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ADAM STAF

Active
Private limited companyfounded 2011active for 14 yearsArendsstraat 43, 8530 Harelbeke, BelgiumKBO/BCE: BE 0841.516.966
Summary

ADAM STAF has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151,594 and a net result of €13,066. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 30% of 34,718 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow ReportCompare
ADAM STAFActiveChecked score 85/100
Risk analysis ReportCompare

Overview

Activity
Plumbing work
NACE 43221Installation of electric heating, air conditioning, cooling and ventilation NACE 43222
1 site
Size
€533,506total assets 2025
Staff
1.2 FTE
Equity
€151,594
Profit
€13,066
Turnover not published (micro format)
Financial health
85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
2025 accounts 5 days early1 of 4 deeds summarised
Why 85raises riskSector: Specialised construction activities (NACE 43)Liquidity: current ratio 1.25, cash €27,596lowers riskSize: total assets €533,506Founded in 2011Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 42% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 53-3
equity 28.4% of total assets
Liquidity 50-5
short-term debt 20.1% · cash 5.2%
Profitability 72-2
return on assets 2.4%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,639 companies, NACE 43, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.5%▲ +0.2 percentage points vs 12-2024 02-2025: 0.7%▲ +0.2 percentage points vs 01-2025highest value 03-2025: 0.2%▼ -0.5 percentage points vs 02-2025lowest value 04-2025: 0.2%● unchanged vs 03-2025lowest value 05-2025: 0.2%● unchanged vs 04-2025lowest value 06-2025: 0.2%● unchanged vs 05-2025lowest value 07-2025: 0.2%● unchanged vs 06-2025lowest value 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.3%▲ +0.1 percentage points vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.4%▲ +0.1 percentage points vs 12-2025 02-2026: 0.3%▼ -0.1 percentage points vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.25, compared with 1.65 in 2024, below the usual 1.5; short-term debt: 20.1% and cash: 5.2% of total assets), and 71.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 30% on solvency, 44% on liquidity, 42% on profitability and 54% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Size: total assets €533,506
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2011
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 1.25, cash €27,596
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
5 days early
2024
5 days late
2023
on the day
2022
20 days early
2021
4 days early
2020
19 days early
2019
46 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 27 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end26-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Equity above €150,000equity €151,594 ▲9.4%
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: 7 profitable years in a rowprofit 2025: €13,066 7 years View
  • One director decidessole director in office 1 View
  • Total assets 20256 financial years filed €533,506 View

By topic

Financials

Financial year
2025
Total assets
€533,506
Profit
€13,066
Solvency
28.4%
Total assets▲ 19.4%
Net result
20192025
Go to Financials

Timeline

Events
19
Since
2013
Next accounts
by 31-01-2027
  1. 31-01-2024Annual accounts filed
  2. 13-12-2023Resignation: Adam Stavros (manager)
  3. 30-06-2023Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Plumbing workNACE 43221
Founded
05-12-2011
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Key facts about ADAM STAF

What is the company number of ADAM STAF?
0841.516.966. In Belgium the VAT number is the company number with BE in front: BE 0841.516.966.
Where is ADAM STAF based?
The registered office is at Arendsstraat 43, 8530 Harelbeke.Company details
What does ADAM STAF do?
According to the KBO register, the main activity is plumbing work (NACE 43221).
What is the legal form of ADAM STAF?
Private limited company (BV).
When was ADAM STAF founded?
On 05-12-2011.
Is ADAM STAF still active?
Yes, ADAM STAF is an active enterprise in the KBO register.
How many employees does ADAM STAF have?
On average 1.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ADAM STAF?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is ADAM STAF profitable?
In financial year 2025, ADAM STAF made a profit of €13,066.
Where can I find the annual accounts of ADAM STAF?
ADAM STAF filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ADAM STAF due?
By 31-01-2027, for financial year 2026.Timeline

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