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COY CONSTRUCT

Active
Private limited companyfounded 2025active for 1 yearBrusselsesteenweg 680, 1731 Asse, BelgiumKBO/BCE: BE 1018.177.623
Summary

The computed 12-month bankruptcy probability of COY CONSTRUCT is 2.1% (moderate). The 2025 annual accounts show equity of €24,754 and a net result of €21,754. Its solvency ranks better than 71% of 1,249 sector peers (NACE 42, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Construction of roads and motorways
NACE 42110General construction of residential buildings NACE 41001
1 site
Size
≈ €210,000turnover 2025, estimated
Staff
0.9 FTE
Equity
€24,754
Profit
€21,754
Turnover estimated from the gross margin
Financial health
55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.1%
Structure
2025 accounts 8 days early
Why 55raises riskFounded in 2025Size: total assets €38,894Liquidity: current ratio 2.74, cash €555lowers riskFigures for financial year 2025 (filed 23-07-2026)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 63% of its sector peers (NACE 42, micro)
Financial strength
Strong
Solvency 89
equity 63.6% of total assets
Liquidity 35
short-term debt 36.4% · cash 1.4%
Profitability 100
return on assets 55.9%
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.8% (1,868 companies, NACE 42, micro)
Last 24 months 02-2026: 1.8%lowest value 03-2026: 1.8%● unchanged vs 02-2026 04-2026: 2.2%▲ +0.4 percentage points vs 03-2026 05-2026: 2.3%▲ +0.1 percentage points vs 04-2026 06-2026: 2.5%▲ +0.2 percentage points vs 05-2026highest value 07-2026: 2.5%● unchanged vs 06-2026highest value 08-2026: 2.1%▼ -0.4 percentage points vs 07-2026 09-2026: 2.1%● unchanged vs 08-2026 10-2026: 2.1%● unchanged vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.74, above the usual 1.5; short-term debt: 36.4% and cash: 1.4% of total assets), and 36.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, micro): better than 72% on solvency, 26% on liquidity and 91% on profitability.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €38,894
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 2.74, cash €555
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 23-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
8 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: ÇELIK Onur Yaman (director)…

Key points

  • One director decidessole director in office 1 View
  • Total assets 2025first financial year filed €38,894 View
  • Active since 2025founded 03-01-2025 1 years View

By topic

Financials

Financial year
2025
Total assets
€38,894
Profit
€21,754
Solvency
63.6%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Construction of roads and motorwaysNACE 42110
Founded
03-01-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
31
Purpose
“Alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about COY CONSTRUCT

What is the company number of COY CONSTRUCT?
1018.177.623. In Belgium the VAT number is the company number with BE in front: BE 1018.177.623.
Where is COY CONSTRUCT based?
The registered office is at Brusselsesteenweg 680, 1731 Asse.Company details
What does COY CONSTRUCT do?
According to the KBO register, the main activity is construction of roads and motorways (NACE 42110).
What is the legal form of COY CONSTRUCT?
Private limited company (BV).
When was COY CONSTRUCT founded?
On 03-01-2025.
Is COY CONSTRUCT still active?
Yes, COY CONSTRUCT is an active enterprise in the KBO register.
How many employees does COY CONSTRUCT have?
On average 0.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of COY CONSTRUCT?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is COY CONSTRUCT profitable?
In financial year 2025, COY CONSTRUCT made a profit of €21,754.
Where can I find the annual accounts of COY CONSTRUCT?
COY CONSTRUCT filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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