DDT TERRASSEMENT
ActiveThe computed 12-month bankruptcy probability of DDT TERRASSEMENT is 2.5% (moderate). The 2025 annual accounts show equity of €34k and a net result of €7k. Equity is growing by ~21% per year across the filed fiscal years. Its solvency ranks better than 51% of 7760 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+7
Solvency70▲+4
Growth78=
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.53 in 2024; short-term debt: 31.7% and cash: 12.4% of total assets), but 55.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.8%
Return on assets
9.9%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
47 d late
2024
36 d early
2023
1 d early
2022
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€66k
EBIT margin
3.8%
Net result
€7k▲ 66.1%
2024 · €4k
2022: €2k
2023: €23k
2024: €4k
2022 → 2025
Working capital
€15k▲ 0.6%
2024 · €15k
2022: €-30k
2023: €14k
2024: €15k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€66k-
Equity€7k-€30k▲ 325%€34k▲ 15.0%€34k▼ 2.1%
Operating result€3k-€30k▲ 1,087%€10k▼ 65.7%€14k▲ 35.8%
Net result€2k-€23k▲ 1,024%€4k▼ 80.4%€7k▲ 66.1%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 36% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets
€37k▼ 10.7%
Current assets
€38k▼ 8.4%
Equity and liabilities €75k
Equity
€34k▼ 2.1%
Debt
€41k▼ 14.8%
The debt ratio falls from 58.6% to 55.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€26k▲
2024 · €25k
Cash flow
€20k▲
2024 · €19k
Solvency
44.8%▲
2024 · 41.4%
Current ratio
1.62▲
2024 · 1.53
Quick ratio
1.62▲
2024 · 1.53
Debt / equity
1.23▼
2024 · 1.41
ROE
22.1%▲
2024 · 13.0%
ROA
9.9%▲
2024 · 5.4%
Interest coverage
5.76▲
2024 · 5.59
Debt
€41k▼
2024 · €49k
Debt ≤ 1 year
€24k▼
2024 · €27k
Debt > 1 year
€18k▼
2024 · €21k
Income taxes
€2k▲
2024 · €1k
Staff costs
€29k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€83k€75k▼
Fixed assets21/28€41k€37k▼
Intangible fixed assets21€99-
Tangible fixed assets22/27€41k€36k▼
Plant, machinery and equipment23€17k€13k▼
Furniture and vehicles24€23k€23k▼
Financial fixed assets28€389€389=
Current assets29/58€42k€38k▼
Amounts receivable within one year40/41€34k€25k▼
Trade receivables40€34k€23k▼
Other amounts receivable41€22€2k▲
Cash at bank and in hand54/58€5k€9k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€83k€75k▼
Equity10/15€34k€34k▼
Contributions10/11€5k€5k=
Reserves13€29k€28k▼
Distributable reserves133€29k€28k▼
Profit (loss) carried forward14€371€656▲
Amounts payable17/49€49k€41k▼
Amounts payable after more than one year17€21k€18k▼
Financial debts170/4€21k€18k▼
Amounts payable within one year42/48€27k€24k▼
Current portion of amounts payable after more than one year42€8k€4k▼
Trade debts44€5k€15k▲
Suppliers440/4€5k€15k▲
Taxes, remuneration and social security45€11k€5k▼
Taxes450/3€6k€4k▼
Remuneration and social security454/9€5k€2k▼
Other amounts payable47/48€3k-
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€129k€126k▼
Remuneration, social security and pensions62€15k€29k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€12k▼
Other operating charges640/8€2k€11k▲
Gross operating margin9900€43k€65k▲
Operating profit (loss)9901€10k€14k▲
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€6k€9k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€4k€7k▲
Profit (loss) for the period to be appropriated9905€4k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€8k▲
Profit (loss) brought forward from the previous period14P€895€371▼
Transfer from equity791/2-€1k
Transfer to equity691/2€5k-
To other reserves6921€5k-
Profit to be distributed694/7-€8k
Return on contributions (dividend)694-€8k
Social balance
Average headcount (FTE)90870.20.4▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 47 days late
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2022net €23k ▲1024%
Operating result €30k, net result €23k, both a record.
31-12
Financial
Liquidity times 5current ratio 1.54
Current ratio from 0.30 to 1.54; short-term debt falls from €43k to €26k.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frameries · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Peuple 927080 FrameriesGround area
705 m²
Building footprint
99 m²
Volume, LiDAR
676 m³
Parcel 53025B0594/00P002, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DDT TERRASSEMENT
since 20222.331.784.384
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53025B0594/00P002 | Wallonia | 704 m² | 1 · 99 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MELICKX
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BE 0794.126.528
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L.C. TERRASSEMENTS
BE 0745.455.688
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constrEv
BE 0598.724.778
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ELBOMAC
BE 0628.430.633
Herk-de-Stad · Eq €34k
Of 8,456 companies in sector 43120 we hold annual accounts for 3,233. 2,298 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-2022
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
49410Freight transport by road
01301Crop and animal production, hunting and related service activities
02200Logging
81300Landscape service activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:dylandieudonne@outlook.com