DBCS
ActiveThe computed 12-month bankruptcy probability of DBCS is 1.7% (moderate). The 2025 annual accounts show equity of €20k and a net result of €776. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 31% of 12989 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability19▼-81
Solvency8▲+1
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.6 against 0.55 in 2024), and 92.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.9%
Return on assets
0.3%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €20k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
76 d early
2023
27 d late
2022
55 d early
2021
29 d late
2020
20 d late
2019
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▲ 3.9%
2024 · €20k
2018: €19k
2019: €26k
2020: €27k
2021: €44k
2022: €14k
2023: €17k
2024: €20k
2018 → 2025
Total assets
€258k▲ 9.5%
2024 · €236k
2018: €71k
2019: €74k
2020: €60k
2021: €86k
2022: €86k
2023: €136k
2024: €236k
2018 → 2025
Net result
€776▼ 98.2%
2024 · €44k
2018: €4k
2019: €7k
2020: €578
2021: €17k
2022: €-6k
2023: €3k
2024: €44k
2018 → 2025
Working capital
€-48k▲ 29.6%
2024 · €-69k
2018: €13k
2019: €8k
2020: €7k
2021: €29k
2022: €-8k
2023: €-47k
2024: €-69k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€14k▼ 67.5%€17k▲ 18.3%€20k▲ 17.3%€20k▲ 3.9%
Operating result€19k-€-4k€4k€62k▲ 1,292%€10k▼ 83.8%
Net result€17k-€-6k€3k€44k▲ 1,602%€776▼ 98.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 84% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €258k
Fixed assets
€184k▲ 20.1%
Current assets
€74k▼ 10.4%
Equity and liabilities €258k
Equity
€20k▲ 3.9%
Debt
€237k▲ 10.0%
The debt ratio rises from 91.6% to 92.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€33k▼
2024 · €75k
Cash flow
€24k▼
2024 · €58k
Solvency
7.9%▼
2024 · 8.4%
Current ratio
0.60▲
2024 · 0.55
Quick ratio
0.55▲
2024 · 0.51
Debt / equity
11.59▲
2024 · 10.95
ROE
3.8%▼
2024 · 224.3%
ROA
0.3%▼
2024 · 18.8%
Interest coverage
3.80▼
2024 · 12.55
Debt
€237k▲
2024 · €216k
Debt ≤ 1 year
€122k▼
2024 · €151k
Debt > 1 year
€112k▲
2024 · €65k
Income taxes
€651▼
2024 · €11k
Staff costs
€122k▼
2024 · €129k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€236k€258k▲
Fixed assets21/28€153k€184k▲
Tangible fixed assets22/27€153k€184k▲
Land and buildings22€119k€129k▲
Plant, machinery and equipment23€14k€15k▲
Furniture and vehicles24€19k€15k▼
Leasing and similar rights25-€25k
Other tangible fixed assets26€1k€633▼
Financial fixed assets28€260€260=
Current assets29/58€82k€74k▼
Stocks and contracts in progress3€5k€7k▲
Stocks30/36€5k€7k▲
Amounts receivable within one year40/41€12k€11k▼
Trade receivables40€3k€1k▼
Other amounts receivable41€9k€10k▲
Current investments50/53€20k-
Cash at bank and in hand54/58€41k€54k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€236k€258k▲
Equity10/15€20k€20k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14-€776
Amounts payable17/49€216k€237k▲
Amounts payable after more than one year17€65k€112k▲
Financial debts170/4€65k€112k▲
Amounts payable within one year42/48€151k€122k▼
Current portion of amounts payable after more than one year42€5k€11k▲
Trade debts44€52k€21k▼
Suppliers440/4€52k€21k▼
Taxes, remuneration and social security45€26k€23k▼
Taxes450/3€13k€8k▼
Remuneration and social security454/9€13k€15k▲
Other amounts payable47/48€67k€67k▼
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Remuneration, social security and pensions62€129k€122k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€23k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€205k€157k▼
Operating profit (loss)9901€62k€10k▼
Financial income75/76B€30€122▲
Recurring financial income75€30€122▲
Financial charges65/66B€6k€9k▲
Recurring financial charges65€6k€9k▲
Profit (loss) for the period before taxes9903€56k€1k▼
Income taxes67/77€11k€651▼
Profit (loss) for the period9904€44k€776▼
Profit (loss) for the period to be appropriated9905€44k€776▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€776▼
Profit (loss) brought forward from the previous period14P€-3k-
Profit to be distributed694/7€41k-
Return on contributions (dividend)694€41k-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €44k ▲1602%
Operating result €62k, net result €44k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-6k ▼132%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
29-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
DELATTRE Sébastien Anthony Léon Ghislain
CurrentDirector · since 21-12-2023
21-12-2023
Appointed as Director
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Herve 4614030 LiègeGround area
1.0 ha
Building footprint
3,646 m²
Parcel 62302C0055/00X002, Wallonia. Linked by address, not a title deed.
1 establishment unit
L'ENTRE DEUX
since 20152.239.368.526
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62302C0055/00X002 | Wallonia | 1.0 ha | 1 · 3,646 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,633 companies in sector 56112 we hold annual accounts for 9,660. 7,993 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2015
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.