Financials
- Financial year
- 2025
- Total assets
- €37,822
- Profit
- €19,023
- Solvency
- 55.6%
Inaya Services
ActiveSummary
The computed 12-month bankruptcy probability of Inaya Services is 2.9% (moderate). The 2025 annual accounts show equity of €21,023 and a net result of €19,023. Its solvency ranks better than 62% of 13,454 sector peers (NACE 46, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Wholesale of fruit and vegetables, excluding potatoes
NACE 46319Roofing work NACE 43410
1 site
Size
€37,822total assets 2025
- Equity
- €21,023
- Profit
- €19,023
Turnover not published (micro format)
Structure
Accounts filed 7 days late
Why 52raises riskFounded in 2025Size: total assets €37,822Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskEquity €21,023 (55.6% of total assets)Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 63% of its sector peers (NACE 41, micro)
Financial strength
Strong
Solvency
81
equity 55.6% of total assets
Liquidity
37
short-term debt 44.4% · cash 6.6%
Profitability
100
return on assets 50.3%
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 3.6%highest value
09-2026: 2.7%▼ -0.9 percentage points vs 08-2026lowest value
10-2026: 2.9%▲ +0.2 percentage points vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.65, above the usual 1.5; short-term debt: 44.4% and cash: 6.6% of total assets), and 44.4% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 64% on solvency, 32% on liquidity and 91% on profitability.
The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
7 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: EZZANNAGUI Ismail (director) ·…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale of fruit and vegetables, excluding potatoesNACE 46319
- Founded
- 04-07-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 40
- Annual meeting
- Third Thursday of May at 18:00
- Purpose
- “Alle schoonmaakwerkzaamheden in de breedste zin van het woord,de exploitatie van een…” (deed in Dutch)
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.