Skip to content

CLM ASSURANCES

Active
Private limited companyfounded 1991active for 34 yearsGrand'Place 8, 7950 Chièvres, BelgiumKBO/BCE: BE 0445.640.863
Summary

CLM ASSURANCES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The latest annual accounts of CLM ASSURANCES were filed more than 90 days after the deadline. The 2025 annual accounts show equity of €807,194 and a net result of €23,441. Equity is growing by about 20% per year across the filed financial years. Its solvency ranks better than 42% of 9,668 sector peers (NACE 64, financial year 2025). The company has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activities of holding companies
NACE 64210Insurance agents and brokers NACE 66220
1 site
Size
€2.0mtotal assets 2025
Staff
2.4 FTE
Equity
€807,194
Profit
€23,441
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Holdings
2
Accounts filed 120 days late2 of 7 deeds read
Signalsraises riskFiled more than 90 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: Filed more than 90 days late
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

1 signal.
raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-05-2026, 120 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
120 days late
2024
7 days late
2023
16 days early
2022
1 day early
2021
on the day
2020
4 days early
2019
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days after the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end16-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet €23,441 ▼58.2%
  3. Appointment: Harry Gilbert (director)Gazette deed

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 120 days View
  • Positive: Among the best 13% on equitysector median €125,156 · 9,675 companies €807,194 View
  • Positive: 7 profitable years in a rowprofit 2025: €23,441 7 years View

By topic

Financials

Financial year
2025
Total assets
€2.0m
Profit
€23,441
Solvency
41.2%
Total assets▼ 5.2%
Net result
20192025
Go to Financials

Timeline

Events
30
Since
2002
Next accounts
by 31-01-2027
  1. 07-02-2025Annual accounts filed
  2. 26-09-2024Capital & shares · Purpose · Amendment…
  3. 15-01-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Activities of holding companiesNACE 64210
Founded
31-10-1991
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
21
Who signs
Each director alone
Annual meeting
First Monday of October at 20:00
Purpose
“La gestion de portefeuilles d'assurances; L'expertise et le conseil en matière…” (deed in French)
Go to Articles of association

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.