LIVE - IN
ActiveSummary
LIVE - IN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The latest annual accounts of LIVE - IN were filed more than 90 days after the deadline. The 2024 annual accounts show equity of €342k and a net result of €47k. Equity is growing by ~27.4% per year across the filed fiscal years. Its solvency ranks better than 34% of 773 sector peers (fiscal year 2024). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: Filed more than 90 days late
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
152 d late
2022
98 d late
2021
285 d late
2020
122 d late
2019
116 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Equity
€342k▲ 16.0%
2023 · €295k
2018: €87klowest in 7 years
2019: €112k▲ +28.1% vs 2018
2020: €124k▲ +10.5% vs 2019
2021: €105k▼ -15.1% vs 2020
2022: €202k▲ +92.4% vs 2021
2023: €295k▲ +46.1% vs 2022
2024: €342k▲ +16.0% vs 2023highest in 7 years
2018 → 2024
Net result
€47k▼ 49.4%
2023 · €93k
2018: €19k
2019: €25k▲ +30.6% vs 2018
2020: €12k▼ -52.3% vs 2019
2021: €-19k▼ -260% vs 2020lowest in 7 years
2022: €97k▲ +619% vs 2021highest in 7 years
2023: €93k▼ -4.0% vs 2022
2024: €47k▼ -49.4% vs 2023
2018 → 2024
Total assets
€1.50M▲ 75.8%
2023 · €852k
2018: €442k
2019: €407k▼ -8.0% vs 2018lowest in 7 years
2020: €754k▲ +85.4% vs 2019
2021: €656k▼ -12.9% vs 2020
2022: €760k▲ +15.8% vs 2021
2023: €852k▲ +12.2% vs 2022
2024: €1.50M▲ +75.8% vs 2023highest in 7 years
2018 → 2024
Solvency
22.8%▼ 11.8pp
2023 · 34.6%
2018: 19.8%
2019: 27.5%▲ +39.3% vs 2018
2020: 16.4%▼ -40.4% vs 2019
2021: 16.0%▼ -2.5% vs 2020lowest in 7 years
2022: 26.6%▲ +66.2% vs 2021
2023: 34.6%▲ +30.2% vs 2022highest in 7 years
2024: 22.8%▼ -34.1% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€124k-€105k▼ 15.1%€202k▲ 92.4%€295k▲ 46.1%€342k▲ 16.0%
2020: €124k
2021: €105k▼ -15.1% vs 2020lowest in 5 years
2022: €202k▲ +92.4% vs 2021
2023: €295k▲ +46.1% vs 2022
2024: €342k▲ +16.0% vs 2023highest in 5 years
Operating result€26k-€14k▼ 48.5%€134k▲ 883%€124k▼ 7.2%€109k▼ 12.3%
2020: €26k
2021: €14k▼ -48.5% vs 2020lowest in 5 years
2022: €134k▲ +883% vs 2021highest in 5 years
2023: €124k▼ -7.2% vs 2022
2024: €109k▼ -12.3% vs 2023
Net result€12k-€-19k€97k€93k▼ 4.0%€47k▼ 49.4%
2020: €12k
2021: €-19k▼ -260% vs 2020lowest in 5 years
2022: €97k▲ +619% vs 2021highest in 5 years
2023: €93k▼ -4.0% vs 2022
2024: €47k▼ -49.4% vs 2023
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 12% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.50M
Fixed assets
€1.29M ▲ 233%
Current assets
€213k ▼ 54.3%
Equity and liabilities €1.50M
Equity
€342k ▲ 16.0%
Debt
€1.16M ▲ 108%
Debt's share of the balance-sheet total rises from 65.4% to 77.2%. Equity and debt are higher.
