||
| 26.3% | 11.7% | 52.5% | 100.0% | ||
| 11.4% | 5.0% | 18.9% | 38.6% | ||
| 34.43 | 23.61 | 78.52 | over 100 | ||
| 63 days | 64 days | 85 days | 39 days | ||
| 15 days | 10 days | 8 days | 4 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | €21,107 | - | - | €2,100 |
| Financial fixed assets | €100 | €250 | - | - |
| €617 | €700 | €700 | €58 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 100% higher than in 2024. It is a recovery after the fall in 2024.
Debt's share of the balance-sheet total falls from 57.0% to 56.6%. Equity and debt are higher.
DEBDOU CONSTRUCT has no parent and no holdings in its annual accounts. EL-ALLALI Mohammed is the only director. DEBDOU CONSTRUCT shares no director with another company.
| EFFICY
registered office since 13-03-2006 · founded in 2005 |
74 FTE (2025) 0875.895.449 |
| VERISURE
establishment since 15-11-2021 · founded in 1997 · group Verisure Midholding AB |
201 FTE (2025) 0459.866.904 |
| Efficy HoldCo
registered office since 16-10-2025 · founded in 2025 · group EFFICY |
total assets €124.5m (2025) 1029.273.829 |
| INFORMEX
registered office since 31-01-1983 · founded in 1983 |
12 FTE (2025) 0423.709.559 |
| NOVASOL
registered office since 13-06-1997 · founded in 1997 · group EGREGORA · accounts filed late |
13 FTE (2024) 0460.802.557 |
| Verzekeringskantoor Van Dessel
establishment since 01-04-2018 · founded in 1991 |
164 FTE (2025) 0446.433.491 |
| VERISURE SECURITY
establishment since 15-11-2021 · founded in 2005 · group Verisure Midholding AB |
390 FTE (2025) 0877.035.396 |
| Efficy Finco
registered office since 23-07-2025 · founded in 2025 · negative equity (2025) · group EFFICY |
total assets €30.0m (2025) 1025.813.503 |
| CENTER FOR CREATIVE LEADERSHIP
establishment since 27-07-1990 · founded in 1990 |
80 FTE (2019) 0544.219.785 |
| PerkinElmer (Belgium)
registered office since 18-10-2022 · founded in 2022 · accounts filed late |
32 FTE (2024) 0792.588.483 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
DEBDOU CONSTRUCT was incorporated on 18 August 2021 as a private limited company by two natural persons.12 EL-ALLALI Mohammed is director of the company, appointed by deed of 20-08-2021.2 Turnover went from €60,432 in 2022 to €65,574 in 2025.3
| Establishment | Since | Unit number |
|---|---|---|
| Steenweg op Mechelen 455 registered office 1950 Kraainem | ||
| Haachtse Steenweg 27 1210 Saint-Josse-ten-Noode | 18-08-2021 | 2.324.604.703 |
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 22002C0073/00N009 | Flanders | 1.1 ha | 1 · 865 m² | 42.8 m · 14 |
| 21014A0325/00Y000 | Brussels | 189 m² | 1 · 188 m² | 15.5 m · 5 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0772.653.696
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