DEBDOU CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of DEBDOU CONSTRUCT is 2.1% (moderate). The 2025 annual accounts show equity of €14,485 and a net result of €3,804. Equity is growing by ~32% per year across the filed fiscal years. Its solvency ranks better than 50% of 7564 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability75▲+12
Solvency68=
Growth49▼-6
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.66 against 1.69 in 2024; short-term debt: 56.6% and cash: 2.3% of total assets), and 56.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.4%
Return on assets
11.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
11 d early
2024
6 d early
2023
61 d late
2022
56 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 25 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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Financials · fiscal year 2025, micro schema
Turnover
€65,574▼ 7.7%
2024 · €71,059
EBIT margin
8.9%▲ 4.8pp
2024 · 4.1%
Net result
€3,804▲ 204%
2024 · €1,252
Working capital
-€6,355
2024 · €9,788
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Turnover€60,432-€71,983▲ 19.1%€71,059▼ 1.3%€65,574▼ 7.7%
Operating result€5,631-€9,721▲ 72.6%€2,916▼ 70.0%€5,820▲ 99.6%
Net result€4,478within the sector's middle half-€4,950within the sector's middle half▲ 10.5%€1,252within the sector's middle half▼ 74.7%€3,804within the sector's middle half▲ 204%
EBIT margin9.3%-13.5%▲ 4.2pp4.1%▼ 9.4pp8.9%▲ 4.8pp
Equity€4,478below the sector's middle half-€9,428below the sector's middle half▲ 111%€10,680below the sector's middle half▲ 13.3%€14,485within the sector's middle half▲ 35.6%
Total assets€11,610below the sector's middle half-€26,160below the sector's middle half▲ 125%€24,830below the sector's middle half▼ 5.1%€33,345below the sector's middle half▲ 34.3%
Debt€7,132-€16,732▲ 135%€14,150▼ 15.4%€18,860▲ 33.3%
Working capital€2,436-€8,086▲ 232%€9,788▲ 21.1%-€6,355
Solvency38.6%within the sector's middle half-36.0%within the sector's middle half▼ 2.5pp43.0%within the sector's middle half▲ 7.0pp43.4%within the sector's middle half▲ 0.4pp
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 100% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33,345
Fixed assets
€20,840 ▲ 2,237%
Current assets
€12,505 ▼ 47.8%
Equity and liabilities €33,345
Equity
€14,485 ▲ 35.6%
Debt
€18,860 ▲ 33.3%
Debt's share of the balance-sheet total falls from 57.0% to 56.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€6,437▲
2024 · €3,616
Cash flow
€4,421▲
2024 · €1,952
Current ratio
0.66▼
2024 · 1.69
Debt to equity
1.30▼
2024 · 1.32
ROE
26.3%▲
2024 · 11.7%
ROA
11.4%▲
2024 · 5.0%
Interest coverage
34.43▲
2024 · 23.61
Debt ≤ 1 year
€18,860▲
2024 · €14,150
Income taxes
€1,828▲
2024 · €1,511
Staff costs
€10,919▼
2024 · €13,777
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Turnover70 | €60,432 | €71,983 | €71,059 | €65,574 | ▼ 7.7% |
| Non-recurring operating income76A | - | - | - | €1,358 | - |
| Goods, raw materials, services and sundry goods60/61 | €54,705 | €60,939 | €53,493 | €49,577 | ▼ 7.3% |
| Remuneration, social security and pensions62 | - | - | €13,777 | €10,919 | ▼ 20.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €58 | €700 | €700 | €617 | ▼ 11.9% |
| Other operating charges640/8 | €38 | €623 | €173 | - | - |
| Gross operating margin9900 | €5,727 | €11,044 | €17,566 | €17,356 | ▼ 1.2% |
| Operating profit (loss)9901 | €5,631 | €9,721 | €2,916 | €5,820 | ▲ 99.6% |
| Financial income75/76B | - | €270 | - | - | - |
| Recurring financial income75 | - | €270 | - | - | - |
| Financial charges65/66B | €34 | €133 | €153 | €187 | ▲ 22.1% |