Key figures and ratios
ROE
13.8%▼
2023 · 31.5%
ROA
3.1%▼
2023 · 10.9%
Debt ≤ 1 year
€306k▲
2023 · €226k
Debt > 1 year
€851k▲
2023 · €331k
Income taxes
€63k▲
2023 · €26k
Staff costs
€69k▲
2023 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 51 lines
Balance sheet
Code20232024
Assets
Total assets20/58€852k€1.50M▲
Fixed assets21/28€386k€1.29M▲
Intangible fixed assets21€272k€233k▼
Tangible fixed assets22/27€114k€152k▲
Furniture and vehicles24€17k€51k▲
Leasing and similar rights25€80k€67k▼
Other tangible fixed assets26€17k€34k▲
Financial fixed assets28€190€900k▲
Current assets29/58€466k€213k▼
Amounts receivable within one year40/41€159k€178k▲
Trade receivables40€132k€143k▲
Other amounts receivable41€27k€35k▲
Cash at bank and in hand54/58€307k€27k▼
Deferred charges and accrued income490/1-€9k
Equity and liabilities
Total equity and liabilities10/49€852k€1.50M▲
Equity10/15€295k€342k▲
Contributions10/11€31k€31k=
Capital10€31k€31k=
Issued capital100€31k€31k=
Reserves13€16k€76k▲
Non-distributable reserves130/1€3k€3k=
Legal reserve130€3k€3k=
Tax-exempt reserves132€13k€73k▲
Profit (loss) carried forward14€249k€236k▼
Amounts payable17/49€557k€1.16M▲
Amounts payable after more than one year17€331k€851k▲
Financial debts170/4€331k€851k▲
Amounts payable within one year42/48€226k€306k▲
Current portion of amounts payable after more than one year42€53k€152k▲
Trade debts44€160k€140k▼
Suppliers440/4€160k€140k▼
Taxes, remuneration and social security45€13k€14k▲
Taxes450/3€2k€443▼
Remuneration and social security454/9€12k€14k▲
Income statement
Code20232024
Remuneration, social security and pensions62€52k€69k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€57k€66k▲
Other operating charges640/8€5k€4k▼
Gross operating margin9900€238k€247k▲
Operating profit (loss)9901€124k€109k▼
Financial income75/76B€3k€31k▲
Recurring financial income75€3k€31k▲
Financial charges65/66B€7k€30k▲
Recurring financial charges65€7k€30k▲
Profit (loss) for the period before taxes9903€119k€110k▼
Income taxes67/77€26k€63k▲
Profit (loss) for the period9904€93k€47k▼
Transfer to tax-exempt reserves689-€60k
Profit (loss) for the period to be appropriated9905€93k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€249k€236k▼
Profit (loss) brought forward from the previous period14P€155k€249k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €61k | €40k | €52k | €69k | ▲ 32.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €75k | €90k | €56k | €57k | €66k | ▲ 15.1% |
| Other operating charges640/8 | - | €9k | €4k | €5k | €4k | ▼ 19.1% |
| Gross operating margin9900 | €157k | €174k | €235k | €238k | €247k | ▲ 3.9% |
| Operating profit (loss)9901 | €26k | €14k | €134k | €124k | €109k | ▼ 12.3% |
| Financial income75/76B | - | €11 | €365 | €3k | €31k | ▲ 1,071% |
| Recurring financial income75 | €408 | €11 | €365 | €3k | €31k | ▲ 1,071% |
| Financial charges65/66B | - | €10k | €14k | €7k | €30k | ▲ 304% |
| Recurring financial charges65 | €7k | €10k | €14k | €7k | €30k | ▲ 304% |
| Profit (loss) for the period before taxes9903 | €20k | €3k | €120k | €119k | €110k | ▼ 8.1% |
| Income taxes67/77 | €8k | €22k | €23k | €26k | €63k | ▲ 139% |
| Profit (loss) for the period9904 | €12k | €-19k | €97k | €93k | €47k | ▼ 49.4% |
| Transfer to tax-exempt reserves689 | - | - | - | - | €60k | - |
| Profit (loss) for the period to be appropriated9905 | €12k | €-19k | €97k | €93k | €-13k | ▼ 114% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €754k | €656k | €760k | €852k | €1.50M | ▲ 75.8% |
| Fixed assets21/28 | €577k | €476k | €429k | €386k | €1.29M | ▲ 233% |
| Intangible fixed assets21 | €33k | €350k | €311k | €272k | €233k | ▼ 14.3% |
| Tangible fixed assets22/27 | €154k | €126k | €117k | €114k | €152k | ▲ 33.4% |
| Furniture and vehicles24 | - | €11k | €17k | €17k | €51k | ▲ 204% |
| Leasing and similar rights25 | - | €107k | €93k | €80k | €67k | ▼ 16.7% |
| Other tangible fixed assets26 | - | €8k | €7k | €17k | €34k | ▲ 99.8% |
| Financial fixed assets28 | €390k | €190 | €190 | €190 | €900k | ▲ 473,684% |
| Current assets29/58 | €177k | €181k | €331k | €466k | €213k | ▼ 54.3% |
