DAVIBO
ActiveDAVIBO has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €99k and a net result of €-5k. Equity is shrinking by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 92% of 9984 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency100▲+1
Growth32=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 14.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
85.8%
Return on assets
-4.4%
Age of the figures
20 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€5k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
50 d early
2022
34 d early
2021
40 d early
2020
23 d early
2019
15 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€99k▼ 4.9%
2023 · €104k
2018: €135k
2019: €146k
2020: €148k
2021: €152k
2022: €122k
2023: €104k
2018 → 2024
Total assets
€115k▼ 30.0%
2023 · €165k
2018: €238k
2019: €233k
2020: €230k
2021: €221k
2022: €182k
2023: €165k
2018 → 2024
Net result
€-5k▲ 70.7%
2023 · €-18k
2018: €2k
2019: €11k
2020: €3k
2021: €3k
2022: €-30k
2023: €-18k
2018 → 2024
Working capital
€115k▼ 30.0%
2023 · €164k
2018: €235k
2019: €229k
2020: €227k
2021: €221k
2022: €182k
2023: €164k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€148k-€152k▲ 2.3%€122k▼ 19.7%€104k▼ 14.4%€99k▼ 4.9%
Operating result€4k-€6k▲ 35.6%€-29k€-17k▲ 42.2%€-5k▲ 70.7%
Net result€3k-€3k▲ 21.2%€-30k€-18k▲ 41.5%€-5k▲ 70.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2024 against €17k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €115k
Equity
€99k▼ 4.9%
Debt
€16k▼ 73.1%
The debt ratio falls from 36.8% to 14.2%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
85.8%▲
2023 · 63.2%
Debt / equity
0.16▼
2023 · 0.58
ROE
-5.2%▲
2023 · -16.8%
ROA
-4.4%▲
2023 · -10.6%
Debt
€16k▼
2023 · €61k
Debt ≤ 1 year
€315▼
2023 · €618
Debt > 1 year
€16k▼
2023 · €60k
A ratio outside any meaningful range has been withheld (balance sheet total €115k, equity €99k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€165k€115k▼
Current assets29/58€165k€115k▼
Amounts receivable within one year40/41€706€1,000▲
Other amounts receivable41€706€1,000▲
Cash at bank and in hand54/58€164k€114k▼
Deferred charges and accrued income490/1€216-
Equity and liabilities
Total equity and liabilities10/49€165k€115k▼
Equity10/15€104k€99k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€82k€82k=
Non-distributable reserves130/1€23k€23k=
Legal reserve130€23k€23k=
Distributable reserves133€59k€59k=
Profit (loss) carried forward14€-40k€-45k▼
Amounts payable17/49€61k€16k▼
Amounts payable after more than one year17€60k€16k▼
Financial debts170/4€60k€16k▼
Amounts payable within one year42/48€618€315▼
Trade debts44€46-
Suppliers440/4€46-
Taxes, remuneration and social security45€572€315▼
Taxes450/3€572€315▼
Income statement
Code20232024
Non-recurring operating income76A-€600
Gross operating margin9900€-17k€-5k▲
Operating profit (loss)9901€-17k€-5k▲
Financial charges65/66B€287€157▼
Recurring financial charges65€287€157▼
Profit (loss) for the period before taxes9903€-17k€-5k▲
Income taxes67/77€257-
Profit (loss) for the period9904€-18k€-5k▲
Profit (loss) for the period to be appropriated9905€-18k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-40k€-45k▼
Profit (loss) brought forward from the previous period14P€-22k€-40k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-30k ▼993%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 7current ratio 545.80
Current ratio from 77.41 to 545.80; short-term debt falls from €3k to €405.
31-12
Financial
Equity above €150kEq €152k ▲2.3%
4 profitable years in a row build equity to €152k.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €11k ▲393%
Operating result €16k, net result €11k, both a record.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 22 days late
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
21-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brouwerijstraat 22B3118 RotselaarGround area
2,098 m²
Building footprint
237 m²
Volume, LiDAR
1,082 m³
2 parcels, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Brouwerijstraat 22 B, 3118 Rotselaar
since 19912.053.601.747
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24121E0314/00P000 | Flanders | 1,151 m² | 1 · 131 m² | 5.3 m · 1 fl. |
| 24121E0314/00V000 | Flanders | 947 m² | 1 · 106 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BAUUNTERNEHMUNG BAUENS
BE 0427.103.866
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BATI CM CONSTRUCTION
BE 0670.857.443
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REYF BOUWWERKEN
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Of 29,531 companies in sector 41001 we hold annual accounts for 15,859. 12,999 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded10-07-1991
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45212
43350Other building finishing work
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.