Summary
DDM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.2m and a net result of -€39,885. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 82% of 1502 sector peers (fiscal year 2025). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-12-2025, 61 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
61 d early
2024
64 d early
2023
65 d early
2022
56 d early
2021
53 d early
2020
39 d early
2019
56 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 56 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 1 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#4 oldest company in Oud-Heverlee, Finance and insurance sector#6 company by equity in Oud-Heverlee, Finance and insurance sector#7 company by total assets in Oud-Heverlee, Finance and insurance sector
Equity
€1.2m▼ 8.8%
2024 · €1.3m
Net result
-€39,885▼ 60.3%
2024 · -€24,878
Total assets
€1.5m▼ 6.5%
2024 · €1.7m
Solvency
78.9%▼ 2.0pp
2024 · 80.9%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€5,238▼ 80.8%€7,650▲ 46.0%€8,433▲ 10.2%-€24,683-€25,685▼ 4.1%
Net result€267,681above the sector's middle half▲ 343%€180,126within the sector's middle half▼ 32.7%€218,884above the sector's middle half▲ 21.5%-€24,878below the sector's middle half-€39,885below the sector's middle half▼ 60.3%
Equity€1.2mabove the sector's middle half▼ 0.5%€1.2mabove the sector's middle half▲ 0.2%€1.4mabove the sector's middle half▲ 13.1%€1.3mabove the sector's middle half▼ 5.4%€1.2mabove the sector's middle half▼ 8.8%
Total assets€1.9mabove the sector's middle half▲ 14.1%€1.6mwithin the sector's middle half▼ 15.0%€1.8mwithin the sector's middle half▲ 12.4%€1.7mwithin the sector's middle half▼ 7.3%€1.5mwithin the sector's middle half▼ 6.5%
Debt€619,929▲ 61.7%€337,856▼ 45.5%€370,586▲ 9.7%€315,918▼ 14.8%€326,419▲ 3.3%
Working capital-€27,751below the sector's middle half▲ 25.1%-€10,773within the sector's middle half▲ 61.2%€168,383within the sector's middle half€108,277within the sector's middle half▼ 35.7%€5,988within the sector's middle half▼ 94.5%
Solvency66.8%above the sector's middle half▼ 9.8pp78.7%above the sector's middle half▲ 11.9pp79.2%above the sector's middle half▲ 0.5pp80.9%above the sector's middle half▲ 1.7pp78.9%above the sector's middle half▼ 2.0pp
Current ratio0.96within the sector's middle half▲ 0.050.97within the sector's middle half▲ 0.011.46within the sector's middle half▲ 0.491.35within the sector's middle half▼ 0.111.02within the sector's middle half▼ 0.33
Return on assets (ROA)14.4%within the sector's middle half▲ 10.7pp11.4%within the sector's middle half▼ 3.0pp12.3%within the sector's middle half▲ 0.9pp-1.5%below the sector's middle half▼ 13.8pp-2.6%below the sector's middle half▼ 1.1pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €25,685 in 2025 against €24,683 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.5m
Fixed assets
€1.2m ▼ 1.2%
Current assets
€329,616 ▼ 21.8%
Equity and liabilities €1.5m
Equity
€1.2m ▼ 8.8%
Debt
€326,419 ▲ 3.3%
Debt's share of the balance-sheet total rises from 19.1% to 21.1%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-3.3%▼
2024 · -1.9%
Debt ≤ 1 year
€323,627▲
2024 · €313,163
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,840 | €15,840 | €15,409 | €15,239 | €15,302 | ▲ 0.4% |
| Other operating charges640/8 | - | €2,720 | €2,738 | €2,995 | €2,940 | ▼ 1.8% |
| Gross operating margin9900 | €23,617 | €26,210 | €26,580 | -€6,449 | -€7,442 | ▼ 15.4% |
| Operating profit (loss)9901 | €5,238 | €7,650 | €8,433 | -€24,683 | -€25,685 | ▼ 4.1% |
| Financial income75/76B | - | €200,000 | €250,000 | - | €7,746 | - |
| Recurring financial income75 | €300,000 | €200,000 | €250,000 | - | €7,746 | - |
| Financial charges65/66B | - | €9,524 | €17,749 | €196 | €21,946 | ▲ 11,125% |
| Recurring financial charges65 | €10,807 | €9,524 | €17,749 | €196 | €21,946 | ▲ 11,125% |
| Profit (loss) for the period before taxes9903 | €294,431 | €198,126 | €240,684 | -€24,878 | -€39,885 | ▼ 60.3% |
| Income taxes67/77 | €26,750 | €18,000 | €21,800 | - | - | - |
| Profit (loss) for the period9904 | €267,681 | €180,126 | €218,884 | -€24,878 | -€39,885 | ▼ 60.3% |
| Profit (loss) for the period to be appropriated9905 | €267,681 | €180,126 | €218,884 | -€24,878 | -€39,885 | ▼ 60.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.9m | €1.6m | €1.8m | €1.7m | €1.5m | ▼ 6.5% |
| Fixed assets21/28 | €1.3m | €1.3m | €1.2m | €1.2m | €1.2m | ▼ 1.2% |
| Tangible fixed assets22/27 | €255,945 | €240,104 | €225,695 | €210,456 | €195,796 | ▼ 7.0% |
