COBOVA

Active

Private limited companyfounded 2002active for 24 yearsGrote Molenstraat 24, 8980 Zonnebeke, BelgiumKBO/BCE: BE 0478.179.316

Summary

COBOVA has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€54,356) and a net result of -€17,088. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 3,706 sector peers (NACE 01, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow Report Compare

COBOVAActiveChecked score 53/100

Risk analysis Report Compare

Activity

Crop and animal production, hunting and related service activities

NACE 01462Holiday cottages, homes and apartments NACE 55203

2 sites

Size

≈ €260,000turnover 2025, estimated

Staff: 0.4 FTE
Equity: -€54,356
Loss: -€17,088

Turnover estimated from the gross margin

Financial health

53 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

Heidi CoolDirector

2025 accounts filed 28 days late1 of 5 deeds summarised

Why 53raises riskCapped at 59: negative equityNegative equity -€54,356Loss of €17,088 (financial year 2025)lowers riskSize: total assets €705,525Sector: Crop and animal production, hunting and related service activities (NACE 01)Show the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 14% of its sector peers (NACE 01, micro)

Negative equity caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 17-4

equity -7.7% of total assets

Liquidity 19-20

short-term debt 68.5% · cash 4.5%

Profitability 38-48

return on assets -2.4%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (5,697 companies, NACE 01, micro)

Last 24 months 11-2024: 0.9% 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 1.0%▲ +0.1 percentage points vs 06-2025 08-2025: 1.2%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.2%▼ -1.0 percentage point vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026lowest value 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026

No credit on open account

Liquidity insufficient (current ratio 0.1, compared with 0.44 in 2024, below 1; short-term debt: 68.5% and cash: 4.5% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 01, micro): better than 13% on solvency, 15% on liquidity, 20% on profitability and 8% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.

lowers riskraises risk

Size: total assets €705,525

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Negative equity -€54,356

NBB · annual accounts

Sector: Crop and animal production, hunting and related service activities (NACE 01)

KBO

Loss of €17,088 (financial year 2025)

NBB · annual accounts

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year -€54,356

2025 accounts filed 28 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

28 days late

2024

28 days late

2023

30 days late

2022

30 days late

2021

31 days late

2020

29 days late

2019

27 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days after the deadline; the sector median (NACE 01) for financial year 2024 is 3 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

28-08-2026 Annual accounts filedfinancial year 2025 · micro…
28-08-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Back to profitnet €126,014

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€54,356 View
Caution: From profit to loss in 2025after €126,014 in 2024 -€17,088 View
Caution: Among the weakest 10% on equitysector median €82,778 · 3,707 companies -€54,356 View
Flemish supportawarded from 2024 to 2025 €149,703 View

By topic

Financials

Financial year: 2025
Total assets: €705,525
Loss: -€17,088
Solvency: -7.7%

Total assets▼ 24.8%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

Heidi CoolDirector

Go to Board & ownership

Timeline

Events: 28
Since: 2004
Next accounts: by 31-07-2027

30-08-2024Annual accounts filed
08-01-2024Resignation: Heidi Cool (manager)
31-12-2023Weakest financial year

Go to Timeline

Company details

Sites: 2

Legal form: Private limited company
Activity: Crop and animal production, hunting and related service…NACE 01462
Founded: 19-08-2002
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 16

Who signs: Each director alone
Purpose: “Onderneming voor industriële varkensteelt,paardenteelt,runderteelt,schapen- en…” (deed in Dutch)

Go to Articles of association

Key facts about COBOVA

What is the company number of COBOVA?: 0478.179.316. In Belgium the VAT number is the company number with BE in front: BE 0478.179.316.
Where is COBOVA based?: The registered office is at Grote Molenstraat 24, 8980 Zonnebeke.Company details
What does COBOVA do?: According to the KBO register, the main activity is crop and animal production, hunting and related service activities (NACE 01462).
What is the legal form of COBOVA?: Private limited company (BV).
When was COBOVA founded?: On 19-08-2002.
Is COBOVA still active?: Yes, COBOVA is an active enterprise in the KBO register.
How many employees does COBOVA have?: On average 0.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of COBOVA?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is COBOVA profitable?: In financial year 2025, COBOVA made a loss of €17,088.
Where can I find the annual accounts of COBOVA?: COBOVA filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of COBOVA due?: By 31-07-2027, for financial year 2026.Timeline