DATACCOUNT
ActiveDATACCOUNT has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €-544. Its solvency ranks better than 33% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes
Profitability0
Solvency73
Growth-
Stability67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.6), but 61.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.6%
Return on assets
-0.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
20 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€24k
Total assets
€63k
Net result
€-544
Working capital
€23k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €63k
Equity
€24k
Debt
€39k
Debt finances 61.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€-203
Cash flow
€-223
Solvency
38.6%
Current ratio
1.60
Quick ratio
1.60
Debt / equity
1.59
ROE
-2.2%
ROA
-0.9%
Interest coverage
-9.68
Debt
€39k
Debt ≤ 1 year
€39k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€63k
Formation expenses20€1k
Current assets29/58€62k
Amounts receivable within one year40/41€60k
Trade receivables40€60k
Cash at bank and in hand54/58€2k
Equity and liabilities
Total equity and liabilities10/49€63k
Equity10/15€24k
Contributions10/11€25k
Profit (loss) carried forward14€-544
Amounts payable17/49€39k
Amounts payable within one year42/48€39k
Other amounts payable47/48€39k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€321
Gross operating margin9900€-203
Operating profit (loss)9901€-524
Financial charges65/66B€21
Recurring financial charges65€21
Profit (loss) for the period before taxes9903€-544
Profit (loss) for the period9904€-544
Profit (loss) for the period to be appropriated9905€-544
Appropriation of the result
Profit (loss) to be appropriated9906€-544
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
NBB filing
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Of 16,811 companies in sector 62100 we hold annual accounts for 8,749. 6,095 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2025
Fiscal year end31-12
Activities, NACEBEL
62100Computer programming
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filing
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.