COY CONSTRUCT
ActiveCOY CONSTRUCT has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €22k. Its solvency ranks better than 71% of 969 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency99
Growth-
Stability67
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.74), and 36.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.6%
Return on assets
55.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
8 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€25k
Total assets
€39k
Net result
€22k
Working capital
€25k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €39k
Fixed assets
€210
Current assets
€39k
Equity and liabilities €39k
Equity
€25k
Debt
€14k
Debt finances 36.4% of the balance-sheet total.
Key figures and ratios
Solvency
63.6%
Current ratio
2.74
Quick ratio
2.74
Debt / equity
0.57
ROE
87.9%
ROA
55.9%
Debt
€14k
Debt ≤ 1 year
€14k
Income taxes
€8k
Staff costs
€40k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€39k
Fixed assets21/28€210
Financial fixed assets28€210
Current assets29/58€39k
Amounts receivable within one year40/41€38k
Trade receivables40€32k
Other amounts receivable41€6k
Cash at bank and in hand54/58€555
Equity and liabilities
Total equity and liabilities10/49€39k
Equity10/15€25k
Contributions10/11€3k
Profit (loss) carried forward14€22k
Amounts payable17/49€14k
Amounts payable within one year42/48€14k
Trade debts44€6k
Suppliers440/4€6k
Taxes, remuneration and social security45€9k
Taxes450/3€8k
Remuneration and social security454/9€1k
Income statement
Code2025
Remuneration, social security and pensions62€40k
Other operating charges640/8€400
Gross operating margin9900€69k
Operating profit (loss)9901€29k
Financial charges65/66B€12
Recurring financial charges65€12
Profit (loss) for the period before taxes9903€29k
Income taxes67/77€8k
Profit (loss) for the period9904€22k
Profit (loss) for the period to be appropriated9905€22k
Appropriation of the result
Profit (loss) to be appropriated9906€22k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 6801731 AsseGround area
614 m²
Building footprint
70 m²
Volume, LiDAR
404 m³
Parcel 23095B0128/00H000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COY CONSTRUCT
since 20252.369.791.657
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23095B0128/00H000 | Flanders | 614 m² | 1 · 70 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0418.413.260
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KNG CONSTRUCT
BE 1005.038.279
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Of 29,531 companies in sector 41001 we hold annual accounts for 15,864. 11,910 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2025
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
42110Construction of roads and motorways
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43350Other building finishing work
68201Renting and operating of own or leased residential real estate, excluding social housing
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.