SERVE IT
ActiveThe computed 12-month bankruptcy probability of SERVE IT is 2.0% (moderate). The 2025 annual accounts show equity of €20k and a net result of €143k. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 31% of 13044 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
73
/ 100
Healthy▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency18▼-43
Growth58▼-20
Stability100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.54 in 2024), and 92.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.6%
Return on assets
52.9%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-12-2025, 134 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
134 d early
2024
42 d early
2023
47 d early
2022
34 d early
2021
5 d early
2020
32 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▼ 73.9%
2024 · €78k
2018: €38k
2019: €37k
2020: €9k
2021: €70k
2022: €81k
2023: €71k
2024: €78k
2018 → 2025
Total assets
€270k▲ 6.7%
2024 · €253k
2018: €281k
2019: €296k
2020: €73k
2021: €115k
2022: €194k
2023: €247k
2024: €253k
2018 → 2025
Net result
€143k▲ 424%
2024 · €27k
2018: €-7k
2019: €-1k
2020: €-28k
2021: €61k
2022: €11k
2023: €65k
2024: €27k
2018 → 2025
Working capital
€22k▼ 73.6%
2024 · €82k
2018: €37k
2019: €26k
2020: €-99
2021: €63k
2022: €77k
2023: €79k
2024: €82k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€70k-€81k▲ 15.7%€71k▼ 12.4%€78k▲ 10.2%€20k▼ 73.9%
Operating result€72k-€18k▼ 75.1%€95k▲ 433%€55k▼ 42.7%€193k▲ 254%
Net result€61k-€11k▼ 81.9%€65k▲ 489%€27k▼ 58.1%€143k▲ 424%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 254% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €270k
Fixed assets
€14k▼ 26.5%
Current assets
€256k▲ 9.4%
Equity and liabilities €270k
Equity
€20k▼ 73.9%
Debt
€250k▲ 42.9%
The debt ratio rises from 69.0% to 92.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€198k▲
2024 · €61k
Cash flow
€148k▲
2024 · €33k
Solvency
7.6%▼
2024 · 31.0%
Current ratio
1.09▼
2024 · 1.54
Quick ratio
1.09▼
2024 · 1.53
Debt / equity
12.20▲
2024 · 2.23
ROE
697.9%▲
2024 · 34.8%
ROA
52.9%▲
2024 · 10.8%
Interest coverage
27.53▲
2024 · 9.62
Debt
€250k▲
2024 · €175k
Debt ≤ 1 year
€235k▲
2024 · €152k
Debt > 1 year
€14k▼
2024 · €22k
Income taxes
€43k▲
2024 · €21k
Staff costs
€-3k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€253k€270k▲
Fixed assets21/28€19k€14k▼
Tangible fixed assets22/27€19k€14k▼
Plant, machinery and equipment23€17k€12k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€190€190=
Current assets29/58€234k€256k▲
Stocks and contracts in progress3€2k€646▼
Stocks30/36€2k€646▼
Amounts receivable within one year40/41€83k€45k▼
Trade receivables40€66k€34k▼
Other amounts receivable41€17k€11k▼
Cash at bank and in hand54/58€147k€208k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€253k€270k▲
Equity10/15€78k€20k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€58k€0▼
Amounts payable17/49€175k€250k▲
Amounts payable after more than one year17€22k€14k▼
Financial debts170/4€22k€14k▼
Amounts payable within one year42/48€152k€235k▲
Current portion of amounts payable after more than one year42€30k€22k▼
Trade debts44€65k€8k▼
Suppliers440/4€65k€8k▼
Taxes, remuneration and social security45€42k€78k▲
Taxes450/3€39k€75k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€15k€127k▲
Accrued charges and deferred income492/3€0€659▲
Income statement
Code20242025
Non-recurring operating income76A€8k€6k▼
Remuneration, social security and pensions62€6k€-3k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€29k€4k▼
Gross operating margin9900€96k€199k▲
Operating profit (loss)9901€55k€193k▲
Financial income75/76B€52€1▼
Recurring financial income75€52€1▼
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€48k€186k▲
Income taxes67/77€21k€43k▲
Profit (loss) for the period9904€27k€143k▲
Profit (loss) for the period to be appropriated9905€27k€143k▲
Appropriation of the result
Profit (loss) to be appropriated9906€78k€201k▲
Profit (loss) brought forward from the previous period14P€51k€58k▲
Transfer from equity791/2€0-
Profit to be distributed694/7€20k€201k▲
Return on contributions (dividend)694€20k€201k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-09
Financial
Highest result since 2018net €143k ▲424%
Operating result €193k, net result €143k, both a record.
19-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €61k
Net result €61k after 3 loss-making years.
30-09
Financial
Liquidity triplescurrent ratio 2.56
Current ratio from 1.00 to 2.56; short-term debt falls from €62k to €40k.
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-28k
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
27-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
16-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
03-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 2 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sijslostraat 1098020 OostkampGround area
4,982 m²
Building footprint
792 m²
Volume, LiDAR
3,530 m³
2 parcels, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Serve It
since 20152.240.470.069
The Night
since 20192.289.760.620
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31030A0467/00G000 | Flanders | 4,306 m² | 1 · 585 m² | 9.3 m · 2 fl. |
| 31025B0302/00N000 | Flanders | 676 m² | 1 · 207 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrugge2.289.760.620
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Of 13,834 companies in sector 56301 we hold annual accounts for 4,807. 3,932 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-03-2015
Fiscal year end30-09
Activities, NACEBEL
56301Cafés and bars
78200Temporary employment agencies and other provision of personnel
78300Employment activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.