Summary
PATRIBO 2000 is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.0m and a net result of -€20,625. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 95% of 2463 sector peers (fiscal year 2025). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
40 d early
2024
32 d early
2023
3 d early
2022
42 d early
2021
10 d early
2020
3 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
In the rankings
#5 oldest company in Aarschot, Finance and insurance sector
Equity
€1.0m▼ 2.0%
2024 · €1.0m
Net result
-€20,625▼ 35.1%
2024 · -€15,263
Total assets
€1.0m▼ 2.1%
2024 · €1.1m
Solvency
97.1%▲ 0.1pp
2024 · 97.0%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€4,905▲ 85.4%-€23,751▼ 384%-€29,994▼ 26.3%-€22,822▲ 23.9%-€20,851▲ 8.6%
Net result€4,627within the sector's middle half▲ 617%-€18,786below the sector's middle half-€30,214below the sector's middle half▼ 60.8%-€15,263below the sector's middle half▲ 49.5%-€20,625below the sector's middle half▼ 35.1%
Equity€1.1mabove the sector's middle half▲ 0.4%€1.1mabove the sector's middle half▼ 1.7%€1.0mabove the sector's middle half▼ 2.8%€1.0mabove the sector's middle half▼ 1.5%€1.0mabove the sector's middle half▼ 2.0%
Total assets€1.1mabove the sector's middle half▲ 0.6%€1.1mabove the sector's middle half▼ 2.7%€1.1mabove the sector's middle half▼ 0.5%€1.1mabove the sector's middle half▼ 2.0%€1.0mabove the sector's middle half▼ 2.1%
Debt€24,519▲ 7.9%€13,280▼ 45.8%€37,956▲ 186%€31,865▼ 16.0%€30,196▼ 5.2%
Working capital€580,820above the sector's middle half▲ 4.3%€581,260above the sector's middle half▲ 0.1%€552,271above the sector's middle half▼ 5.0%€548,874above the sector's middle half▼ 0.6%€540,668above the sector's middle half▼ 1.5%
Solvency97.8%above the sector's middle half▼ 0.1pp98.8%above the sector's middle half▲ 1.0pp96.5%above the sector's middle half▼ 2.3pp97.0%above the sector's middle half▲ 0.5pp97.1%above the sector's middle half▲ 0.1pp
Current ratio24.69above the sector's middle half▼ 0.8144.77above the sector's middle half▲ 20.0815.55above the sector's middle half▼ 29.2218.23above the sector's middle half▲ 2.6718.91above the sector's middle half▲ 0.68
Return on assets (ROA)0.4%below the sector's middle half▲ 0.4pp-1.7%below the sector's middle half▼ 2.1pp-2.8%below the sector's middle half▼ 1.1pp-1.4%below the sector's middle half▲ 1.4pp-2.0%below the sector's middle half▼ 0.5pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20,851 in 2025 against €22,822 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.0m
Fixed assets
€469,470 ▼ 2.6%
Current assets
€570,864 ▼ 1.7%
Equity and liabilities €1.0m
Equity
€1.0m ▼ 2.0%
Debt
€30,196 ▼ 5.2%
Debt's share of the balance-sheet total falls from 3.0% to 2.9%. Equity and debt are lower.
Key figures and ratios
ROE
-2.0%▼
2024 · -1.5%
Debt ≤ 1 year
€30,196▼
2024 · €31,865
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19,226 | €19,226 | €19,675 | €21,282 | €21,243 | ▼ 0.2% |
| Other operating charges640/8 | - | €3,428 | €3,428 | €3,765 | €3,887 | ▲ 3.2% |
| Gross operating margin9900 | €17,705 | -€1,097 | -€6,890 | €2,226 | €4,279 | ▲ 92.3% |
| Operating profit (loss)9901 | -€4,905 | -€23,751 | -€29,994 | -€22,822 | -€20,851 | ▲ 8.6% |
| Financial income75/76B | - | €5,112 | - | €7,875 | €529 | ▼ 93.3% |
| Recurring financial income75 | €9,724 | €5,112 | - | €7,875 | €529 | ▼ 93.3% |
| Financial charges65/66B | - | €147 | €220 | €316 | €304 | ▼ 3.9% |
| Recurring financial charges65 | €192 | €147 | €220 | €316 | €304 | ▼ 3.9% |
| Profit (loss) for the period before taxes9903 | €4,627 | -€18,786 | -€30,214 | -€15,263 | -€20,625 | ▼ 35.1% |
| Profit (loss) for the period9904 | €4,627 | -€18,786 | -€30,214 | -€15,263 | -€20,625 | ▼ 35.1% |
| Profit (loss) for the period to be appropriated9905 | €4,627 | -€18,786 | -€30,214 | -€15,263 | -€20,625 | ▼ 35.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.1m | €1.1m | €1.1m | €1.0m | ▼ 2.1% |
| Fixed assets21/28 | €514,206 | €494,980 | €493,755 | €481,889 | €469,470 | ▼ 2.6% |
| Tangible fixed assets22/27 | €514,206 | €494,980 | €493,755 | €481,889 | €469,470 | ▼ 2.6% |
| Land and buildings22 | - | €494,980 | €475,755 | €465,733 | €446,776 | ▼ 4.1% |