| Recurring financial charges65 | €34 | €133 | €153 | €187 | ▲ 22.1% |
| Profit (loss) for the period before taxes9903 | €5,597 | €9,858 | €2,763 | €5,633 | ▲ 104% |
| Income taxes67/77 | €1,119 | €4,908 | €1,511 | €1,828 | ▲ 21.0% |
| Profit (loss) for the period9904 | €4,478 | €4,950 | €1,252 | €3,804 | ▲ 204% |
| Profit (loss) for the period to be appropriated9905 | €4,478 | €4,950 | €1,252 | €3,804 | ▲ 204% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €11,610 | €26,160 | €24,830 | €33,345 | ▲ 34.3% |
| Fixed assets21/28 | €2,042 | €1,342 | €892 | €20,840 | ▲ 2,237% |
| Tangible fixed assets22/27 | €2,042 | €1,342 | €642 | €20,490 | ▲ 3,093% |
| Furniture and vehicles24 | €2,042 | €1,342 | €642 | €20,490 | ▲ 3,093% |
| Financial fixed assets28 | - | - | €250 | €350 | ▲ 40.0% |
| Current assets29/58 | €9,568 | €24,819 | €23,939 | €12,505 | ▼ 47.8% |
| Amounts receivable within one year40/41 | €6,423 | €24,462 | €12,473 | €11,722 | ▼ 6.0% |
| Trade receivables40 | €6,423 | €16,723 | €12,473 | €11,388 | ▼ 8.7% |
| Other amounts receivable41 | - | €7,738 | - | €334 | - |
| Cash at bank and in hand54/58 | €2,511 | €79 | €11,466 | €783 | ▼ 93.2% |
| Deferred charges and accrued income490/1 | €634 | €278 | - | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €11,610 | €26,160 | €24,830 | €33,345 | ▲ 34.3% |
| Equity10/15 | €4,478 | €9,428 | €10,680 | €14,485 | ▲ 35.6% |
| Profit (loss) carried forward14 | €4,478 | €9,428 | €10,680 | €14,485 | ▲ 35.6% |
| Amounts payable17/49 | €7,132 | €16,732 | €14,150 | €18,860 | ▲ 33.3% |
| Amounts payable within one year42/48 | €7,132 | €16,732 | €14,150 | €18,860 | ▲ 33.3% |
| Trade debts44 | €534 | €1,408 | €1,397 | €1,999 | ▲ 43.1% |
| Suppliers440/4 | €534 | €1,408 | €1,397 | €1,999 | ▲ 43.1% |
| Taxes, remuneration and social security45 | €1,216 | €15,324 | €12,753 | €5,921 | ▼ 53.6% |
| Taxes450/3 | €1,216 | €6,027 | €4,907 | €2,676 | ▼ 45.5% |
| Remuneration and social security454/9 | - | €9,297 | €7,846 | €3,246 | ▼ 58.6% |
| Other amounts payable47/48 | €5,382 | - | - | €10,940 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,478 | €4,950 | €1,252 | €3,804 | ▲ 204% |
| + Depreciation and write-downs630 | €58 | €700 | €700 | €617 | ▼ 11.9% |
| Operating cash flow (approximation) | €4,536 | €5,650 | €1,952 | €4,421 | ▲ 126% |
| Investment in fixed assets (approximation) | - | €0 | -€250 | -€20,565 | ▼ 8,126% |
| Change in cash | - | -€2,432 | €11,387 | -€10,683 | ▼ 194% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €1,252 ▼74.7%
Net result drops to €1,252, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Highest result since 2022net €4,950 ▲10.5%
Operating result €9,721, net result €4,950, both a record.
25-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2021
Ground area
1.1 ha
Building footprint
1,053 m²
Volume, LiDAR
36,328 m³
2 parcels, Brussels, Flanders · tallest building 42.8 m, ±14 floors. Linked by address, not a title deed.
964
companies at this address
See who is registered here
1 establishment unit
DEBDOU CONSTRUCT
since 20212.324.604.703
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0073/00N009 | Flanders | 1.1 ha | 1 · 865 m² | 42.8 m · 14 fl. |
| 21014A0325/00Y000 | Brussels | 189 m² | 1 · 188 m² | 15.5 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 10,579 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-08-2021
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43211General electrical installation work
43221Plumbing work
81210General cleaning of buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0772653696
Also
9925:BE0772653696
Registered
13-05-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.