de Ferrerre
ActiveThe computed 12-month bankruptcy probability of de Ferrerre is 1.6% (moderate). The 2025 annual accounts show equity of €27k and a net result of €24k. Its solvency ranks better than 69% of 27711 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency89
Growth-
Track record67
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.53; short-term debt: 34.8% and cash: 22.9% of total assets), and 35.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.2%
Return on assets
57.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
29 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€27k
Total assets
€43k
Net result
€24k
Working capital
€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €43k
Fixed assets
€20k
Current assets
€23k
Equity and liabilities €43k
Equity
€27k
Debt
€15k
Debt finances 35.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€33k
Cash flow
€25k
Solvency
64.2%
Current ratio
1.53
Quick ratio
1.53
Debt / equity
0.56
ROE
89.1%
ROA
57.2%
Interest coverage
1174.49
Debt
€15k
Debt ≤ 1 year
€15k
Income taxes
€8k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€43k
Fixed assets21/28€20k
Intangible fixed assets21€1k
Tangible fixed assets22/27€19k
Plant, machinery and equipment23€2k
Furniture and vehicles24€17k
Current assets29/58€23k
Amounts receivable within one year40/41€13k
Trade receivables40€3k
Other amounts receivable41€10k
Cash at bank and in hand54/58€10k
Deferred charges and accrued income490/1€201
Equity and liabilities
Total equity and liabilities10/49€43k
Equity10/15€27k
Contributions10/11€3k
Profit (loss) carried forward14€24k
Amounts payable17/49€15k
Amounts payable within one year42/48€15k
Current portion of amounts payable after more than one year42€5k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€8k
Taxes450/3€8k
Accrued charges and deferred income492/3€411
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€186
Other operating charges640/8€730
Gross operating margin9900€34k
Operating profit (loss)9901€33k
Financial charges65/66B€28
Recurring financial charges65€28
Profit (loss) for the period before taxes9903€33k
Income taxes67/77€8k
Profit (loss) for the period9904€24k
Profit (loss) for the period to be appropriated9905€24k
Appropriation of the result
Profit (loss) to be appropriated9906€24k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
01-09
State Gazette act
Registered officeBoard meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move2 facts ▸
- Board meeting, 2026-08-24
- Registered-office move, Theet 43, 9220 Hamme
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
State Gazette actNBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Theet 439220 Hamme (Vl.)Ground area
1,684 m²
Building footprint
156 m²
Volume, LiDAR
585 m³
Parcel 42452C0225/00F000, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
de Ferrerre
since 20252.376.857.712
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452C0225/00F000 | Flanders | 1,684 m² | 1 · 156 m² | 6.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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KROCUS
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BE 1027.286.616
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DAKWERKEN WILLY EN GUNTHER
BE 0538.918.538
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Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 3,323 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-08-2025
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43230Insulation installation
43320Joinery installation
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.