Skip to content

Taofisc

Active
Private limited companyfounded 201115 yrs activeOude Vilvoordsebaan 27, 1860 Meise, BelgiumKBO/BCE: BE 0836.827.710
Summary

Taofisc has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,709 and a net result of €86,472. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 6% of 12819 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability97▼-3
Solvency27=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.89 against 0.85 in 2024; short-term debt: 77.6% and cash: 21.2% of total assets), and 97.7% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 15 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
2.3%
Return on assets
22.8%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 12819 sector peers (2025).
NBB · sector comparison
Position among 12819 sector peers
Solvency
better than 6%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-01-2026, 6 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
6 d early
2024
2 d late
2023
on the day
2022
1 d early
2021
46 d early
2020
3 d early
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 8 June 2011, Taofisc was incorporated.1 Total assets went from EUR 445,706 in 2019 to EUR 378,996 in 2025 and headcount from 3 to 3.6 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€8,709▲ 5.7%
2024 · €8,236
Total assets
€378,996▲ 12.9%
2024 · €335,597
Net result
€86,472▲ 0.4%
2024 · €86,109
Working capital
-€31,241▲ 15.6%
2024 · -€37,002
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€3,264▼ 33.0%€4,429▲ 35.7%€140,901▲ 3,081%€118,389▼ 16.0%€118,516▲ 0.1%
Net result€209below the sector's middle half€10below the sector's middle half▼ 95.4%€102,365above the sector's middle half▲ 1,072,912%€86,109above the sector's middle half▼ 15.9%€86,472above the sector's middle half▲ 0.4%
Equity€8,753below the sector's middle half▲ 2.4%€8,762below the sector's middle half▲ 0.1%€8,127below the sector's middle half▼ 7.2%€8,236below the sector's middle half▲ 1.3%€8,709below the sector's middle half▲ 5.7%
Total assets€290,502within the sector's middle half▼ 23.5%€270,787within the sector's middle half▼ 6.8%€302,579within the sector's middle half▲ 11.7%€335,597within the sector's middle half▲ 10.9%€378,996within the sector's middle half▲ 12.9%
Debt€281,750▼ 19.2%€262,025▼ 7.0%€294,451▲ 12.4%€327,361▲ 11.2%€370,287▲ 13.1%
Working capital-€1,356below the sector's middle half▲ 96.8%-€39,343below the sector's middle half▼ 2,801%-€42,031below the sector's middle half▼ 6.8%-€37,002below the sector's middle half▲ 12.0%-€31,241below the sector's middle half▲ 15.6%
Solvency3.0%below the sector's middle half▲ 0.8pp3.2%below the sector's middle half▲ 0.2pp2.7%below the sector's middle half▼ 0.5pp2.5%below the sector's middle half▼ 0.2pp2.3%below the sector's middle half▼ 0.2pp
Current ratio0.99below the sector's middle half▲ 0.230.75below the sector's middle half▼ 0.240.78below the sector's middle half▲ 0.030.85below the sector's middle half▲ 0.070.89below the sector's middle half▲ 0.04
Return on assets (ROA)0.1%below the sector's middle half▲ 0.2pp0.0%below the sector's middle half▼ 0.1pp33.8%above the sector's middle half▲ 33.8pp25.7%within the sector's middle half▼ 8.2pp22.8%within the sector's middle half▼ 2.8pp
Staff (FTE)2.1▼ 25.0%2.8▲ 33.3%3▲ 7.1%3=3.6▲ 20.0%
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2021: €3,264€3,264Net result 2021: €209€209Operating result 2022: €4,429€4,429Net result 2022: €10€10Operating result 2023: €140,901€140,901Net result 2023: €102,365€102,365Operating result 2024: €118,389€118,389Net result 2024: €86,109€86,109Operating result 2025: €118,516€118,516Net result 2025: €86,472€86,47220212022202320242025€0€50,000€100,000€150,000Operating result 2023: €140,901€141,000Net result 2023: €102,365€102,000Operating result 2024: €118,389€118,000Net result 2024: €86,109€86,100Operating result 2025: €118,516€119,000Net result 2025: €86,472€86,500202320242025
The operating result recovers in 2025; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €378,996
Fixed assets €116,054 ▼ 2.7%
Current assets €262,941 ▲ 21.6%
Equity and liabilities €378,996
Equity €8,709 ▲ 5.7%
Debt €370,287 ▲ 13.1%
Debt's share of the balance-sheet total rises from 97.5% to 97.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€148,259▼
2024 · €151,746
Cash flow
€116,216▼
2024 · €119,466
Debt to equity
42.52▲
2024 · 39.75
ROE
992.9%
Interest coverage
58.91▼
2024 · 68.42
Debt ≤ 1 year
€294,182▲
2024 · €253,316
Debt > 1 year
€76,105▲
2024 · €74,045
Income taxes
€29,532▼
2024 · €30,148
Staff costs
€241,021▲
2024 · €147,446
