De Cuyper
ActiveSummary
De Cuyper has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74k and a net result of €-8k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 77% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability10▼-74
Solvency94▼-6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.26 against 3.96 in 2024; short-term debt: 30.5% and cash: 62.9% of total assets), and 30.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.5%
Return on assets
-7.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
26 d late
2023
8 d early
2022
28 d late
2021
30 d late
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€74k▼ 9.6%
2024 · €82k
Total assets
€107k▼ 2.5%
2024 · €110k
Net result
€-8k
2024 · €13k
Working capital
€74k▼ 9.4%
2024 · €81k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€131▼ 96.1%€17k▲ 12,947%€12k▼ 31.6%€16k▲ 40.1%€-8k
Net result€441▼ 77.6%€14k▲ 3,012%€9k▼ 33.3%€13k▲ 42.4%€-8k
Equity€46k▲ 1.0%€60k▲ 29.6%€69k▲ 15.2%€82k▲ 18.8%€74k▼ 9.6%
Total assets€86k▼ 0.9%€84k▼ 2.7%€100k▲ 19.0%€110k▲ 10.1%€107k▼ 2.5%
Debt€40k▼ 3.0%€24k▼ 40.4%€30k▲ 28.6%€28k▼ 9.6%€33k▲ 18.6%
Working capital€42k▼ 9.4%€58k▲ 38.5%€68k▲ 17.9%€81k▲ 19.5%€74k▼ 9.4%
Staff (FTE)1=0.4▼ 60.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €16k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €107k
Fixed assets
€675 ▼ 25.5%
Current assets
€107k ▼ 2.3%
Equity and liabilities €107k
Equity
€74k ▼ 9.6%
Debt
€33k ▲ 18.6%
Debt's share of the balance-sheet total rises from 25.1% to 30.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-8k▼
2024 · €17k
Cash flow
€-8k▼
2024 · €13k
Current ratio
3.26▼
2024 · 3.96
Debt to equity
0.44▲
2024 · 0.33
ROE
-10.6%▼
2024 · 15.8%
ROA
-7.4%▼
2024 · 11.9%
Interest coverage
-56.77▼
2024 · 109.50
Debt ≤ 1 year
€33k▲
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €42k | €20k | - | €176 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €2k | €2k | €231 | €231 | = |
| Other operating charges640/8 | - | - | €11k | €142 | €53 | ▼ 62.7% |
| Gross operating margin9900 | €49k | €40k | €25k | €17k | €-8k | ▼ 145% |
| Operating profit (loss)9901 | €131 | €17k | €12k | €16k | €-8k | ▼ 148% |
| Financial income75/76B | €619 | €731 | €629 | €474 | €173 | ▼ 63.5% |
| Recurring financial income75 | €619 | €731 | €629 | €474 | €173 | ▼ 63.5% |
| Financial charges65/66B | €273 | €196 | €297 | €152 | €135 | ▼ 10.9% |
| Recurring financial charges65 | €273 | €196 | €297 | €152 | €135 | ▼ 10.9% |
| Profit (loss) for the period before taxes9903 | €477 | €18k | €12k | €17k | €-8k | ▼ 147% |
| Income taxes67/77 | €36 | €4k | €3k | €4k | - | - |
| Profit (loss) for the period9904 | €441 | €14k | €9k | €13k | €-8k | ▼ 160% |
| Profit (loss) for the period to be appropriated9905 | €441 | €14k | €9k | €13k | €-8k | ▼ 160% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €86k | €84k | €100k | €110k | €107k | ▼ 2.5% |
| Fixed assets21/28 | €5k | €2k | €1k | €906 | €675 | ▼ 25.5% |
| Tangible fixed assets22/27 | €5k | €2k | €1k | €906 | €675 | ▼ 25.5% |
| Plant, machinery and equipment23 | €5k | €2k | €1k | €906 | €675 | ▼ 25.5% |
| Current assets29/58 | €82k | €82k | €99k | €109k | €107k | ▼ 2.3% |
| Amounts receivable within one year40/41 | €16k | €49k | €29k | €69k | €39k | ▼ 43.7% |
| Trade receivables40 | €11k | €47k | €27k | €68k | €37k | ▼ 44.8% |
| Other amounts receivable41 | €5k | €2k | €1k | €2k | €2k | ▲ 5.2% |
| Cash at bank and in hand54/58 | €60k | €27k | €66k | €40k | €67k | ▲ 69.9% |
| Deferred charges and accrued income490/1 | €5k | €6k | €4k | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €86k | €84k | €100k | €110k | €107k | ▼ 2.5% |
| Equity10/15 | €46k | €60k | €69k | €82k | €74k | ▼ 9.6% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Capital10 | €19k | €19k | €19k | - | - | - |
| Issued capital100 | €19k | €19k | €19k | - | - | - |
| Outside capital11 | - | - | - | €19k | - | - |
| Other1109/19 | - | - | - | €19k | - | - |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | - | - | - |
| Legal reserve130 | €2k | €2k | €2k | - | - | - |
| Distributable reserves133 | - | - | - | €2k | €2k | = |
| Profit (loss) carried forward14 | €26k | €39k | €49k | €62k | €54k | ▼ 12.8% |
| Amounts payable17/49 | €40k | €24k | €30k | €28k | €33k | ▲ 18.6% |
| Amounts payable within one year42/48 | €40k | €24k | €30k | €28k | €33k | ▲ 18.6% |
| Current portion of amounts payable after more than one year42 | €5k | - | - | - | - | - |
| Trade debts44 | €8k | €6k | €12k | €7k | €7k | ▲ 6.0% |
| Suppliers440/4 | €8k | €6k | €12k | €7k | €7k | ▲ 6.0% |
| Taxes, remuneration and social security45 | €5k | €945 | €1k | €2k | €3k | ▲ 36.1% |
| Taxes450/3 | €1k | €945 | €1k | - | €1k | - |
| Remuneration and social security454/9 | €4k | - | €2 | €2k | €2k | ▼ 9.9% |
| Other amounts payable47/48 | €23k | €17k | €17k | €19k | €23k | ▲ 20.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €441 | €14k | €9k | €13k | €-8k | ▼ 160% |
| + Depreciation and write-downs630 | €7k | €2k | €2k | €231 | €231 | = |
| Operating cash flow (approximation) | €7k | €16k | €12k | €13k | €-8k | ▼ 158% |
| Investment in fixed assets (approximation) | - | €0 | €-1k | €0 | €0 | - |
| Change in cash | - | €-33k | €39k | €-26k | €28k | ▲ 207% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Highest result since 2018net €14k ▲3,012%
Operating result €17k, net result €14k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 26 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 24 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 1992
Ground area
1,030 m²
Building footprint
214 m²
Volume, LiDAR
1,161 m³
Parcel 23040D0356/00X000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE CUYPER
since 19922.058.348.809
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23040D0356/00X000 | Flanders | 1,030 m² | 1 · 214 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,036. 13,218 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-06-1992
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Scores and ratios are computed by Checked and are not a credit decision.