SIMORA
ActiveThe file of SIMORA contains 2 judicial reorganisations, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is ≥ 25% (high). The 2024 annual accounts show equity of €177k and a net result of €10k. Equity is growing by ~32.1% per year across the filed fiscal years. Its solvency ranks better than 62% of 6161 sector peers (fiscal year 2024).
Checked score
Score 2024
35
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▼-13
Solvency64▲+1
Growth52▼-26
Track record60
Bankruptcy probability, 12 months
≥ 25%
High
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 1.61 against 1.46 in 2023; short-term debt: 49% and cash: 0.6% of total assets), but 60.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
6 d late
2022
78 d late
2021
152 d late
2020
87 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€177k▲ 6.3%
2023 · €166k
2020: €62k
2021: €69k
2022: €108k
2023: €166k
2020 → 2024
Total assets
€448k▲ 2.2%
2023 · €438k
2020: €817k
2021: €323k
2022: €384k
2023: €438k
2020 → 2024
Net result
€10k▼ 82.1%
2023 · €58k
2020: €27k
2021: €7k
2022: €39k
2023: €58k
2020 → 2024
Working capital
€133k▲ 23.7%
2023 · €107k
2020: €39k
2021: €16k
2022: €47k
2023: €107k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€62k-€69k▲ 11.6%€108k▲ 57.1%€166k▲ 54.1%€177k▲ 6.3%
Operating result€32k-€10k▼ 69.3%€50k▲ 403%€85k▲ 70.1%€23k▼ 73.0%
Net result€27k-€7k▼ 73.0%€39k▲ 447%€58k▲ 48.9%€10k▼ 82.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 73% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €448k
Fixed assets
€96k=
Current assets
€352k▲ 2.8%
Equity and liabilities €448k
Equity
€177k▲ 6.3%
Provisions
€37k=
Debt
€234k▼ 0.4%
The debt ratio falls from 53.7% to 52.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€46k▼
2023 · €106k
Cash flow
€34k▼
2023 · €80k
Solvency
39.5%▲
2023 · 38.0%
Current ratio
1.61▲
2023 · 1.46
Quick ratio
0.56▲
2023 · 0.46
Debt / equity
1.32▼
2023 · 1.41
ROE
5.9%▼
2023 · 35.1%
ROA
2.3%▼
2023 · 13.3%
Interest coverage
10.05▼
2023 · 17.86
Debt
€234k▼
2023 · €235k
Debt ≤ 1 year
€219k▼
2023 · €235k
Debt > 1 year
€15k
Income taxes
€8k▼
2023 · €20k
Staff costs
€82k▼
2023 · €89k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€438k€448k▲
Fixed assets21/28€96k€96k=
Tangible fixed assets22/27€61k€61k=
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€22k€24k▲
Other tangible fixed assets26€29k€30k▲
Financial fixed assets28€35k€35k=
Current assets29/58€343k€352k▲
Stocks and contracts in progress3€234k€229k▼
Stocks30/36€234k€229k▼
Amounts receivable within one year40/41€78k€120k▲
Trade receivables40€67k€78k▲
Other amounts receivable41€11k€42k▲
Cash at bank and in hand54/58€30k€3k▼
Equity and liabilities
Total equity and liabilities10/49€438k€448k▲
Equity10/15€166k€177k▲
Contributions10/11€35k€35k=
Profit (loss) carried forward14€131k€142k▲
Provisions and deferred taxes16€37k€37k=
Provisions for liabilities and charges160/5€37k€37k=
Environmental obligations163€37k-
Other liabilities and charges164/5-€37k
Amounts payable17/49€235k€234k▼
Amounts payable after more than one year17-€15k
Financial debts170/4-€15k
Amounts payable within one year42/48€235k€219k▼
Current portion of amounts payable after more than one year42-€5k
Trade debts44€153k€167k▲
Suppliers440/4€153k€167k▲
Taxes, remuneration and social security45€77k€47k▼
Taxes450/3€57k€23k▼
Remuneration and social security454/9€21k€24k▲
Other amounts payable47/48€5k-
Income statement
Code20232024
Remuneration, social security and pensions62€89k€82k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€23k▲
Other operating charges640/8€12k€10k▼
Gross operating margin9900€208k€139k▼
Operating profit (loss)9901€85k€23k▼
Financial income75/76B€1€5▲
Recurring financial income75€1€5▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€79k€18k▼
Income taxes67/77€20k€8k▼
Profit (loss) for the period9904€58k€10k▼
Profit (loss) for the period to be appropriated9905€58k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€131k€142k▲
Profit (loss) brought forward from the previous period14P€73k€131k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-12
Judicial reorganisation
Plan homologation
Tribunal de l’entreprise francophone de Bruxelles · 20250117 · event 09-12-2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
12-09
Judicial reorganisation
Opening
Tribunal de l’entreprise francophone de Bruxelles · collectif · event 08-09-2025
2024
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-12
Financial
Highest result since 2020net €58k ▲48.9%
Operating result €85k, net result €58k, both a record.
31-12
Financial
Equity above €150kEq €166k ▲54.1%
4 profitable years in a row build equity to €166k.
17-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 78 days late
2022
31-12
Financial
Equity above €100kEq €108k ▲57.1%
3 profitable years in a row build equity to €108k.
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 152 days late
2021
31-12
Financial
Weakest financial yearnet €7k ▼73%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 87 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
Ground area
614 m²
Building footprint
87 m²
Volume, LiDAR
1,121 m³
Parcel 21808H1971/00E000, Brussels · tallest building 18.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MOVE TO BEAUTY
since 20192.291.512.459
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H1971/00E000 | Brussels | 614 m² | 1 · 87 m² | 18.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,862 companies in sector 96220 we hold annual accounts for 1,441. 844 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-2019
Fiscal year end31-12
Activities, NACEBEL
96022Beauty treatment
96220Beauty care and other beauty treatments
96040Personal service activities
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.