DE SCHEPPER JULIEN
ActiveDE SCHEPPER JULIEN has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €338k and a net result of €-9k. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 93% of 2526 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▲+4
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 5.44 against 5.18 in 2024; short-term debt: 10.9% and cash: 0.2% of total assets), and 10.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-9k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
27 d late
2023
65 d late
2022
16 d late
2021
3 d early
2020
46 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€338k▼ 2.6%
2024 · €347k
2018: €229k
2019: €262k
2020: €281k
2021: €307k
2022: €344k
2023: €369k
2024: €347k
2018 → 2025
Total assets
€379k▼ 3.4%
2024 · €393k
2018: €265k
2019: €318k
2020: €317k
2021: €353k
2022: €393k
2023: €415k
2024: €393k
2018 → 2025
Net result
€-9k▲ 57.5%
2024 · €-21k
2018: €64k
2019: €49k
2020: €36k
2021: €27k
2022: €37k
2023: €24k
2024: €-21k
2018 → 2025
Working capital
€183k▼ 3.6%
2024 · €190k
2018: €35k
2019: €85k
2020: €121k
2021: €152k
2022: €174k
2023: €204k
2024: €190k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€307k-€344k▲ 12.0%€369k▲ 7.0%€347k▼ 5.8%€338k▼ 2.6%
Operating result€39k-€50k▲ 26.5%€36k▼ 28.4%€-18k€-7k▲ 58.8%
Net result€27k-€37k▲ 38.4%€24k▼ 34.4%€-21k€-9k▲ 57.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €18k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €379k
Fixed assets
€155k▼ 1.5%
Current assets
€225k▼ 4.7%
Equity and liabilities €379k
Equity
€338k▼ 2.6%
Debt
€41k▼ 9.2%
The debt ratio falls from 11.6% to 10.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-5k▲
2024 · €-11k
Cash flow
€-7k▲
2024 · €-14k
Solvency
89.1%▲
2024 · 88.4%
Current ratio
5.44▲
2024 · 5.18
Quick ratio
5.44▲
2024 · 5.18
Debt / equity
0.12▼
2024 · 0.13
ROE
-2.7%▲
2024 · -6.2%
ROA
-2.4%▲
2024 · -5.5%
Interest coverage
-21.75▲
2024 · -54.73
Debt
€41k▼
2024 · €46k
Debt ≤ 1 year
€41k▼
2024 · €46k
Income taxes
€1k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€393k€379k▼
Fixed assets21/28€157k€155k▼
Tangible fixed assets22/27€157k€155k▼
Land and buildings22€154k€154k=
Plant, machinery and equipment23€3k€910▼
Current assets29/58€236k€225k▼
Amounts receivable within one year40/41€17k€19k▲
Trade receivables40€17k€19k▲
Other amounts receivable41€522-
Current investments50/53€215k€205k▼
Cash at bank and in hand54/58€3k€823▼
Deferred charges and accrued income490/1€312€321▲
Equity and liabilities
Total equity and liabilities10/49€393k€379k▼
Equity10/15€347k€338k▼
Contributions10/11€38k€38k=
Reserves13€291k€291k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Distributable reserves133€287k€287k=
Profit (loss) carried forward14€19k€10k▼
Amounts payable17/49€46k€41k▼
Amounts payable within one year42/48€46k€41k▼
Trade debts44€3k€404▼
Suppliers440/4€3k€404▼
Taxes, remuneration and social security45€2k€713▼
Taxes450/3€2k€713▼
Other amounts payable47/48€40k€40k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€2k▼
Other operating charges640/8€6k€6k▼
Gross operating margin9900€-4k€415▲
Operating profit (loss)9901€-18k€-7k▲
Financial income75/76B€1k-
Recurring financial income75€1k-
Financial charges65/66B€192€237▲
Recurring financial charges65€192€237▲
Profit (loss) for the period before taxes9903€-17k€-8k▲
Income taxes67/77€4k€1k▼
Profit (loss) for the period9904€-21k€-9k▲
Profit (loss) for the period to be appropriated9905€-21k€-9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€10k▼
Profit (loss) brought forward from the previous period14P€62k€19k▼
Transfer to equity691/2€21k-
To other reserves6921€21k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Weakest financial yearnet €-21k ▼189%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkveldweg 211851 GrimbergenGround area
648 m²
Building footprint
116 m²
Volume, LiDAR
761 m³
Parcel 23036B0417/00F002, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kerkveldweg 21, 1851 Grimbergen
since 20032.114.760.049
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23036B0417/00F002 | Flanders | 648 m² | 1 · 116 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MARECHAL - SERVICE
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Of 2,545 companies in sector 95290 we hold annual accounts for 414. 275 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2002
Fiscal year end31-12
Activities, NACEBEL
52740
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.