DAKWERKEN STOFFELS
ActiveSummary
DAKWERKEN STOFFELS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €8k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 40% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+3
Solvency63▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.93 against 1.02 in 2024; short-term debt: 40% and cash: 22.8% of total assets), and 62.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.7%
Return on assets
4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 18-03-2026, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
34 d early
2023
49 d early
2022
54 d early
2021
58 d early
2020
56 d early
2019
43 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▲ 11.8%
2024 · €72k
2018: €55k
2019: €60k
2020: €64k
2021: €67k
2022: €67k
2023: €69k
2024: €72k
2018 → 2025
Total assets
€213k▲ 16.0%
2024 · €184k
2018: €150k
2019: €193k
2020: €177k
2021: €209k
2022: €206k
2023: €177k
2024: €184k
2018 → 2025
Net result
€8k▲ 213%
2024 · €3k
2018: €1k
2019: €5k
2020: €4k
2021: €3k
2022: €161
2023: €2k
2024: €3k
2018 → 2025
Working capital
€-6k
2024 · €1k
2018: €7k
2019: €4k
2020: €-4k
2021: €8k
2022: €-10k
2023: €-409
2024: €1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€67k-€67k▲ 0.2%€69k▲ 3.2%€72k▲ 3.9%€80k▲ 11.8%
Operating result€8k-€1k▼ 85.9%€89▼ 92.6%€7k▲ 7,287%€17k▲ 160%
Net result€3k-€161▼ 93.6%€2k▲ 1,214%€3k▲ 28.3%€8k▲ 213%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 160% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €213k
Fixed assets
€134k ▲ 30.3%
Current assets
€79k ▼ 2.2%
Equity and liabilities €213k
Equity
€80k ▲ 11.8%
Debt
€133k ▲ 18.6%
Debt's share of the balance-sheet total rises from 60.9% to 62.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€66k▲
2024 · €48k
Cash flow
€57k▲
2024 · €45k
Current ratio
0.93▼
2024 · 1.02
Quick ratio
0.89▼
2024 · 0.92
Debt to equity
1.65▲
2024 · 1.56
ROE
10.6%▲
2024 · 3.8%
ROA
4.0%▲
2024 · 1.5%
Interest coverage
13.18▲
2024 · 13.17
Debt ≤ 1 year
€85k▲
2024 · €79k
Debt > 1 year
€48k▲
2024 · €32k
Income taxes
€4k▲
2024 · €312
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€184k€213k▲
Fixed assets21/28€103k€134k▲
Tangible fixed assets22/27€103k€134k▲
Land and buildings22€13k€12k▼
Plant, machinery and equipment23€52k€40k▼
Furniture and vehicles24€38k€82k▲
Current assets29/58€81k€79k▼
Stocks and contracts in progress3€8k€3k▼
Stocks30/36€8k€3k▼
Amounts receivable within one year40/41€34k€24k▼
Trade receivables40€20k€11k▼
Other amounts receivable41€14k€12k▼
Cash at bank and in hand54/58€34k€49k▲
Deferred charges and accrued income490/1€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€184k€213k▲
Equity10/15€72k€80k▲
Contributions10/11€7k€7k=
Reserves13€65k€74k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€10k€10k=
Distributable reserves133€54k€62k▲
Amounts payable17/49€112k€133k▲
Amounts payable after more than one year17€32k€48k▲
Financial debts170/4€32k€48k▲
Amounts payable within one year42/48€79k€85k▲
Current portion of amounts payable after more than one year42€28k€32k▲
Trade debts44€51k€49k▼
Suppliers440/4€51k€49k▼
Taxes, remuneration and social security45€629€4k▲
Taxes450/3€629€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€17k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€49k▲
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A€307-
Gross operating margin9900€68k€68k▲
Operating profit (loss)9901€7k€17k▲
Financial income75/76B€126€74▼
Recurring financial income75€126€74▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€3k€12k▲
Income taxes67/77€312€4k▲
Profit (loss) for the period9904€3k€8k▲
Profit (loss) for the period to be appropriated9905€3k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€8k▲
Transfer to equity691/2€3k€8k▲
To other reserves6921€3k€8k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €8k ▲213%
Operating result €17k, net result €8k, both a record.
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €161 ▼93.6%
Net result drops to €161, the lowest in the series; recovery starts the following year.
03-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leemstraat 1122861 Sint-Katelijne-WaverGround area
4,754 m²
Building footprint
304 m²
Volume, LiDAR
1,460 m³
Parcel 12027C0233/00P000, Flanders · tallest building 5.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DAKWERKEN STOFFELS
since 20162.248.898.280
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12027C0233/00P000 | Flanders | 4,754 m² | 1 · 303 m² | 5.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MATHURIN ET FILS
BE 0455.724.707
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Dakwerken Bram
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Voax
BE 0689.590.024
Boom · Eq €80,091
E.T.S. HAULOTTE FVL
BE 1018.105.565
Chastre · Eq €80,670
Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,792 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2015
Fiscal year end30-09
Activities, NACEBEL 2025
43410Roofing work
41001General construction of residential buildings
41003General construction of other non-residential buildings
43421Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.