DANIEL SAUVAGE
ActiveDANIEL SAUVAGE has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €199k and a net result of €50k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 66% of 1287 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-7
Solvency64▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 0.45 in 2024; short-term debt: 26.8% and cash: 30.9% of total assets), and 60.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.3%
Return on assets
9.9%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
24 d late
2023
12 d late
2022
28 d late
2021
7 d late
2020
24 d late
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€199k▲ 31.0%
2024 · €152k
2019: €110k
2020: €108k
2021: €102k
2022: €73k
2023: €79k
2024: €152k
2019 → 2025
Total assets
€507k▲ 3.8%
2024 · €488k
2019: €507k
2020: €620k
2021: €565k
2022: €537k
2023: €529k
2024: €488k
2019 → 2025
Net result
€50k▼ 33.7%
2024 · €76k
2019: €-16k
2020: €-1k
2021: €-3k
2022: €-25k
2023: €9k
2024: €76k
2019 → 2025
Working capital
€60k
2024 · €-73k
2019: €-52k
2020: €-91k
2021: €-99k
2022: €-129k
2023: €-153k
2024: €-73k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€102k-€73k▼ 27.9%€79k▲ 8.1%€152k▲ 91.9%€199k▲ 31.0%
Operating result€10k-€-18k€18k€125k▲ 604%€79k▼ 37.0%
Net result€-3k-€-25k▼ 646%€9k€76k▲ 735%€50k▼ 33.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €507k
Fixed assets
€310k▼ 27.6%
Current assets
€196k▲ 231%
Equity and liabilities €507k
Equity
€199k▲ 31.0%
Debt
€307k▼ 8.5%
The debt ratio falls from 68.8% to 60.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€95k▼
2024 · €154k
Cash flow
€67k▼
2024 · €106k
Solvency
39.3%▲
2024 · 31.2%
Current ratio
1.44▲
2024 · 0.45
Quick ratio
1.44▲
2024 · 0.45
Debt / equity
1.54▼
2024 · 2.21
ROE
25.3%▼
2024 · 50.0%
ROA
9.9%▼
2024 · 15.6%
Interest coverage
17.58▲
2024 · 11.35
Debt
€307k▼
2024 · €336k
Debt ≤ 1 year
€136k▲
2024 · €133k
Debt > 1 year
€171k▼
2024 · €203k
Income taxes
€26k▼
2024 · €38k
Staff costs
€8k▼
2024 · €90k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€488k€507k▲
Fixed assets21/28€429k€310k▼
Tangible fixed assets22/27€428k€310k▼
Land and buildings22€422k€304k▼
Plant, machinery and equipment23€849-
Furniture and vehicles24€6k€6k▼
Financial fixed assets28€165€165=
Current assets29/58€59k€196k▲
Amounts receivable within one year40/41€50k€38k▼
Trade receivables40€38k€38k=
Other amounts receivable41€11k-
Cash at bank and in hand54/58€5k€157k▲
Deferred charges and accrued income490/1€5k€1k▼
Equity and liabilities
Total equity and liabilities10/49€488k€507k▲
Equity10/15€152k€199k▲
Contributions10/11€6k€6k=
Reserves13€143k€193k▲
Distributable reserves133€143k€193k▲
Investment grants15€3k-
Amounts payable17/49€336k€307k▼
Amounts payable after more than one year17€203k€171k▼
Financial debts170/4€203k€171k▼
Amounts payable within one year42/48€133k€136k▲
Current portion of amounts payable after more than one year42€36k€32k▼
Financial debts43€5k-
Credit institutions430/8€5k-
Trade debts44€31k€62k▲
Suppliers440/4€31k€62k▲
Advances received on contracts in progress46€2k€1k▼
Taxes, remuneration and social security45€41k€28k▼
Taxes450/3€38k€28k▼
Remuneration and social security454/9€3k-
Other amounts payable47/48€18k€13k▼
Accrued charges and deferred income492/3-€183
Income statement
Code20242025
Remuneration, social security and pensions62€90k€8k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€17k▼
Other operating charges640/8€8k€5k▼
Gross operating margin9900€252k€108k▼
Operating profit (loss)9901€125k€79k▼
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€14k€5k▼
Recurring financial charges65€14k€5k▼
Profit (loss) for the period before taxes9903€114k€76k▼
Income taxes67/77€38k€26k▼
Profit (loss) for the period9904€76k€50k▼
Profit (loss) for the period to be appropriated9905€76k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€76k€50k▼
Transfer to equity691/2€76k€50k▼
To other reserves6921€76k€50k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity triplescurrent ratio 1.44
Current ratio from 0.45 to 1.44.
24-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
2024
30-06
Financial
Highest result since 2019net €76k ▲735%
Operating result €125k, net result €76k, both a record.
30-06
Financial
Equity above €150kEq €152k ▲91.9%
2 profitable years in a row build equity to €152k.
12-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
30-06
Financial
Back to profitnet €9k
Net result €9k after 4 loss-making years.
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
30-06
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
07-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 7 days late
2021
24-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
21-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2018
02-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 2 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 24 days late
2016
27-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chièvres · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ch.de St-Ghislain 2947950 Chièvres1 establishment unit
DANIEL SAUVAGE SPRL
since 20022.098.977.456
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Of 3,002 companies in sector 55203 we hold annual accounts for 689. 501 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2002
Fiscal year end30-06
Activities, NACEBEL
55203Holiday cottages, homes and apartments
68201Renting and operating of own or leased residential real estate, excluding social housing
77120Rental and leasing activities
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filings
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.