Tom Torrekens

Active

Private limited companyfounded 2025active for 1 yearValkenstraat 29B, 9660 Brakel, BelgiumKBO/BCE: BE 1023.632.486

Summary

The computed 12-month bankruptcy probability of Tom Torrekens is 4.1% (elevated). The 2025 annual accounts show equity of €26,458 and a net result of €23,958. Its solvency ranks better than 60% of 34,356 sector peers (NACE 43, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

Tom TorrekensActiveChecked score 50/100

Risk analysis Report Compare

Activity

Roofing work

NACE 43410

1 site

Size

€47,198total assets 2025

Equity: €26,458
Profit: €23,958

Turnover not published (micro format)

Financial health

50 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 4.1%

Structure

Accounts filed 25 days late

Why 50raises risk2 changes of registered office in 24 monthsFounded in 2025Size: total assets €47,198lowers riskLiquidity: current ratio 1.84, cash €13,864Show the evidence

Checked score

Score 2025

50 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 72% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength

Strong

Solvency 81

equity 56.1% of total assets

Liquidity 66

short-term debt 43.9% · cash 29.4%

Profitability 100

return on assets 50.8%

Bankruptcy probability, 12 months

4.1% Elevated

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,571 companies, NACE 43, micro)

Last 24 months 06-2026: 1.9% 07-2026: 3.8%▲ +1.9 percentage points vs 06-2026 08-2026: 4.0%▲ +0.2 percentage points vs 07-2026 09-2026: 1.2%▼ -2.8 percentage points vs 08-2026lowest value 10-2026: 4.1%▲ +2.9 percentage points vs 09-2026highest value

Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity ample (current ratio 1.84, above the usual 1.5; short-term debt: 43.9% and cash: 29.4% of total assets), and 43.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 61% on solvency, 64% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

2 changes of registered office in 24 months

Belgian Official Gazette

Founded in 2025

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 1.84, cash €13,864

NBB · annual accounts

Size: total assets €47,198

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 1 filing

Deviation from the deadline

2025

25 days late

← before the deadline after the deadline →

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since incorporation in 2025.

KBO publications · our coverage

09-09-2026 Registered office · MiscellaneousCorrection · Registered-office move ·…
25-08-2026 Annual accounts filedfinancial year 2025 · micro…
29-06-2026 Registered officeRegistered-office move · Power of…