De Wolf
ActiveDe Wolf has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152k and a net result of €12k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 75% of 7673 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
94
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38=
Solvency100▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.73 against 2.75 in 2024), and 34.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.8%
Return on assets
5.1%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
on the day
2024
19 d early
2023
on the day
2022
46 d early
2021
38 d early
2020
51 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€152k▲ 8.3%
2024 · €140k
2018: €72k
2019: €79k
2020: €82k
2021: €107k
2022: €128k
2023: €129k
2024: €140k
2018 → 2025
Total assets
€230k▲ 4.9%
2024 · €220k
2018: €124k
2019: €168k
2020: €186k
2021: €151k
2022: €223k
2023: €232k
2024: €220k
2018 → 2025
Net result
€12k▲ 9.1%
2024 · €11k
2018: €18k
2019: €7k
2020: €3k
2021: €26k
2022: €21k
2023: €1k
2024: €11k
2018 → 2025
Working capital
€123k▲ 1.6%
2024 · €122k
2018: €73k
2019: €94k
2020: €56k
2021: €72k
2022: €93k
2023: €110k
2024: €122k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€107k-€128k▲ 19.3%€129k▲ 1.0%€140k▲ 8.3%€152k▲ 8.3%
Operating result€26k-€34k▲ 31.0%€8k▼ 76.0%€27k▲ 223%€25k▼ 6.4%
Net result€26k-€21k▼ 19.4%€1k▼ 93.7%€11k▲ 724%€12k▲ 9.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €230k
Fixed assets
€35k▲ 23.0%
Current assets
€195k▲ 2.2%
Equity and liabilities €230k
Equity
€152k▲ 8.3%
Debt
€79k▼ 1.2%
The debt ratio falls from 36.3% to 34.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€40k▲
2024 · €38k
Cash flow
€27k▲
2024 · €22k
Solvency
65.8%▲
2024 · 63.7%
Current ratio
2.73▼
2024 · 2.75
Quick ratio
2.73▼
2024 · 2.75
Debt / equity
0.52▼
2024 · 0.57
ROE
7.7%▲
2024 · 7.6%
ROA
5.1%▲
2024 · 4.9%
Interest coverage
6.23▲
2024 · 4.80
Debt
€79k▼
2024 · €80k
Debt ≤ 1 year
€72k▲
2024 · €69k
Debt > 1 year
€5k▼
2024 · €10k
Income taxes
€7k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€220k€230k▲
Fixed assets21/28€29k€35k▲
Intangible fixed assets21€10k€8k▼
Tangible fixed assets22/27€19k€27k▲
Land and buildings22€1k€1k▼
Plant, machinery and equipment23€7k€7k▲
Furniture and vehicles24€11k€19k▲
Current assets29/58€191k€195k▲
Amounts receivable within one year40/41€29k€36k▲
Trade receivables40€25k€33k▲
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€30k€80k▲
Deferred charges and accrued income490/1€133k€79k▼
Equity and liabilities
Total equity and liabilities10/49€220k€230k▲
Equity10/15€140k€152k▲
Contributions10/11€19k€19k=
Reserves13€121k€133k▲
Tax-exempt reserves132€18k€18k=
Distributable reserves133€103k€115k▲
Amounts payable17/49€80k€79k▼
Amounts payable after more than one year17€10k€5k▼
Financial debts170/4€10k€5k▼
Amounts payable within one year42/48€69k€72k▲
Current portion of amounts payable after more than one year42€6k€5k▼
Trade debts44€48k€54k▲
Suppliers440/4€48k€54k▲
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€5k€3k▼
Other amounts payable47/48€11k€10k▼
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Non-recurring operating income76A€10k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€15k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€39k€42k▲
Operating profit (loss)9901€27k€25k▼
Financial income75/76B€347€132▼
Recurring financial income75€347€132▼
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€19k€19k▼
Income taxes67/77€9k€7k▼
Profit (loss) for the period9904€11k€12k▲
Profit (loss) for the period to be appropriated9905€11k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€12k▲
Transfer to equity691/2€11k€12k▲
To other reserves6921€11k€12k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Equity above €150kEq €152k ▲8.3%
8 profitable years in a row build equity to €152k.
11-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Weakest financial yearnet €1k ▼93.7%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
15-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
23-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Highest result since 2018net €26k ▲832%
Net result €26k, the highest in the series.
30-09
Financial
Liquidity doublescurrent ratio 3.56
Current ratio from 1.54 to 3.56; short-term debt falls from €104k to €28k.
30-09
Financial
Equity above €100kEq €107k ▲31.6%
4 profitable years in a row build equity to €107k.
10-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veerhuisdreef 172900 SchotenGround area
674 m²
Building footprint
112 m²
Volume, LiDAR
242 m³
Parcel 11040D0253/00S007, Flanders · tallest building 9.8 m. Linked by address, not a title deed.
1 establishment unit
De Wolf
since 20162.250.427.417
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0253/00S007 | Flanders | 674 m² | 1 · 112 m² | 9.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JK Technieken
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SIMPLY CONNEXXIONS
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Of 6,988 companies in sector 43221 we hold annual accounts for 3,443. 2,968 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-02-2016
Fiscal year end30-09
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43310Plastering work
43320Joinery installation
70200Business and other management consultancy
70220Business consulting
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.