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,324 companies that looked in July 2024 the way this one looks now, 1.3% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
1.3% went bankrupt
3.1% stopped otherwise
95% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet Code20242025
Assets
Total assets20/58€335,597€378,996▲
Fixed assets21/28€119,283€116,054▼
Intangible fixed assets21€5,000€5,000=
Tangible fixed assets22/27€114,283€111,054▼
Land and buildings22€85,013€63,680▼
Furniture and vehicles24€29,270€40,040▲
Other tangible fixed assets26-€7,334
Current assets29/58€216,315€262,941▲
Amounts receivable within one year40/41€110,836€152,481▲
Trade receivables40€110,822€151,974▲
Other amounts receivable41€14€507▲
Cash at bank and in hand54/58€87,951€80,500▼
Deferred charges and accrued income490/1€17,528€29,961▲
Equity and liabilities
Total equity and liabilities10/49€335,597€378,996▲
Equity10/15€8,236€8,709▲
Contributions10/11€6,200€6,200=
Outside capital11€6,200€6,200=
Other1109/19€6,200€6,200=
Reserves13€2,036€2,509▲
Non-distributable reserves130/1€1,860€1,860=
Legal reserve130€1,860€1,860=
Distributable reserves133€176€649▲
Amounts payable17/49€327,361€370,287▲
Amounts payable after more than one year17€74,045€76,105▲
Financial debts170/4€74,045€76,105▲
Amounts payable within one year42/48€253,316€294,182▲
Current portion of amounts payable after more than one year42€27,777€51,333▲
Trade debts44€113,321€101,734▼
Suppliers440/4€113,321€101,734▼
Taxes, remuneration and social security45€41,661€64,058▲
Taxes450/3€26,488€39,601▲
Remuneration and social security454/9€15,173€24,457▲
Other amounts payable47/48€70,557€77,057▲
Income statement Code20242025
Remuneration, social security and pensions62€147,446€241,021▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33,357€29,743▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1,200-
Other operating charges640/8€1,629€1,143▼
Non-recurring operating charges66A-€252
Gross operating margin9900€302,021€390,676▲
Operating profit (loss)9901€118,389€118,516▲
Financial income75/76B€86€5▼
Recurring financial income75€86€5▼
Financial charges65/66B€2,218€2,517▲
Recurring financial charges65€2,218€2,517▲
Profit (loss) for the period before taxes9903€116,257€116,004▼
Income taxes67/77€30,148€29,532▼
Profit (loss) for the period9904€86,109€86,472▲
Profit (loss) for the period to be appropriated9905€86,109€86,472▲
Appropriation of the result
Profit (loss) to be appropriated9906€86,109€86,472▲
Transfer to equity691/2€109€472▲
To other reserves6921€109€472▲
Profit to be distributed694/7€86,000€86,000=
Return on contributions (dividend)694€86,000€86,000=

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A--€1,000---
Remuneration, social security and pensions62-€124,933€113,179€147,446€241,021▲ 63.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€77,023€37,521€32,843€33,357€29,743▼ 10.8%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€553-€1,200--
Other operating charges640/8-€2,126€2,425€1,629€1,143▼ 29.8%
Non-recurring operating charges66A-€287--€252-
Gross operating margin9900€151,399€169,848€289,348€302,021€390,676▲ 29.4%
Operating profit (loss)9901€3,264€4,429€140,901€118,389€118,516▲ 0.1%
Financial income75/76B-€394€232€86€5▼ 93.7%
Recurring financial income75€178€394€232€86€5▼ 93.7%
Financial charges65/66B-€2,284€2,542€2,218€2,517▲ 13.5%
Recurring financial charges65€3,100€2,284€2,542€2,218€2,517▲ 13.5%
Profit (loss) for the period before taxes9903€341€2,539€138,590€116,257€116,004▼ 0.2%
Income taxes67/77€132€2,529€36,225€30,148€29,532▼ 2.0%
Profit (loss) for the period9904€209€10€102,365€86,109€86,472▲ 0.4%
Profit (loss) for the period to be appropriated9905€209€10€102,365€86,109€86,472▲ 0.4%
Line20212022202320242025Change
Assets
Total assets20/58€290,502€270,787€302,579€335,597€378,996▲ 12.9%
Fixed assets21/28€187,248€153,735€151,981€119,283€116,054▼ 2.7%
Intangible fixed assets21€5,000€5,000€5,000€5,000€5,000=
Tangible fixed assets22/27€182,248€148,735€146,981€114,283€111,054▼ 2.8%
Land and buildings22-€127,935€106,347€85,013€63,680▼ 25.1%
Furniture and vehicles24-€20,800€40,634€29,270€40,040▲ 36.8%
Other tangible fixed assets26----€7,334-
Current assets29/58€103,254€117,052€150,598€216,315€262,941▲ 21.6%
Amounts receivable within one year40/41€64,589€97,240€98,995€110,836€152,481▲ 37.6%
Trade receivables40-€95,976€93,992€110,822€151,974▲ 37.1%
Other amounts receivable41-€1,263€5,003€14€507▲ 3,533%
Cash at bank and in hand54/58€31,128€9,673€39,726€87,951€80,500▼ 8.5%
Deferred charges and accrued income490/1-€10,140€11,876€17,528€29,961▲ 70.9%
Equity and liabilities
Total equity and liabilities10/49€290,502€270,787€302,579€335,597€378,996▲ 12.9%
