692 TERRASSEMENT

Active

Private limited companyfounded 20223 yrs activeRue de Marchienne(GOZ) 35, 6534 Thuin, BelgiumKBO/BCE: BE 0792.164.158

The file of 692 TERRASSEMENT contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 3.0% (moderate). The 2024 annual accounts show equity of €42k and a net result of €14k. Its solvency ranks better than 62% of 36376 sector peers (fiscal year 2024).

Watch Print / PDF

Checked score

Score 2024

59 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability92▼-8

Solvency82▲+27

Growth52

Track record79

Bankruptcy probability, 12 months

3.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days only on tighter terms

Liquidity tight (current ratio 1.01 against 0.74 in 2023; short-term debt: 41.3% and cash: 0.4% of total assets), and 42.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

57.3%

Return on assets

19%

Age of the figures

21 mo

Prior bankruptcy

Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.

Belgian State Gazette

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-11-2025, 115 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

115 d late

2023

406 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€42k▲ 49.4%

2023 · €28k

2023: €28k

2023 → 2024

Total assets

€72k▼ 23.0%

2023 · €94k

2023: €94k

2023 → 2024

Net result

€14k▼ 44.6%

2023 · €25k

2023: €25k

2023 → 2024

Working capital

€313

2023 · €-17k

2023: €-17k

2023 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Equity€28k-€42k▲ 49.4%

Operating result€32k-€19k▼ 40.5%

Net result€25k-€14k▼ 44.6%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 41% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €72k

58.3%

41.7%

Fixed assets €42k▼ 6.0%

Current assets €30k▼ 38.4%

Equity and liabilities €72k

57.3%

42.7%

Equity €42k▲ 49.4%

Debt €31k▼ 53.3%

The debt ratio falls from 70.4% to 42.7%. Equity is higher and debt is lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€40k▼

2023 · €43k

Cash flow

€34k▼

2023 · €36k

Solvency

57.3%▲

2023 · 29.6%

Current ratio

1.01▲

2023 · 0.74

Quick ratio

1.01▲

2023 · 0.74

Debt / equity

0.74▼

2023 · 2.38

ROE

33.1%▼

2023 · 89.2%

ROA

19.0%▼

2023 · 26.4%

Interest coverage

55.86▼

2023 · 131.64

Debt

€31k▼

2023 · €66k

Debt ≤ 1 year

€30k▼

2023 · €66k

Income taxes

€5k▼

2023 · €7k

Staff costs

€53k▲

2023 · €1k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€94k€72k▼

Fixed assets21/28€45k€42k▼

Tangible fixed assets22/27€45k€42k▼

Plant, machinery and equipment23-€14k

Furniture and vehicles24€45k€28k▼

Current assets29/58€49k€30k▼

Amounts receivable after more than one year29-€5k

Other amounts receivable291-€5k

Amounts receivable within one year40/41€49k€25k▼

Trade receivables40€49k€21k▼

Other amounts receivable41-€4k

Cash at bank and in hand54/58€429€321▼

Equity and liabilities

Total equity and liabilities10/49€94k€72k▼

Equity10/15€28k€42k▲

Contributions10/11€3k€3k=

Profit (loss) carried forward14€25k€39k▲

Amounts payable17/49€66k€31k▼

Amounts payable within one year42/48€66k€30k▼

Trade debts44€22k€22k▲

Suppliers440/4€22k€22k▲

Advances received on contracts in progress46€22k-

Taxes, remuneration and social security45€20k€6k▼

Taxes450/3€20k€5k▼

Remuneration and social security454/9-€911

Other amounts payable47/48€2k€2k=

Accrued charges and deferred income492/3-€1k

Income statement Code20232024

Remuneration, social security and pensions62€1k€53k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€21k▲

Other operating charges640/8€215€284▲

Non-recurring operating charges66A€2k-

Gross operating margin9900€47k€94k▲

Operating profit (loss)9901€32k€19k▼

Financial income75/76B-€0

Recurring financial income75-€0

Financial charges65/66B€329€716▲

Recurring financial charges65€329€716▲

Profit (loss) for the period before taxes9903€32k€19k▼

Income taxes67/77€7k€5k▼

Profit (loss) for the period9904€25k€14k▼

Profit (loss) for the period to be appropriated9905€25k€14k▼

Appropriation of the result

Profit (loss) to be appropriated9906€25k€39k▲

Profit (loss) brought forward from the previous period14P-€25k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 4Signals 2Filings 2

2025

23-11

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 115 days late

10-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 406 days late

2024

08-10

Bankruptcy Bankruptcy reversal

Tribunal de l’entreprise de Liège, division Namur · 692 TERRASSEMENT SRL RUE DES AUBEPINES 6, 5651 TARCIENNES. déclarée le 5 septembre 2024 · event 03-10-2024

16-09

Bankruptcy Opening

Tribunal de l’entreprise de Liège, division Namur · 692 TERRASSEMENT SRL RUE DES AUBEPINES 6, 5651 TARCIENNES · event 05-09-2024

SignalNBB filing

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Thuin · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Marchienne(GOZ) 356534 Thuin

Ground area

1,049 m²

Building footprint

89 m²

Volume, LiDAR

821 m³

Parcel 56030C0256/00R002, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

692 TERRASSEMENT

Rue de Marchienne(GOZ) 35, 6534 ThuinCivil engineering

since 20222.336.336.753

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
56030C0256/00R002	Wallonia	1,049 m²	1 · 89 m²	10.4 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Insolvency mandates

2 mandates

Role	Name	Tenure
Curator	GILLES ADAM RUE ALEXANDRE DAOUST, 41, 5500 DINANT	05-09-2024 → present
Curator	LAURENT ADAM ROUTE DE PHILIPPEVILLE, 1, 5620 FLORENNES- laurent@avocat- adam.be	05-09-2024 → present