MRoofS
ActiveMRoofS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €9k. Equity is growing by ~22.7% per year across the filed fiscal years. Its solvency ranks better than 35% of 7757 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-1
Solvency57▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.13 against 1.0 in 2024; short-term debt: 22.3% and cash: 12.5% of total assets), but 68% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32%
Return on assets
4.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
53 d early
2024
38 d early
2023
58 d early
2022
60 d early
2021
62 d early
2020
43 d early
2019
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€66k▲ 16.4%
2024 · €57k
2018: €16k
2019: €19k
2020: €30k
2021: €17k
2022: €13k
2023: €45k
2024: €57k
2018 → 2025
Total assets
€208k▼ 16.8%
2024 · €250k
2018: €150k
2019: €171k
2020: €156k
2021: €109k
2022: €137k
2023: €340k
2024: €250k
2018 → 2025
Net result
€9k▼ 23.1%
2024 · €12k
2018: €-3k
2019: €3k
2020: €11k
2021: €-13k
2022: €-3k
2023: €32k
2024: €12k
2018 → 2025
Working capital
€52k
2024 · €-440
2018: €34k
2019: €17k
2020: €46k
2021: €38k
2022: €47k
2023: €54k
2024: €-440
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€13k▼ 19.7%€45k▲ 238%€57k▲ 27.2%€66k▲ 16.4%
Operating result€-12k-€-1k▲ 88.4%€41k€23k▼ 44.1%€18k▼ 20.0%
Net result€-13k-€-3k▲ 75.4%€32k€12k▼ 61.4%€9k▼ 23.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €208k
Fixed assets
€109k▼ 25.3%
Current assets
€99k▼ 4.8%
Equity and liabilities €208k
Equity
€66k▲ 16.4%
Debt
€141k▼ 26.6%
The debt ratio falls from 77.2% to 68.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€58k▼
2024 · €61k
Cash flow
€49k▼
2024 · €50k
Solvency
32.0%▲
2024 · 22.8%
Current ratio
2.13▲
2024 · 1.00
Quick ratio
1.10▲
2024 · 0.32
Debt / equity
2.13▼
2024 · 3.38
ROE
14.1%▼
2024 · 21.4%
ROA
4.5%▼
2024 · 4.9%
Interest coverage
10.95▲
2024 · 8.73
Debt
€141k▼
2024 · €193k
Debt ≤ 1 year
€46k▼
2024 · €104k
Debt > 1 year
€80k▼
2024 · €88k
Income taxes
€4k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€250k€208k▼
Fixed assets21/28€146k€109k▼
Tangible fixed assets22/27€144k€108k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€141k€104k▼
Other tangible fixed assets26€1k€833▼
Financial fixed assets28€2k€2k=
Current assets29/58€104k€99k▼
Stocks and contracts in progress3€71k€48k▼
Stocks30/36€71k€48k▼
Amounts receivable within one year40/41€19k€17k▼
Trade receivables40€882€652▼
Other amounts receivable41€18k€16k▼
Cash at bank and in hand54/58€7k€26k▲
Deferred charges and accrued income490/1€7k€8k▲
Equity and liabilities
Total equity and liabilities10/49€250k€208k▼
Equity10/15€57k€66k▲
Contributions10/11€19k€19k=
Reserves13€317€0▼
Distributable reserves133€317€0▼
Profit (loss) carried forward14€38k€48k▲
Amounts payable17/49€193k€141k▼
Amounts payable after more than one year17€88k€80k▼
Financial debts170/4€88k€80k▼
Amounts payable within one year42/48€104k€46k▼
Current portion of amounts payable after more than one year42€25k€23k▼
Trade debts44€59k€3k▼
Suppliers440/4€59k€3k▼
Taxes, remuneration and social security45€506€143▼
Taxes450/3€506€143▼
Other amounts payable47/48€20k€20k=
Accrued charges and deferred income492/3€560€15k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€39k▲
Other operating charges640/8€4k€17k▲
Gross operating margin9900€65k€74k▲
Operating profit (loss)9901€23k€18k▼
Financial income75/76B€1k€149▼
Recurring financial income75€1k€149▼
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€17k€13k▼
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€12k€9k▼
Profit (loss) for the period to be appropriated9905€12k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€48k▲
Profit (loss) brought forward from the previous period14P€26k€38k▲
Transfer from equity791/2-€317
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity doublescurrent ratio 2.13
Current ratio from 1.00 to 2.13; short-term debt falls from €104k to €46k.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €32k
Net result €32k after 2 loss-making years.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €-13k ▼224%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lage Kaart 622930 BrasschaatGround area
2,139 m²
Building footprint
204 m²
Volume, LiDAR
1,154 m³
Parcel 11323F0058/00A014, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MRoofS
since 20162.254.738.472
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11323F0058/00A014 | Flanders | 2,139 m² | 1 · 204 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
3 categoriesMRoofS BV37162
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Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 3,771 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2016
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.