Equity10/15€8,753€8,762€8,127€8,236€8,709▲ 5.7%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Capital10-€6,200€6,200---
Issued capital100-€18,600€18,600---
Uncalled capital101-€12,400€12,400---
Outside capital11---€6,200€6,200=
Other1109/19---€6,200€6,200=
Reserves13€1,860€1,860€1,927€2,036€2,509▲ 23.2%
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Legal reserve130-€1,860€1,860€1,860€1,860=
Distributable reserves133--€67€176€649▲ 268%
Profit (loss) carried forward14€693€702----
Amounts payable17/49€281,750€262,025€294,451€327,361€370,287▲ 13.1%
Amounts payable after more than one year17€177,140€105,629€101,822€74,045€76,105▲ 2.8%
Financial debts170/4-€105,629€101,822€74,045€76,105▲ 2.8%
Amounts payable within one year42/48€104,610€156,396€192,629€253,316€294,182▲ 16.1%
Current portion of amounts payable after more than one year42-€33,037€32,475€27,777€51,333▲ 84.8%
Trade debts44€47,199€103,177€91,838€113,321€101,734▼ 10.2%
Suppliers440/4-€103,177€91,838€113,321€101,734▼ 10.2%
Taxes, remuneration and social security45-€19,773€22,759€41,661€64,058▲ 53.8%
Taxes450/3-€11,396€17,100€26,488€39,601▲ 49.5%
Remuneration and social security454/9-€8,377€5,659€15,173€24,457▲ 61.2%
Other amounts payable47/48-€408€45,557€70,557€77,057▲ 9.2%
Line20212022202320242025Change
Profit (loss) for the period9904€209€10€102,365€86,109€86,472▲ 0.4%
+ Depreciation and write-downs630€77,023€37,521€32,843€33,357€29,743▼ 10.8%
Operating cash flow (approximation)€77,232€37,531€135,209€119,466€116,216▼ 2.7%
Investment in fixed assets (approximation)--€4,007-€31,089-€660-€26,515▼ 3,920%
Change in cash--€21,455€30,053€48,225-€7,451▼ 115%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
09-09
State Gazette act Legal form clause · Name clause
Registered office clause · Duration
15-07
State Gazette act Board meeting · Registered-office move
Power of attorney · Permanent representative
15-07
State Gazette act Board meeting · Registered-office move
Power of attorney · Permanent representative
15-07
State Gazette act Board meeting · Registered-office move
Power of attorney · Permanent representative
13-07
State Gazette act Other statement · General meeting
Director resignation · Director appointment
13-07
State Gazette act General meeting · Director resignation
Director appointment · Power of attorney
10-07
State Gazette act Board meeting · Registered-office move
Permanent representative · Director in office
30-06
State Gazette act Board meeting · Registered-office move
Permanent representative
24-06
State Gazette act General meeting · Director resignation
Director appointment · Permanent representative
20-03
State Gazette act General meeting · Registered-office move
Power of attorney · Permanent representative
19-03
State Gazette act General meeting · Director resignation
Director appointment · Mandate compensation
25-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
Show earlier events
2025
02-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 2 days late
2024
31-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial Highest result since 2019net €102,365 ▲1,072,912%
Operating result €140,901, net result €102,365, both a record.
30-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
16-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial Back to profitnet €209
Net result €209 after one loss-making year.
28-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial Weakest financial yearnet -€321
Net result drops to -€321, the lowest in the series; recovery starts the following year.
30-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
16-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2013
seat establishment The establishment unit on the map
Ground area
724 m²
Building footprint
187 m²
Volume, LiDAR
1,414 m³
2 parcels, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Oude Vilvoordsebaan 27A, 1860 Meise
Legal and accounting activities
since 20132.230.678.712
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23050F0003/00M002 Flanders 363 m² 1 · 103 m² 11.5 m · 3 fl.
23050F0003/00L002 Flanders 361 m² 1 · 83 m² 11.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 to 2025 · 3 entries · 1,014 EUR awarded · 1,014 EUR paid
Year Entries awardedpaid
2025 1 180 EUR180 EUR
2024 1 369 EUR369 EUR
2023 1 465 EUR465 EUR
Schemes
3 entries · 1,014 EUR · 1,014 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 2,856 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded08-06-2011
Fiscal year end30-06
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID 0208:0836827710
Also 9925:BE0836827710
Registered 06-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.