De Cuyper Consult
ActiveSummary
De Cuyper Consult has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €42k. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 31% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▲+8
Solvency34▼-6
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.06 in 2024; short-term debt: 78.6% and cash: 1% of total assets), and 91.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.5%
Return on assets
5.6%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
76 d early
2023
48 d early
2022
143 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€65k▼ 19.7%
2024 · €80k
2022: €42k
2023: €68k
2024: €80k
2022 → 2025
Total assets
€756k▲ 38.0%
2024 · €548k
2022: €93k
2023: €401k
2024: €548k
2022 → 2025
Net result
€42k▲ 194%
2024 · €14k
2022: €33k
2023: €27k
2024: €14k
2022 → 2025
Working capital
€111k▲ 333%
2024 · €26k
2022: €28k
2023: €20k
2024: €26k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€42k-€68k▲ 60.3%€80k▲ 18.6%€65k▼ 19.7%
Operating result€44k-€41k▼ 5.8%€38k▼ 8.7%€77k▲ 105%
Net result€33k-€27k▼ 17.9%€14k▼ 47.4%€42k▲ 194%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 105% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €756k
Fixed assets
€51k ▼ 41.6%
Current assets
€706k ▲ 53.0%
Equity and liabilities €756k
Equity
€65k ▼ 19.7%
Debt
€692k ▲ 48.0%
Debt's share of the balance-sheet total rises from 85.3% to 91.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€113k▲
2024 · €73k
Cash flow
€78k▲
2024 · €50k
Current ratio
1.19▲
2024 · 1.06
Quick ratio
0.03▼
2024 · 0.08
Debt to equity
10.71▲
2024 · 5.81
ROE
65.0%▲
2024 · 17.8%
ROA
5.6%▲
2024 · 2.6%
Interest coverage
4.75▲
2024 · 4.19
Debt ≤ 1 year
€594k▲
2024 · €436k
Debt > 1 year
€92k▲
2024 · €32k
Income taxes
€12k▲
2024 · €6k
Staff costs
€56k▲
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€548k€756k▲
Fixed assets21/28€87k€51k▼
Tangible fixed assets22/27€87k€51k▼
Furniture and vehicles24€87k€51k▼
Current assets29/58€461k€706k▲
Stocks and contracts in progress3€427k€686k▲
Stocks30/36€427k€686k▲
Amounts receivable within one year40/41€14k€13k▼
Trade receivables40€14k€13k▼
Cash at bank and in hand54/58€21k€7k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€548k€756k▲
Equity10/15€80k€65k▼
Contributions10/11€10k€10k=
Reserves13€70k€13k▼
Distributable reserves133€70k€13k▼
Profit (loss) carried forward14€0€42k▲
Amounts payable17/49€468k€692k▲
Amounts payable after more than one year17€32k€92k▲
Financial debts170/4€32k€12k▼
Other amounts payable178/9-€80k
Amounts payable within one year42/48€436k€594k▲
Current portion of amounts payable after more than one year42€23k€20k▼
Financial debts43€225k€175k▼
Credit institutions430/8€225k€175k▼
Trade debts44€6k€11k▲
Suppliers440/4€6k€11k▲
Taxes, remuneration and social security45€28k€21k▼
Taxes450/3€26k€19k▼
Remuneration and social security454/9€2k€1k▼
Other amounts payable47/48€154k€367k▲
Accrued charges and deferred income492/3-€5k
Income statement
Code20242025
Remuneration, social security and pensions62€47k€56k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€36k▲
Other operating charges640/8€2k€17k▲
Gross operating margin9900€122k€186k▲
Operating profit (loss)9901€38k€77k▲
Financial income75/76B€0€783▲
Recurring financial income75€0€783▲
Financial charges65/66B€17k€24k▲
Recurring financial charges65€17k€24k▲
Profit (loss) for the period before taxes9903€20k€54k▲
Income taxes67/77€6k€12k▲
Profit (loss) for the period9904€14k€42k▲
Profit (loss) for the period to be appropriated9905€14k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€42k▲
Transfer from equity791/2-€58k
Transfer to equity691/2€13k€0▼
To other reserves6921€13k€0▼
Profit to be distributed694/7€2k€58k▲
Return on contributions (dividend)694€2k€58k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2022net €42k ▲194%
Operating result €77k, net result €42k, both a record.
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €14k ▼47.4%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meileveld 199620 ZottegemGround area
313 m²
Building footprint
85 m²
Volume, LiDAR
505 m³
Parcel 41068B0257/00Y000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
De Cuyper Consult
since 20212.317.399.086
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41068B0257/00Y000 | Flanders | 312 m² | 1 · 85 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BROECK INVEST
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Of 7,320 companies in sector 68110 we hold annual accounts for 5,381. 3,450 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
68110Buying and selling of own real estate
70100Activities of head offices
82100Office administrative and support services
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.