| Land and buildings22 | - | €240,104 | €225,695 | €210,456 | €195,796 | ▼ 7.0% |
| Financial fixed assets28 | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | = |
| Current assets29/58 | €590,021 | €325,724 | €536,447 | €421,440 | €329,616 | ▼ 21.8% |
| Amounts receivable within one year40/41 | - | €100,000 | €250,000 | €250,000 | €150,456 | ▼ 39.8% |
| Other amounts receivable41 | - | €100,000 | €250,000 | €250,000 | €150,456 | ▼ 39.8% |
| Cash at bank and in hand54/58 | €590,021 | €224,880 | €286,411 | €171,440 | €179,121 | ▲ 4.5% |
| Deferred charges and accrued income490/1 | - | €843 | €37 | - | €39 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.9m | €1.6m | €1.8m | €1.7m | €1.5m | ▼ 6.5% |
| Equity10/15 | €1.2m | €1.2m | €1.4m | €1.3m | €1.2m | ▼ 8.8% |
| Contributions10/11 | €515,000 | €515,000 | €515,000 | €515,000 | €515,000 | = |
| Capital10 | - | €515,000 | €515,000 | €515,000 | €515,000 | = |
| Issued capital100 | - | €515,000 | €515,000 | €515,000 | €515,000 | = |
| Reserves13 | €728,060 | €729,870 | €892,570 | €841,870 | €764,770 | ▼ 9.2% |
| Non-distributable reserves130/1 | - | €51,500 | €51,500 | €51,500 | €51,500 | = |
| Legal reserve130 | - | €51,500 | €51,500 | €51,500 | €51,500 | = |
| Distributable reserves133 | - | €678,370 | €841,070 | €790,370 | €713,270 | ▼ 9.8% |
| Profit (loss) carried forward14 | €1,790 | €1,916 | €2,800 | -€22,078 | -€61,963 | ▼ 181% |
| Amounts payable17/49 | €619,929 | €337,856 | €370,586 | €315,918 | €326,419 | ▲ 3.3% |
| Amounts payable within one year42/48 | €617,772 | €336,497 | €368,065 | €313,163 | €323,627 | ▲ 3.3% |
| Trade debts44 | - | - | €163 | - | - | - |
| Suppliers440/4 | - | - | €163 | - | - | - |
| Taxes, remuneration and social security45 | - | €27,131 | €51,339 | - | €6,517 | - |
| Taxes450/3 | - | €27,131 | €51,339 | - | €6,517 | - |
| Other amounts payable47/48 | - | €309,366 | €316,563 | €313,163 | €317,110 | ▲ 1.3% |
| Accrued charges and deferred income492/3 | - | €1,359 | €2,521 | €2,755 | €2,791 | ▲ 1.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €267,681 | €180,126 | €218,884 | -€24,878 | -€39,885 | ▼ 60.3% |
| + Depreciation and write-downs630 | €15,840 | €15,840 | €15,409 | €15,239 | €15,302 | ▲ 0.4% |
| Operating cash flow (approximation) | €283,521 | €195,966 | €234,293 | -€9,640 | -€24,583 | ▼ 155% |
| Investment in fixed assets (approximation) | - | €0 | -€999 | €0 | -€642 | - |
| Change in cash | - | -€365,140 | €61,530 | -€114,971 | €7,681 | ▲ 107% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
01-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Weakest financial yearnet -€39,885
Net result drops to -€39,885, the lowest in the series.
2024
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
27-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
06-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
09-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Highest result since 2019net €267,681 ▲343%
Net result €267,681, the highest in the series.
2020
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
06-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
07-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
07-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
28-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Heverlee · 1 establishment unit since 1998
Ground area
873 m²
Building footprint
129 m²
Volume, LiDAR
880 m³
Parcel 24034B0102/00M003, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Bovenbosstraat 110, 3053 Oud-Heverlee
since 19982.089.413.652
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24034B0102/00M003 | Flanders | 873 m² | 1 · 129 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holding · 2 subsidiaries in the treeOwners 0
The accounts to 30-06-2025 list no shareholders, and no other source names one.
Holdings 1
-
100%
All subsidiaries, including indirect ones 2
Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.
DMP HAASRODE 100%1 subsidiary
- ARKADE 100%
According to the annual accounts to 30-06-2025 of DDM and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Identification & contact
Identification
Legal formPublic limited company
Founded19-11-1998
Fiscal year end30-06
Activities, NACEBEL 2025
66300Activities auxiliary to financial services and insurance activities
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0464606046
Registered
26-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.