Turnover
The micro format states no turnover.
The micro format states no turnover.
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 53% of them on solvency, 47% on liquidity and 91% on profitability.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 11,279 companies had the same profile as DDS CONCEPT has now. Each dot stands for 29 companies, two years later.
The bankruptcy probability of DDS CONCEPT itself is higher: 2.0% within 12 months. It rests on far more data about DDS CONCEPT than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for DDS CONCEPT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.21, below the usual 1.5. Short-term debt is 54.6% and cash 20.6% of total assets. 54.6% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| DDS CONCEPT Grimbergen | €48,206 | €80,473 | 45.4% | - |
| TOM TECH Drogenbos | €58,957 | €77,085 | 78.1% | - |
| COY CONSTRUCT Asse | €38,894 | €69,467 | 63.6% | - |
| S.MARIO.RESTAURATIE Hamme (Vl.) | €47,129 | €77,089 | 57.9% | - |
| LA BRIQUE CONSTRUCT Herstal | €52,228 | €73,052 | 42.2% | - |
| GK Peter Renovatie Antwerp | €48,685 | €66,515 | 35.0% | - |
| CONSTRUCTION HUTOISE Héron | €52,778 | €71,663 | 67.9% | - |
These companies have the same main activity as DDS CONCEPT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €38,900 and €59,000, founded between 2024 and 2025.
The computed 12-month bankruptcy probability of DDS CONCEPT is 2.0% (moderate). The 2025 annual accounts show equity of €21,900 and a net result of €17,900.
Its solvency ranks better than 53% of 9,452 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €420,000. Estimated: probably between €310,000 and €690,000.
Higher than 53% of 9,452 companies in 2025.
Higher than 32% of 9,200 companies in 2025.
Higher than 89% of 9,272 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
48,206 | |
21/28 |
16,360 | |
22/27 |
16,082 | |
24 |
16,082 | |
28 |
278 | |
29/58 |
31,847 | |
40/41 |
21,530 | |
40 |
9,426 | |
41 |
12,104 | |
54/58 |
9,940 | |
490/1 |
377 | |
| Balance sheet: equity and liabilities | ||
10/49 |
48,206 | |
10/15 |
21,900 | |
10/11 |
4,000 | |
14 |
17,900 | |
17/49 |
26,306 | |
42/48 |
26,306 | |
44 |
5,686 | |
440/4 |
5,686 | |
45 |
9,475 | |
450/3 |
4,523 | |
454/9 |
4,952 | |
47/48 |
11,145 | |
| Income statement | ||
9900 |
80,473 | |
62 |
39,402 | |
630 |
2,691 | |
631/4 |
15,374 | |
640/8 |
561 | |
9901 |
22,445 | |
75/76B |
222 | |
75 |
222 | |
65/66B |
244 | |
65 |
244 | |
9903 |
22,423 | |
67/77 |
4,523 | |
9904 |
17,900 | |
9905 |
17,900 | |
| Appropriation of the result | ||
9906 |
17,900 | |
| Document | ||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 17-08-2026.
2025 annual accounts filed 17 days after the deadline. Filed on 17 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00401579.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 17-08-2026 | 2026-00401579 |
| Line | Trend | 2025 |
|---|---|---|
| 25,137 | ||
| 20,592 | ||
| 19,051 | ||
| 5,541 | ||
| 45.4% | ||
| 1.21 | ||
| 1.20 | ||
| 81.7% | ||
| 37.1% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 |
|---|---|
| Tangible fixed assets | €18,773 |
| Financial fixed assets | €278 |
| €2,691 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Debt's share of the balance-sheet total is 54.6%.
DDS CONCEPT has no parent and no holdings in its annual accounts. De Jesus Pereira Selma is the only director. DDS CONCEPT shares no director with another company.
| BELCOMPTA Fiduciaire
establishment since 14-01-2013 · founded in 2013 |
total assets €616,587 (2025) 0502.426.445 |
| VOLPE CONSTRUCT
registered office since 15-06-2022 · founded in 2022 |
total assets €464,766 (2025) 0787.306.240 |
| STORE CONSTRUCT
registered office since 29-06-2022 · founded in 2022 |
total assets €326,157 (2025) 0787.825.387 |
| KHLI'N ROOM SOLUTIONS
registered office since 09-06-2017 · founded in 2017 |
total assets €237,631 (2025) 0676.681.403 |
| CREATIV ART
registered office since 21-06-2019 · founded in 2019 |
total assets €228,069 (2025) 0728.738.135 |
| SN PROJECT
registered office since 02-03-2021 · founded in 2021 |
total assets €188,093 (2025) 0764.521.534 |
| VISION TEAM
registered office since 18-09-2019 · founded in 2019 |
total assets €162,231 (2026) 0734.575.456 |
| BEL ADMIN
registered office since 21-03-2019 · founded in 2019 |
total assets €148,449 (2025) 0723.448.863 |
| FLOW CLEAN
registered office since 17-02-2025 · founded in 2025 |
total assets €85,734 (2025) 1020.064.866 |
| SILVA CONSTRUCTION
registered office since 15-05-2023 · founded in 2023 |
total assets €85,019 (2025) 0801.770.821 |
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
On 20 November 2024, DDS CONCEPT was incorporated as a private limited company by two natural persons, with a starting capital of €4,000.12 De Jesus Pereira Selma is director of the company, appointed by deed of 12-09-2025.3 The company has filed annual accounts once, for financial year 2025.4
| Establishment | Since | Unit number |
|---|---|---|
| Temselaan 3A registered office 1853 Grimbergen | ||
| Rue Chaussée 58 4342 Awans | 20-11-2024 | 2.370.127.494 |
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 62053A0110/00P002 | Wallonia | 2,455 m² | 1 · 307 m² | 13.9 m · 4 |
| 23084B0064/00H005 | Flanders | 162 m² | 1 · 162 m² | 12.2 m · 2 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1016.426.574
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