VINAMEX
ActiveThe computed 12-month bankruptcy probability of VINAMEX is 3.7% (moderate). The 2024 annual accounts show negative equity (€-109k) and a net result of €3k. Equity is shrinking by ~55.2% per year across the filed fiscal years. Its solvency ranks better than 8% of 26043 sector peers (fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
34
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability73▲+73
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.35 against 0.29 in 2023; short-term debt: 229.5% and cash: 12.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-129.5%
Return on assets
3.4%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 26043 sector peers (2024).
NBB · sector comparisonPosition among 26043 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
22 d late
2022
57 d late
2021
51 d late
2020
88 d late
2019
102 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3k
2023 · €-48k
2018: €-22k
2019: €17k
2020: €-35k
2021: €-25k
2022: €-23k
2023: €-48k
2018 → 2024
Working capital
€-126k▲ 1.7%
2023 · €-129k
2018: €-6k
2019: €11k
2020: €-26k
2021: €-48k
2022: €-70k
2023: €-129k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-17k-€-42k▼ 143%€-65k▼ 54.4%€-112k▼ 74.2%€-109k▲ 2.6%
Operating result€-34k-€-24k▲ 28.2%€-23k▲ 7.5%€-47k▼ 108%€3k
Net result€-35k-€-25k▲ 29.9%€-23k▲ 7.7%€-48k▼ 111%€3k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €3k after a loss of €47k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €85k
Fixed assets
€17k▼ 4.4%
Current assets
€68k▲ 28.5%
Key figures and ratios
EBITDA
€4k▲
2023 · €-43k
Cash flow
€4k▲
2023 · €-43k
Solvency
-129.5%▲
2023 · -159.9%
Current ratio
0.35▲
2023 · 0.29
Quick ratio
0.08▲
2023 · 0.03
Debt / equity
-1.77▼
2023 · -1.63
ROA
3.4%▲
2023 · -68.1%
Interest coverage
29.19▲
2023 · -67.99
Debt
€194k▲
2023 · €183k
Debt ≤ 1 year
€194k▲
2023 · €181k
Staff costs
€46k▲
2023 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€70k€85k▲
Fixed assets21/28€18k€17k▼
Tangible fixed assets22/27€11k€11k▼
Plant, machinery and equipment23€10k€10k▼
Furniture and vehicles24€1k€731▼
Financial fixed assets28€6k€6k=
Current assets29/58€53k€68k▲
Stocks and contracts in progress3€47k€52k▲
Stocks30/36€47k€52k▲
Amounts receivable within one year40/41-€5k
Other amounts receivable41-€5k
Cash at bank and in hand54/58€6k€11k▲
Equity and liabilities
Total equity and liabilities10/49€70k€85k▲
Equity10/15€-112k€-109k▲
Contributions10/11€19k€19k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€-132k€-129k▲
Amounts payable17/49€183k€194k▲
Amounts payable within one year42/48€181k€194k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€3k€9k▲
Taxes450/3€3k€5k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€177k€184k▲
Accrued charges and deferred income492/3€2k-
Income statement
Code20232024
Remuneration, social security and pensions62€12k€46k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€1k▼
Other operating charges640/8€9€150▲
Gross operating margin9900€-31k€50k▲
Operating profit (loss)9901€-47k€3k▲
Financial charges65/66B€628€145▼
Recurring financial charges65€628€145▼
Profit (loss) for the period before taxes9903€-48k€3k▲
Profit (loss) for the period9904€-48k€3k▲
Profit (loss) for the period to be appropriated9905€-48k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-132k€-129k▲
Profit (loss) brought forward from the previous period14P€-84k€-132k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after 4 loss-making years.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Weakest financial yearnet €-48k
Net result drops to €-48k, the lowest in the series; recovery starts the following year.
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
2022
20-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 51 days late
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 88 days late
2020
10-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 102 days late
2019
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
14-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 75 days late
2018
19-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 50 days late
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 3 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Georges Henrilaan 3781200 Sint-Lambrechts-WoluweGround area
3,346 m²
Building footprint
3,136 m²
Volume, LiDAR
41,913 m³
2 parcels, Brussels · tallest building 20.1 m, ±6 floors. Linked by address, not a title deed.
3 establishment units
VINAMEX
since 20122.212.551.192
VINAMEX
since 20232.345.441.291
Fami Nails
since 20262.392.484.610
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21004A1111/00B000 ProtectedArchitectural ensemble · MonumentDe Borse - uitbreiding van de bescherming met bepaalde delenSource ↗ |
Brussels | 3,019 m² | 1 · 2,983 m² | 20.1 m · 6 fl. |
| 21673D0143/00R022 | Brussels | 326 m² | 1 · 153 m² | 15.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
2 sitesBrussel2.345.441.291
Sint-Lambrechts-Woluwe2.212.551.192
Similar companies · same sector, comparable size
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JIA HE
BE 1011.642.395
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BAMIKA
BE 0804.027.654
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AKTURK
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Of 10,524 companies in sector 47110 we hold annual accounts for 5,859. 4,054 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-07-2012
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47620Retail trade
47621Retail sale of newspapers and periodicals
46214Wholesale trade
46216Wholesale of agricultural produce and animal feed, general range
46392Non-specialised wholesale
46423Wholesale of clothing, excluding workwear and underwear
46431Wholesale of electrical household appliances and audio-video equipment
46450Wholesale of perfume and cosmetics
46460Wholesale of pharmaceutical and medical goods
46494Wholesale of non-electrical household articles
46499Wholesale of other household goods
46900Non-specialised wholesale trade
47120Other non-specialised retail sale
47191Retail trade
47400Retail sale of information and communication equipment
47410Retail trade
47610Retail trade
47730Retail sale of pharmaceutical products
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
47750Retail sale of cosmetics and toilet articles
47784Retail sale of souvenirs and religious articles
47786Retail trade
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.