Skip to content

DE NIL V.L.A.G.

Active Risk: not assessed
Private limited companyfounded 1989active for 36 yearsMeerskant 24, 9280 Lebbeke, BelgiumKBO/BCE: BE 0440.118.791
Summary

DE NIL V.L.A.G. is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €809,245 and a net result of €62,504. Equity has been growing by about 4.5% per year since 2018. Its solvency ranks better than 43% of 3,056 sector peers (NACE 66, financial year 2025). The company has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
DE NIL V.L.A.G.Active
Risk analysis ReportCompare

Overview

Official details

Source: KBO
Status
Active since 27-12-1989 Normal situation
Activity
Insurance agents and brokers NACE 66220
Joint committee
307 Paritair Comité voor de makelarij en verzekeringsagentschappen · annual accounts 2025
Establishment units
2.051.410.537 9280 Lebbeke, since 07-02-1991
2.250.624.979 9220 Hamme (Vl.), since 01-01-2016
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Board and ownership

Board
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€62,504
▲ 198%
Equity
€809,245
▲ 8.4%
Total assets
€1.9m
▲ 0.8%
Employees on 31-12-2025
1
=
Filed on 20-07-2026, 11 days before the deadline
Financials
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
11 days early
2024
25 days late
2023
68 days late
2022
29 days late
2021
6 days early
2020
1 day early
2019
52 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 22 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (4 of the last 5 accounts filed within 36 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 2nd oldest company in Lebbeke, Finance and insurance sectorin the Checked rankings No. 2 View
  • Positive: 8 profitable years in a rowprofit 2025: €62,504 8 years View

Recent changes

  1. · Gazette deed Change of role: DE NIL,Josse, from statutory director to director
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as DE NIL V.L.A.G.: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €1.5m and €2.7m, founded between 1980 and 1991.

CompanyTotal assetsGross margin
DE NIL V.L.A.G. Lebbeke€1.9m€0.2m
WILCA INVEST Buggenhout€2.7m€0.2m
CLM ASSURANCES Chièvres€2.0m€0.3m
First Class Service Couvin€1.6m€0.2m
BUREAU D'ASSURANCES MULQUET Trooz€2.1m€0.2m
LIVE - IN Sint-Pieters-Woluwe€1.5m€0.2m
First & Johnson Schilde€2.1m€0.3m
Full comparison

Key facts about DE NIL V.L.A.G.
What is the company number of DE NIL V.L.A.G.?
The company number of DE NIL V.L.A.G. is 0440.118.791. The VAT number is the same number with BE in front: BE 0440.118.791.
Where is DE NIL V.L.A.G. based?
The registered office is at Meerskant 24, 9280 Lebbeke.Company details
What does DE NIL V.L.A.G. do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of DE NIL V.L.A.G.?
The legal form of DE NIL V.L.A.G. is Private limited company (BV).
When was DE NIL V.L.A.G. founded?
DE NIL V.L.A.G. was founded on 27-12-1989.
Is DE NIL V.L.A.G. still active?
Yes, DE NIL V.L.A.G. is an active enterprise in the KBO register.
How many employees does DE NIL V.L.A.G. have?
DE NIL V.L.A.G. had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does DE NIL V.L.A.G. fall under?
In its 2025 annual accounts, DE NIL V.L.A.G. states joint committee 307 (Paritair Comité voor de makelarij en verzekeringsagentschappen).
What is the turnover of DE NIL V.L.A.G.?
The turnover in financial year 2025 is ≈ €390,000. This figure is estimated from the gross margin of €206,591 and 31 comparable companies (NACE 66220). It probably lies between €320,000 and €520,000.
Is DE NIL V.L.A.G. profitable?
In financial year 2025, DE NIL V.L.A.G. made a profit of €62,504.
Where can I find the annual accounts of DE NIL V.L.A.G.?
DE NIL V.L.A.G. filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DE NIL V.L.A.G. due?
DE NIL V.L.A.G. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure