JK Technieken
ActiveJK Technieken has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152k and a net result of €22k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 53% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-1
Solvency75▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.41 against 1.97 in 2024; short-term debt: 14.6% and cash: 24.4% of total assets), but 50.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.6%
Return on assets
7.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
30 d late
2022
3 d early
2021
31 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€152k▲ 17.4%
2024 · €129k
2020: €100k
2021: €108k
2022: €111k
2023: €148k
2024: €129k
2020 → 2025
Total assets
€306k▲ 5.0%
2024 · €291k
2020: €134k
2021: €469k
2022: €279k
2023: €310k
2024: €291k
2020 → 2025
Net result
€22k▼ 9.2%
2024 · €25k
2020: €16k
2021: €8k
2022: €3k
2023: €37k
2024: €25k
2020 → 2025
Working capital
€63k▲ 54.6%
2024 · €41k
2020: €77k
2021: €40k
2022: €53k
2023: €93k
2024: €41k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€108k-€111k▲ 3.2%€148k▲ 33.4%€129k▼ 12.9%€152k▲ 17.4%
Operating result€13k-€6k▼ 52.3%€45k▲ 644%€37k▼ 18.2%€34k▼ 7.4%
Net result€8k-€3k▼ 56.7%€37k▲ 974%€25k▼ 33.4%€22k▼ 9.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €306k
Fixed assets
€198k▼ 4.9%
Current assets
€108k▲ 30.2%
Equity and liabilities €306k
Equity
€152k▲ 17.4%
Debt
€154k▼ 4.8%
The debt ratio falls from 55.6% to 50.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€45k▼
2024 · €48k
Cash flow
€33k▼
2024 · €36k
Solvency
49.6%▲
2024 · 44.4%
Current ratio
2.41▲
2024 · 1.97
Quick ratio
2.41▲
2024 · 1.97
Debt / equity
1.02▼
2024 · 1.25
ROE
14.8%▼
2024 · 19.2%
ROA
7.3%▼
2024 · 8.5%
Interest coverage
18.77▼
2024 · 18.89
Debt
€154k▼
2024 · €162k
Debt ≤ 1 year
€45k▲
2024 · €42k
Debt > 1 year
€110k▼
2024 · €120k
Income taxes
€10k▲
2024 · €10k
Staff costs
€54k▲
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€291k€306k▲
Fixed assets21/28€208k€198k▼
Tangible fixed assets22/27€208k€198k▼
Land and buildings22€172k€164k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€32k€32k=
Other tangible fixed assets26€521€260▼
Current assets29/58€83k€108k▲
Amounts receivable within one year40/41€17k€33k▲
Trade receivables40€15k€28k▲
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€63k€75k▲
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€291k€306k▲
Equity10/15€129k€152k▲
Contributions10/11€1k€1k=
Reserves13€128k€151k▲
Distributable reserves133€128k€151k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€162k€154k▼
Amounts payable after more than one year17€120k€110k▼
Financial debts170/4€120k€110k▼
Amounts payable within one year42/48€42k€45k▲
Current portion of amounts payable after more than one year42€10k€11k▲
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€21k€27k▲
Taxes450/3€19k€22k▲
Remuneration and social security454/9€2k€5k▲
Other amounts payable47/48€5k€5k▲
Income statement
Code20242025
Non-recurring operating income76A-€5k
Remuneration, social security and pensions62€51k€54k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€10k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€101k€101k▼
Operating profit (loss)9901€37k€34k▼
Financial income75/76B€409€883▲
Recurring financial income75€409€883▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€35k€33k▼
Income taxes67/77€10k€10k▲
Profit (loss) for the period9904€25k€22k▼
Profit (loss) for the period to be appropriated9905€25k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€22k▼
Transfer from equity791/2€42k€0▼
Transfer to equity691/2€23k€22k▼
To other reserves6921€23k€22k▼
Profit to be distributed694/7€44k€0▼
Return on contributions (dividend)694€42k€0▼
Directors or managers695€2k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Equity above €150kEq €152k ▲17.4%
6 profitable years in a row build equity to €152k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2020net €37k ▲974%
Operating result €45k, net result €37k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €3k ▼56.7%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 2.96
Current ratio from 1.19 to 2.96; short-term debt falls from €208k to €27k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €100kEq €108k ▲8%
2 profitable years in a row build equity to €108k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heersterveldweg 16A3700 Tongeren-BorgloonGround area
4.9 ha
Building footprint
3.2 ha
Volume, LiDAR
304,175 m³
Parcel 73046A0056/00F000, Flanders · tallest building 25.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JK TECHNIEKEN
since 20142.233.442.618
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73046A0056/00F000 | Flanders | 4.9 ha | 1 · 3.2 ha | 25.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
5 live approvals · 1 endedMonteur sanitaire en verwarmingsinstallaties duaal (so)
Sanitaire en verwarmingsinstallaties duaal (so)
Technicus installatietechnieken (vwo)
Technicus installatietechnieken duaal (so)
Vakman installatietechnieken (vwo)
Similar companies · same sector, comparable size
ADAM STAF
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VR-WORKS
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DEGUISLAGE et FILS WINDOWSTORY
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Of 7,042 companies in sector 43221 we hold annual accounts for 3,468. 2,988 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-07-2014
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
25210Manufacture of fabricated metal products, except machinery and equipment
33110Repair and maintenance of fabricated metal products
46842Wholesale trade
47521Retail sale of hardware, building materials, paint and glass (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:janaenkoen@hotmail.be
Phone:0473350114