de Vink
Activede Vink has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €604k and a net result of €101k. Equity is growing by ~30.6% per year across the filed fiscal years. Its solvency ranks better than 52% of 3668 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75=
Solvency56▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.22 against 0.21 in 2024; short-term debt: 25.1% and cash: 4% of total assets), and 68.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.1%
Return on assets
5.2%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 07-04-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
27 d early
2023
on the day
2022
89 d early
2021
1 d early
2020
58 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€604k▲ 20.1%
2024 · €503k
2018: €-7k
2019: €-4k
2020: €218k
2021: €242k
2022: €326k
2023: €411k
2024: €503k
2018 → 2025
Total assets
€1.94M▼ 1.0%
2024 · €1.96M
2018: €34k
2019: €42k
2020: €732k
2021: €1.62M
2022: €1.75M
2023: €1.89M
2024: €1.96M
2018 → 2025
Net result
€101k▼ 0.8%
2024 · €102k
2018: €37
2019: €3k
2020: €-17k
2021: €24k
2022: €84k
2023: €84k
2024: €102k
2018 → 2025
Working capital
€-379k▼ 18.1%
2024 · €-321k
2018: €17k
2019: €21k
2020: €41k
2021: €25k
2022: €-181k
2023: €-259k
2024: €-321k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€242k-€326k▲ 34.9%€411k▲ 25.8%€503k▲ 22.4%€604k▲ 20.1%
Operating result€43k-€119k▲ 179%€125k▲ 5.6%€150k▲ 19.4%€196k▲ 30.6%
Net result€24k-€84k▲ 257%€84k▼ 0.3%€102k▲ 21.2%€101k▼ 0.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 31% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.94M
Fixed assets
€1.83M▼ 2.2%
Current assets
€107k▲ 25.5%
Equity and liabilities €1.94M
Equity
€604k▲ 20.1%
Debt
€1.33M▼ 8.3%
The debt ratio falls from 74.3% to 68.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€261k▲
2024 · €216k
Cash flow
€167k▼
2024 · €168k
Solvency
31.1%▲
2024 · 25.7%
Current ratio
0.22▲
2024 · 0.21
Quick ratio
0.20▲
2024 · 0.19
Debt / equity
2.21▼
2024 · 2.90
ROE
16.8%▼
2024 · 20.3%
ROA
5.2%▲
2024 · 5.2%
Interest coverage
5.98▼
2024 · 6.50
Debt
€1.33M▼
2024 · €1.46M
Debt ≤ 1 year
€486k▲
2024 · €406k
Debt > 1 year
€818k▼
2024 · €1.04M
Income taxes
€51k▲
2024 · €15k
Staff costs
€381k▲
2024 · €354k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.96M€1.94M▼
Fixed assets21/28€1.87M€1.83M▼
Tangible fixed assets22/27€1.87M€1.83M▼
Land and buildings22€1.77M€1.75M▼
Plant, machinery and equipment23€12k€73k▲
Furniture and vehicles24€20k€13k▼
Leasing and similar rights25€69k€0▼
Current assets29/58€86k€107k▲
Stocks and contracts in progress3€8k€8k▲
Stocks30/36€8k€8k▲
Amounts receivable within one year40/41€3k€16k▲
Trade receivables40€2k€14k▲
Other amounts receivable41€1k€1k=
Cash at bank and in hand54/58€70k€78k▲
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€1.96M€1.94M▼
Equity10/15€503k€604k▲
Contributions10/11€259k€259k=
Reserves13€244k€345k▲
Distributable reserves133€244k€345k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.46M€1.33M▼
Amounts payable after more than one year17€1.04M€818k▼
Financial debts170/4€875k€651k▼
Other amounts payable178/9€168k€168k=
Amounts payable within one year42/48€406k€486k▲
Current portion of amounts payable after more than one year42€161k€229k▲
Financial debts43€19k€8k▼
Credit institutions430/8€19k€8k▼
Trade debts44€43k€33k▼
Suppliers440/4€43k€33k▼
Advances received on contracts in progress46€6k€2k▼
Taxes, remuneration and social security45€92k€103k▲
Taxes450/3€43k€54k▲
Remuneration and social security454/9€49k€50k▲
Other amounts payable47/48€86k€111k▲
Accrued charges and deferred income492/3€7k€31k▲
Income statement
Code20242025
Non-recurring operating income76A-€9k
Remuneration, social security and pensions62€354k€381k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€66k▼
Other operating charges640/8€6k€5k▼
Non-recurring operating charges66A€3k€0▼
Gross operating margin9900€578k€647k▲
Operating profit (loss)9901€150k€196k▲
Financial income75/76B€88€38▼
Recurring financial income75€88€38▼
Financial charges65/66B€33k€44k▲
Recurring financial charges65€33k€44k▲
Profit (loss) for the period before taxes9903€117k€152k▲
Income taxes67/77€15k€51k▲
Profit (loss) for the period9904€102k€101k▼
Profit (loss) for the period to be appropriated9905€102k€101k▼
Appropriation of the result
Profit (loss) to be appropriated9906€102k€101k▼
Transfer to equity691/2€92k€101k▲
To other reserves6921€92k€101k▲
Profit to be distributed694/7€10k€0▼
Directors or managers695€10k€0▼
Social balance
Average headcount (FTE)9087-8.7
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
03-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €102k ▲21.2%
Net result €102k, the highest in the series.
30-09
Financial
Equity above €500kEq €503k ▲22.4%
4 profitable years in a row build equity to €503k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
03-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-17k ▼690%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
30-09
Financial
Equity above €200kEq €218k
Equity rises from €-4k to €218k.
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Niel · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rupelstraat 842845 NielGround area
966 m²
Building footprint
279 m²
Volume, LiDAR
1,669 m³
Parcel 11030A0055/00F000, Flanders · tallest building 20.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
de Vink
since 20112.202.858.518
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11030A0055/00F000 | Flanders | 966 m² | 1 · 279 m² | 20.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 441 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 441 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteNiel2.202.858.518
Dual-learning approval
1 endedSimilar companies · same sector, comparable size
Point du Zoute
BE 0828.066.234
Zedelgem · Eq €604k
HET POMPHUIS
BE 0474.277.639
Antwerpen · Eq €603k
HORINVEST
BE 0459.990.628
Brasschaat · Eq €602k
HUBON EUROPE
BE 0891.470.283
Sint-Niklaas · Eq €606k
DE MERGPIJP
BE 0457.077.559
Antwerpen · Eq €602k
Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 5,762 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2011
Fiscal year end30-09
Trade name NL
het Boekenhof
Activities, NACEBEL
55204Guest rooms (bed and breakfast)
56101Full-service restaurants
56111Full-service restaurants
46140Agents in the wholesale of industrial machinery, ships and aircraft
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.