| Amounts receivable within one year40/41 | €124k | €94k | €119k | €159k | €178k | ▲ 11.9% |
| Trade receivables40 | - | €80k | €96k | €132k | €143k | ▲ 8.4% |
| Other amounts receivable41 | - | €14k | €23k | €27k | €35k | ▲ 29.3% |
| Cash at bank and in hand54/58 | €27k | €87k | €212k | €307k | €27k | ▼ 91.3% |
| Deferred charges and accrued income490/1 | - | - | - | - | €9k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €754k | €656k | €760k | €852k | €1.50M | ▲ 75.8% |
| Equity10/15 | €124k | €105k | €202k | €295k | €342k | ▲ 16.0% |
| Contributions10/11 | €31k | €31k | €31k | €31k | €31k | = |
| Capital10 | - | €31k | €31k | €31k | €31k | = |
| Issued capital100 | - | €31k | €31k | €31k | €31k | = |
| Reserves13 | €16k | €16k | €16k | €16k | €76k | ▲ 374% |
| Non-distributable reserves130/1 | - | €3k | €3k | €3k | €3k | = |
| Legal reserve130 | - | €3k | €3k | €3k | €3k | = |
| Tax-exempt reserves132 | - | €13k | €13k | €13k | €73k | ▲ 462% |
| Profit (loss) carried forward14 | €77k | €58k | €155k | €249k | €236k | ▼ 5.2% |
| Amounts payable17/49 | €630k | €551k | €558k | €557k | €1.16M | ▲ 108% |
| Amounts payable after more than one year17 | €517k | €449k | €384k | €331k | €851k | ▲ 157% |
| Financial debts170/4 | - | €449k | €384k | €331k | €851k | ▲ 157% |
| Amounts payable within one year42/48 | €113k | €102k | €174k | €226k | €306k | ▲ 35.5% |
| Current portion of amounts payable after more than one year42 | - | €67k | €65k | €53k | €152k | ▲ 188% |
| Trade debts44 | €4k | €29k | €101k | €160k | €140k | ▼ 12.4% |
| Suppliers440/4 | - | €29k | €101k | €160k | €140k | ▼ 12.4% |
| Taxes, remuneration and social security45 | - | €5k | €8k | €13k | €14k | ▲ 4.6% |
| Taxes450/3 | - | - | - | €2k | €443 | ▼ 75.1% |
| Remuneration and social security454/9 | - | €5k | €8k | €12k | €14k | ▲ 16.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12k | €-19k | €97k | €93k | €47k | ▼ 49.4% |
| + Depreciation and write-downs630 | €75k | €90k | €56k | €57k | €66k | ▲ 15.1% |
| Operating cash flow (approximation) | €86k | €71k | €153k | €150k | €113k | ▼ 24.9% |
| Investment in fixed assets (approximation) | - | €12k | €-9k | €-15k | €-965k | ▼ 6,349% |
| Change in cash | - | €61k | €125k | €95k | €-281k | ▼ 395% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 92 days late
2024
30-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 152 days late
2023
06-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 98 days late
12-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 285 days late
2022
31-12
Financial
Back to profitnet €97k
Net result €97k after one loss-making year.
31-12
Financial
Equity above €200kEq €202k ▲92.4%
Equity rises from €105k to €202k.
2021
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 122 days late
2020
24-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 116 days late
2019
31-12
Financial
Equity above €100kEq €112k ▲28.1%
2 profitable years in a row build equity to €112k.
28-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 89 days late
2018
23-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 84 days late
2017
16-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 108 days late
2016
10-11
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 102 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 1989
Ground area
6,659 m²
Building footprint
1,341 m²
Volume, LiDAR
32,866 m³
2 parcels, Brussels · tallest building 29.0 m, ±9 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
LIVE-IN
since 19892.044.166.518
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332B0427/05F000 | Brussels | 6,395 m² | 1 · 1,243 m² | 28.9 m · 9 fl. |
| 21682C0160/00E003 | Brussels | 264 m² | 1 · 98 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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OPTISUR INVEST
BE 0685.733.283
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KANTOOR DE BRUYN
BE 0835.816.831
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Of 4,677 companies in sector 66220 we hold annual accounts for 3,221. 2,717 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-07-1989
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.