Equity
€288,573 ▲ 19.3%
DBF paid out €164,706 in dividends. That is 78% of the 2025 profit.
DBF
Lifetime
11 annual accounts with figures on one time axispeak €403,112 (2025)
€403,112▲ 31.3%
peak €211,442 (2025)
€211,442▲ 41.1%
peak €288,573 (2025)
€288,573▲ 19.3%
€103,875▼ 48.1%
peak 1.1 FTE (2020)
-not published
Board2 names since 2014
1 directorD'HOOGHE, Pieter Pascal Claire
Documentsfilings and deeds
23-06-202638 days before the deadline
2025micro format
Gross margin from €307,098 to €403,112Result from €149,875 to €211,442Dividend €164,706Equity from €241,837 to €288,573Debts from €200,128 to €103,875Cash from €243,233 to €28,334
Key points
from the 2025 annual accountsResult
€211,442 ▲ 41.1%
The result rose in 2025 from €149,875 to €211,442.
Turnover
≈ €700,000 estimated
The micro format states no turnover.
Liquidity
2.71 was 1.52 in 2024
Short-term debts fell from €200,128 to €103,799.
Filings
11 annual accounts since 2015
The last five annual accounts were filed 32 to 41 days before the end of the period.
Position in the sector
€211,442
Higher net result than 93% of companies in legal and accounting. Sector median €37,394 · 15,826 companies.
Checked score
95
Excellent
Financially stronger than 60% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,103 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%● unchanged vs 07-2026highest value
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026highest value
11-2026: < 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: total assets €392,447
Figures for financial year 2025 (filed on 23-06-2026)
Equity €288,573 (73.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 71% of them on solvency, 24% on liquidity, 82% on profitability and 64% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as DBF has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of DBF itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for DBF. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.71 (1.52 in 2024), above the usual 1.5. Short-term debt is 26.4% and cash 7.2% of total assets. 26.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
38 days early
2024
40 days early
2023
41 days early
2022
35 days early
2021
32 days early
2020
31 days early
2019
39 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 37 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Resignation: D'HOOGHE, Pieter Pascal Claire (statutory director)
Reappointment: D'HOOGHE, Pieter Pascal Claire (director) · “Juridische dienstverlening die verband houden met de werkzaamheden van de beroepsbeoefenaar; Het verstrekken…” (deed in Dutch) · Director discharge: D'HOOGHE, Pieter Pascal Claire · General meeting of 22-11-2023 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0543826540
Resignation: D'hooghe Antoine (director)
Director discharge: D'hooghe Antoine · D'hooghe Pieter holds 100 shares · Gazette deed
Incorporation
published on 08-01-2014 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DBF Opwijk | €392,447 | €403,112 | 73.5% | - |
| CFS HAGELAND Aarschot | €379,216 | €407,284 | 26.8% | - |
| Taofisc Meise | €378,996 | €390,676 | 2.3% | - |
| CINEY CONSULT Ciney | €371,149 | €430,494 | 23.1% | - |
| LEVEL 35 Gavere | €365,736 | €412,263 | 5.9% | - |
| Bureau Comptable MARCHAL Amélien Beauraing | €447,829 | €411,444 | 29.9% | - |
| FIDUCIAIRE AMARU-PARRILLA Mons | €407,748 | €451,560 | 54.3% | 4.9 |
These companies have the same main activity as DBF: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €366,000 and €448,000, founded between 2011 and 2016.
Official details
Source: KBO- Status
- Active since 06-01-2014Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Joint committee
- 336Liberal professions · annual accounts 2025
- Establishment unit
- 2.225.650.2511745 Opwijk, since 06-01-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 31-10-2023
Annual accounts 2025
- €392,447▼ 11.2%
- Employeeson 31-12-2025
- 2=
- Filing
- Filed on 23-06-2026, 38 days before the end of the filing period
Insights on DBF
DBF files the micro format. That format states no turnover. The gross margin rose from €101,134 in 2015 to €403,112 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DBF
- What is the company number of DBF?
- The company number of DBF is 0543.826.540. The VAT number is the same number with BE in front: BE 0543.826.540.
- Where is DBF based?
- The registered office is at Stwg. op Aalst 285, 1745 Opwijk.Company details
- What does DBF do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of DBF?
- DBF is a private limited company (BV).
- When was DBF founded?
- DBF was founded on 06-01-2014.
- Is DBF still active?
- Yes, DBF is an active enterprise in the KBO register.
- How many employees does DBF have?
- DBF had an average of 2.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does DBF fall under?
- In its 2025 annual accounts, DBF states joint committee 336 (Liberal professions).
- What is the turnover of DBF?
- The turnover in financial year 2025 is ≈ €700,000. This figure is estimated from the gross margin of €403,112 and 34 comparable companies (NACE 69201). It probably lies between €610,000 and €830,000.
- Is DBF profitable?
- In financial year 2025, DBF made a profit of €211,442.
- Where can I find the annual accounts of DBF?
- DBF filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DBF due?
- DBF must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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