DE HAMSTER
ActiveDE HAMSTER has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.16M and a net result of €229k. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 86% of 3603 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▼-1
Solvency100▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 3.88 against 3.2 in 2024), and 29% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71%
Return on assets
14%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
24 d early
2023
20 d early
2022
51 d late
2021
30 d late
2020
31 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.16M▲ 15.2%
2024 · €1.00M
2018: €321k
2019: €393k
2020: €494k
2021: €556k
2022: €517k
2023: €703k
2024: €1.00M
2018 → 2025
Total assets
€1.63M▲ 3.2%
2024 · €1.58M
2018: €1.28M
2019: €1.20M
2020: €1.16M
2021: €1.23M
2022: €1.24M
2023: €1.32M
2024: €1.58M
2018 → 2025
Net result
€229k▼ 24.0%
2024 · €301k
2018: €60k
2019: €73k
2020: €101k
2021: €61k
2022: €150k
2023: €238k
2024: €301k
2018 → 2025
Working capital
€578k▲ 30.9%
2024 · €442k
2018: €-264k
2019: €-148k
2020: €-70k
2021: €14k
2022: €93k
2023: €242k
2024: €442k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€556k-€517k▼ 6.9%€703k▲ 35.9%€1.00M▲ 42.8%€1.16M▲ 15.2%
Operating result€92k-€231k▲ 150%€374k▲ 62.2%€459k▲ 22.7%€349k▼ 24.0%
Net result€61k-€150k▲ 145%€238k▲ 58.4%€301k▲ 26.4%€229k▼ 24.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.63M
Fixed assets
€851k▼ 9.1%
Current assets
€779k▲ 21.2%
Equity and liabilities €1.63M
Equity
€1.16M▲ 15.2%
Debt
€473k▼ 17.8%
The debt ratio falls from 36.4% to 29.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€449k▼
2024 · €553k
Cash flow
€329k▼
2024 · €395k
Solvency
71.0%▲
2024 · 63.6%
Current ratio
3.88▲
2024 · 3.20
Quick ratio
3.54▲
2024 · 2.90
Debt / equity
0.41▼
2024 · 0.57
ROE
19.8%▼
2024 · 30.0%
ROA
14.0%▼
2024 · 19.1%
Interest coverage
27.25▲
2024 · 22.62
Debt
€473k▼
2024 · €575k
Debt ≤ 1 year
€201k▼
2024 · €201k
Debt > 1 year
€193k▼
2024 · €305k
Income taxes
€110k▼
2024 · €137k
Staff costs
€420k▲
2024 · €379k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.58M€1.63M▲
Fixed assets21/28€936k€851k▼
Tangible fixed assets22/27€930k€846k▼
Land and buildings22€856k€778k▼
Plant, machinery and equipment23€69k€65k▼
Furniture and vehicles24€5k€2k▼
Financial fixed assets28€6k€5k▼
Current assets29/58€643k€779k▲
Stocks and contracts in progress3€59k€69k▲
Stocks30/36€59k€69k▲
Amounts receivable within one year40/41€33k€7k▼
Trade receivables40€3k€3k▲
Other amounts receivable41€30k€4k▼
Current investments50/53-€248k
Cash at bank and in hand54/58€543k€453k▼
Deferred charges and accrued income490/1€8k€3k▼
Equity and liabilities
Total equity and liabilities10/49€1.58M€1.63M▲
Equity10/15€1.00M€1.16M▲
Reserves13€1.00M€1.16M▲
Tax-exempt reserves132€19k€19k=
Distributable reserves133€984k€1.14M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€575k€473k▼
Amounts payable after more than one year17€305k€193k▼
Financial debts170/4€305k€193k▼
Amounts payable within one year42/48€201k€201k▼
Current portion of amounts payable after more than one year42€150k€146k▼
Trade debts44€18k€31k▲
Suppliers440/4€18k€31k▲
Taxes, remuneration and social security45€33k€23k▼
Taxes450/3€33k€23k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€69k€79k▲
Income statement
Code20242025
Remuneration, social security and pensions62€379k€420k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€94k€100k▲
Other operating charges640/8€4k€4k▲
Non-recurring operating charges66A€300€682▲
Gross operating margin9900€936k€873k▼
Operating profit (loss)9901€459k€349k▼
Financial income75/76B€3k€6k▲
Recurring financial income75€3k€6k▲
Financial charges65/66B€24k€16k▼
Recurring financial charges65€24k€16k▼
Profit (loss) for the period before taxes9903€438k€339k▼
Income taxes67/77€137k€110k▼
Profit (loss) for the period9904€301k€229k▼
Profit (loss) for the period to be appropriated9905€301k€229k▼
Appropriation of the result
Profit (loss) to be appropriated9906€301k€229k▼
Transfer from equity791/2€0€76k▲
Transfer to equity691/2€301k€229k▼
To other reserves6921€301k€229k▼
Profit to be distributed694/7€0€76k▲
Return on contributions (dividend)694€0€76k▲
Social balance
Average headcount (FTE)90877.88.5▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 21 days late
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €301k ▲26.4%
Operating result €459k, net result €301k, both a record.
31-12
Financial
Equity above €1MEq €1.00M ▲42.8%
7 profitable years in a row build equity to €1.00M.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 51 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Equity above €500kEq €556k ▲12.4%
4 profitable years in a row build equity to €556k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 16 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 13 days late
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ham 399000 GentGround area
139 m²
Building footprint
117 m²
Volume, LiDAR
1,319 m³
Parcel 44804D0320/00P000, Flanders · tallest building 17.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DE HAMSTER
since 20132.217.634.091
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D0320/00P000 | Flanders | 139 m² | 1 · 117 m² | 17.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,234 companies in sector 56111 we hold annual accounts for 11,308. 3,711 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2013
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.