| Plant, machinery and equipment23 | - | - | €18,000 | €16,155 | €22,694 | ▲ 40.5% |
| Current assets29/58 | €605,339 | €594,539 | €590,227 | €580,739 | €570,864 | ▼ 1.7% |
| Amounts receivable within one year40/41 | €118,367 | €119,716 | €151,768 | €160,702 | €157,399 | ▼ 2.1% |
| Trade receivables40 | - | €69,451 | €101,584 | €101,671 | €104,358 | ▲ 2.6% |
| Other amounts receivable41 | - | €50,265 | €50,184 | €59,031 | €53,041 | ▼ 10.1% |
| Current investments50/53 | €479,436 | €474,236 | €438,459 | €418,812 | €413,466 | ▼ 1.3% |
| Cash at bank and in hand54/58 | €7,536 | €587 | - | - | - | - |
| Deferred charges and accrued income490/1 | - | - | - | €1,225 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.1m | €1.1m | €1.1m | €1.0m | ▼ 2.1% |
| Equity10/15 | €1.1m | €1.1m | €1.0m | €1.0m | €1.0m | ▼ 2.0% |
| Contributions10/11 | €281,359 | €281,359 | €281,359 | €281,359 | €281,359 | = |
| Capital10 | - | €281,359 | €281,359 | - | - | - |
| Issued capital100 | - | €281,359 | €281,359 | - | - | - |
| Outside capital11 | - | - | - | €281,359 | €281,359 | = |
| Share premium1100/10 | - | - | - | €281,359 | €281,359 | = |
| Reserves13 | €840,371 | €840,371 | €840,371 | €840,371 | €840,371 | = |
| Non-distributable reserves130/1 | - | €28,136 | €28,136 | €28,136 | €28,136 | = |
| Legal reserve130 | - | €28,136 | €28,136 | €28,136 | €28,136 | = |
| Tax-exempt reserves132 | - | €81,887 | €81,887 | €81,887 | €81,887 | = |
| Distributable reserves133 | - | €730,348 | €730,348 | €730,348 | €730,348 | = |
| Profit (loss) carried forward14 | -€26,704 | -€45,490 | -€75,704 | -€90,967 | -€111,593 | ▼ 22.7% |
| Amounts payable17/49 | €24,519 | €13,280 | €37,956 | €31,865 | €30,196 | ▼ 5.2% |
| Amounts payable within one year42/48 | €24,519 | €13,280 | €37,956 | €31,865 | €30,196 | ▼ 5.2% |
| Financial debts43 | - | - | €2,119 | €3,556 | €3,153 | ▼ 11.3% |
| Credit institutions430/8 | - | - | €2,119 | €3,556 | €3,153 | ▼ 11.3% |
| Trade debts44 | €905 | €190 | - | €1,053 | €2,505 | ▲ 138% |
| Suppliers440/4 | - | €190 | - | €1,053 | €2,505 | ▲ 138% |
| Other amounts payable47/48 | - | €13,089 | €35,837 | €27,256 | €24,539 | ▼ 10.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,627 | -€18,786 | -€30,214 | -€15,263 | -€20,625 | ▼ 35.1% |
| + Depreciation and write-downs630 | €19,226 | €19,226 | €19,675 | €21,282 | €21,243 | ▼ 0.2% |
| Operating cash flow (approximation) | €23,852 | €440 | -€10,539 | €6,019 | €617 | ▼ 89.7% |
| Investment in fixed assets (approximation) | - | €0 | -€18,450 | -€9,416 | -€8,824 | ▲ 6.3% |
| Change in cash | - | -€6,949 | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
30-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
28-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet -€30,214
Net result drops to -€30,214, the lowest in the series; recovery starts the following year.
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
21-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €4,627 ▲617%
Net result €4,627, the highest in the series.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 1992
Ground area
5,624 m²
Building footprint
440 m²
Volume, LiDAR
2,744 m³
2 parcels, Flanders · tallest building 12.0 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
PATRIBOR NV
since 19922.055.859.174
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24060A0342/00C000 | Flanders | 3,733 m² | 1 · 263 m² | 12.0 m · 2 fl. |
| 24060A0342/00D000 | Flanders | 1,891 m² | 1 · 178 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
529900WYJHH7X7DLWY05
Similar companies · same sector, comparable size
HODEMA INVEST
BE 0736.576.527
Poperinge · Eq €1,016,664
VOLTA MANAGEMENT II
BE 0739.943.417
Gent · Eq €1,001,875
J.A.I.M.M.
BE 0717.847.213
La Louvière · Eq €999,616
LEPLAE INVEST
BE 0895.213.592
Wervik · Eq €987,627
IMMOVEDA
BE 0878.219.390
Koksijde · Eq €987,264
Of 592 companies in sector 66300 we hold annual accounts for 366. 214 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded12-12-1991
Fiscal year end30-06
Activities, NACEBEL 2025
66300Activities auxiliary to financial services and insurance activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0445976207
Also
9925:BE0445976207
Registered
07-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.