TOMMY DE GEEST
ActiveTOMMY DE GEEST has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €34k. Equity is growing by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 45% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+1
Solvency68▼-27
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 4.22 against 3.84 in 2024; short-term debt: 8.6% and cash: 31.9% of total assets), but 57.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.6%
Return on assets
18.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
88 d early
2024
51 d early
2023
8 d early
2022
17 d late
2021
4 d early
2020
31 d late
2019
163 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▲ 75.0%
2024 · €46k
2018: €11k
2019: €44k
2020: €47k
2021: €29k
2022: €31k
2023: €34k
2024: €46k
2018 → 2025
Total assets
€187k▲ 188%
2024 · €65k
2018: €65k
2019: €88k
2020: €103k
2021: €78k
2022: €56k
2023: €58k
2024: €65k
2018 → 2025
Net result
€34k▲ 201%
2024 · €11k
2018: €-7k
2019: €42k
2020: €3k
2021: €-19k
2022: €38k
2023: €21k
2024: €11k
2018 → 2025
Working capital
€52k▲ 37.4%
2024 · €38k
2018: €2k
2019: €38k
2020: €42k
2021: €20k
2022: €23k
2023: €26k
2024: €38k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€31k▲ 8.9%€34k▲ 8.9%€46k▲ 33.2%€80k▲ 75.0%
Operating result€-16k-€43k€26k▼ 40.2%€13k▼ 49.3%€42k▲ 226%
Net result€-19k-€38k€21k▼ 45.4%€11k▼ 45.4%€34k▲ 201%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 226% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €187k
Fixed assets
€119k▲ 762%
Current assets
€68k▲ 33.2%
Equity and liabilities €187k
Equity
€80k▲ 75.0%
Debt
€107k▲ 457%
The debt ratio rises from 29.7% to 57.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€58k▲
2024 · €22k
Cash flow
€50k▲
2024 · €20k
Solvency
42.6%▼
2024 · 70.3%
Current ratio
4.22▲
2024 · 3.84
Quick ratio
4.22▲
2024 · 3.84
Debt / equity
1.35▲
2024 · 0.42
ROE
42.8%▲
2024 · 24.9%
ROA
18.3%▲
2024 · 17.5%
Interest coverage
13.89▼
2024 · 30.56
Debt
€107k▲
2024 · €19k
Debt ≤ 1 year
€16k▲
2024 · €13k
Debt > 1 year
€91k▲
2024 · €6k
Income taxes
€6k▲
2024 · €3k
Staff costs
€0▼
2024 · €267
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€65k€187k▲
Fixed assets21/28€14k€119k▲
Intangible fixed assets21€0-
Tangible fixed assets22/27€8k€113k▲
Plant, machinery and equipment23€8k€5k▼
Furniture and vehicles24-€3k
Leasing and similar rights25-€105k
Financial fixed assets28€6k€6k=
Current assets29/58€51k€68k▲
Amounts receivable within one year40/41€22k€7k▼
Trade receivables40€16k€3k▼
Other amounts receivable41€6k€4k▼
Cash at bank and in hand54/58€26k€60k▲
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€65k€187k▲
Equity10/15€46k€80k▲
Contributions10/11€12k€12k=
Reserves13€33k€67k▲
Distributable reserves133€33k€67k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€19k€107k▲
Amounts payable after more than one year17€6k€91k▲
Financial debts170/4€6k€91k▲
Amounts payable within one year42/48€13k€16k▲
Current portion of amounts payable after more than one year42€3k€14k▲
Trade debts44€6k€172▼
Suppliers440/4€6k€172▼
Taxes, remuneration and social security45€0€127▲
Taxes450/3€0€127▲
Other amounts payable47/48€4k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€267€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€16k▲
Other operating charges640/8€866€889▲
Gross operating margin9900€23k€59k▲
Operating profit (loss)9901€13k€42k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€719€4k▲
Recurring financial charges65€719€4k▲
Profit (loss) for the period before taxes9903€14k€40k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€11k€34k▲
Profit (loss) for the period to be appropriated9905€11k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€34k▲
Transfer to equity691/2€11k€34k▲
To other reserves6921€11k€34k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
31-12
Financial
Back to profitnet €38k
Net result €38k after one loss-making year.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-19k ▼652%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
19-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €42k
Net result €42k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins Boudewijnlaan 7C 00192550 KontichGround area
5.2 ha
Building footprint
5,358 m²
Volume, LiDAR
46,640 m³
Parcel 11024B0077/00M000, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TOMMY DE GEEST
since 20162.252.898.739
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0077/00M000 | Flanders | 5.2 ha | 1 · 5,358 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 59 EUR awarded · 59 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 59 EUR | 59 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
1 endedSimilar companies · same sector, comparable size
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DAKWERKEN VANDEPEENE
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RJ CONCEPT TOITURE
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OLIDEM
BE 0711.845.683
Beaumont · Eq €80k
Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 3,787 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-04-2016
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43221Plumbing work
43230Insulation installation
43291Specialised construction activities
43421Specialised construction activities
43992Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.