Equity
-€19,203
Debts exceed assets in financial year 2025.
Brickvalue
Lifetime
5 annual accounts with figures on one time axispeak €66,008 (2023)
€39,595▼ 18.9%
lowest -€79,678 (2022)
-€914▼ €8,380
peak €64,606 (2021)
-€19,203▼ €914
€77,796▼ 82.2%
Board1 name since 2020
1 directorBen Vercammen
Documentsfilings and deeds
29-07-20262 days before the deadline
2025micro format
Gross margin from €48,829 to €39,595Loss of €914Debts from €437,327 to €77,796Cash from €5,225 to €11,085
Key points
from the 2025 annual accountsTurnover
≈ €110,000 estimated
The micro format states no turnover.
Debts
€77,796 133% of the balance sheet
Financial debts 6%Suppliers 34%Taxes and wages 2%Other 58%
Of this, €31,655 falls due within a year.
Investments
€27,641 3.4 × depreciation
Green is investment, beige is depreciation.
Filings
5 annual accounts 1 late
The 2021 accounts came 30 days late. The other four were filed on time.
Position in the sector
-32.8%
Lower solvency than 91% of companies in real estate. Sector median 28.9% · 17,194 companies.
Checked score
54
Fair
Financially stronger than 26% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024lowest value
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.4%▲ +0.1 percentage points vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.5%▲ +0.1 percentage points vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.1 percentage points vs 07-2026
09-2026: 0.7%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.7%● unchanged vs 09-2026
11-2026: 0.7%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€19,203
Founded in 2020
lowers risk
Sector: Real estate activities (NACE 68)
Size: total assets €58,593
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 41% on liquidity, 25% on profitability and 34% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,564 companies had the same profile as Brickvalue has now. Each dot stands for 4 companies, two years later.
88.9%
were still trading
5.4%
stopped another way
5.1%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Brickvalue itself is lower: 0.7% within 12 months. It rests on far more data about Brickvalue than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,564 companies, not a prediction for Brickvalue. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is ample, with a current ratio of 1.78 (1.42 in 2024), above the usual 1.5. Short-term debt is 54% and cash 18.9% of total assets. However, equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€19,203
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
2 days early
2024
1 day early
2023
1 day early
2022
11 days early
2021
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 3 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VERCAMMEN Ben 550 sharesdeed of 15-06-2020
- HUIJBRECHTS Sven 225 sharesdeed of 15-06-2020
- MALHERBE Olivier Denise Thierry 225 sharesdeed of 15-06-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0748467044
Registered office moved from Zoersel to Schoten
New registered office: Wezelsebaan 138 te 2900 Schoten · Previous registered office: Schriekbos 38 te 2980 Zoersel · Permanent representatives: Johan Jacobs, Kris Bollen, Sylvie van Mol and Greet Slegers · Board meeting of 12-04-2022 · Gazette deed
Registered office moved within Zoersel
New registered office: Schriekbos 38, 2980 Zoersel · Previous registered office: Bethaniënlei 197, 2980 Zoersel · Permanent representatives: Johan Jacobs, Kris Bollen, Sylvie van Mol and Greet Slegers · Board meeting of 17-11-2020 · Gazette deed
Incorporation
Founding capital of €70,000, 1,000 shares · Founders: VERCAMMEN Ben, HUIJBRECHTS Sven and MALHERBE Olivier Denise Thierry · Appointment: VERCAMMEN Ben (director) · published on 15-06-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Brickvalue Schoten | €58,593 | €39,595 | -32.8% | - |
| TP IMMO CONCEPT Thuin | €55,568 | €49,079 | -2.6% | - |
| MGCC IMMO Thuin | €52,013 | €45,750 | -39.3% | - |
| CASAPOINT Rebecq | €65,284 | €31,049 | -110.5% | - |
| Piggo and Co Chaumont-Gistoux | €62,746 | €40,975 | 35.7% | - |
| SOLVAM Keerbergen | €75,862 | €40,036 | 4.0% | - |
| DSR Paepen bouwprojecten Vorselaar | €58,182 | €30,222 | 65.4% | - |
These companies have the same main activity as Brickvalue: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €52,000 and €75,900, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 11-06-2020Normal situation
- Activity
- Buying and selling of own real estateNACE 68110
- Establishment unit
- 2.304.439.0942900 Schoten, since 11-06-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Annual accounts 2025
- €58,593▼ 86.0%
- Filing
- Filed on 29-07-2026, 2 days before the end of the filing period
Insights on Brickvalue
Brickvalue files the micro format. That format states no turnover. The gross margin fell from €61,338 in 2021 to €39,595 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Brickvalue
- What is the company number of Brickvalue?
- The company number of Brickvalue is 0748.467.044. The VAT number is the same number with BE in front: BE 0748.467.044.
- Where is Brickvalue based?
- The registered office is at Wezelsebaan 138, 2900 Schoten.Company details
- What does Brickvalue do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of Brickvalue?
- Brickvalue is a private limited company (BV).
- When was Brickvalue founded?
- Brickvalue was founded on 11-06-2020.
- Is Brickvalue still active?
- Yes, Brickvalue is an active enterprise in the KBO register.
- How many employees does Brickvalue have?
- Brickvalue had an average of 1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- What is the turnover of Brickvalue?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €39,595 and 32 comparable companies (NACE 681). It probably lies between €60,000 and €220,000.
- Is Brickvalue profitable?
- In financial year 2025, Brickvalue made a loss of €914.
- Where can I find the annual accounts of Brickvalue?
- Brickvalue filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Brickvalue due?
- Brickvalue must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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