Dakwerken De Fyn
ActiveSummary
The computed 12-month bankruptcy probability of Dakwerken De Fyn is 2.2% (moderate). The 2025 annual accounts show equity of €63k and a net result of €1k. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 29% of 27786 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▲+17
Solvency53▲+5
Growth52=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.37 in 2024; short-term debt: 35.5% and cash: 10.9% of total assets), and 72.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.6%
Return on assets
0.6%
Age of the figures
12 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-05-2026, 16 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
16 d late
2024
on the day
2023
32 d early
2022
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€63k▲ 2.2%
2024 · €62k
2022: €43k
2023: €60k
2024: €62k
2022 → 2025
Total assets
€229k▼ 13.5%
2024 · €265k
2022: €78k
2023: €245k
2024: €265k
2022 → 2025
Net result
€1k▼ 33.6%
2024 · €2k
2022: €38k
2023: €17k
2024: €2k
2022 → 2025
Working capital
€17k▼ 43.2%
2024 · €31k
2022: €31k
2023: €27k
2024: €31k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€43k-€60k▲ 39.8%€62k▲ 3.4%€63k▲ 2.2%
Operating result€47k-€21k▼ 54.9%€12k▼ 42.8%€11k▼ 12.5%
Net result€38k-€17k▼ 54.9%€2k▼ 88.0%€1k▼ 33.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 13% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €229k
Fixed assets
€130k ▼ 13.3%
Current assets
€99k ▼ 13.8%
Equity and liabilities €229k
Equity
€63k ▲ 2.2%
Debt
€166k ▼ 18.3%
Debt's share of the balance-sheet total falls from 76.7% to 72.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k
Cash flow
€29k
Current ratio
1.21▼
2024 · 1.37
Quick ratio
1.00▼
2024 · 1.10
Debt to equity
2.63▼
2024 · 3.29
ROE
2.1%▼
2024 · 3.3%
ROA
0.6%▼
2024 · 0.8%
Interest coverage
4.44
Debt ≤ 1 year
€81k▼
2024 · €84k
Debt > 1 year
€85k▼
2024 · €119k
Income taxes
€1k▼
2024 · €3k
Staff costs
€360▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€265k€229k▼
Fixed assets21/28€151k€130k▼
Tangible fixed assets22/27€151k€130k▼
Plant, machinery and equipment23€75k€66k▼
Furniture and vehicles24€71k€61k▼
Other tangible fixed assets26€5k€4k▼
Current assets29/58€115k€99k▼
Amounts receivable after more than one year29€7k€7k=
Trade receivables290€7k€7k=
Stocks and contracts in progress3€22k€17k▼
Stocks30/36€19k€17k▼
Contracts in progress37€3k-
Amounts receivable within one year40/41€20k€48k▲
Trade receivables40€775€33k▲
Other amounts receivable41€19k€15k▼
Cash at bank and in hand54/58€64k€25k▼
Deferred charges and accrued income490/1€2k€516▼
Equity and liabilities
Total equity and liabilities10/49€265k€229k▼
Equity10/15€62k€63k▲
Contributions10/11€5k€5k=
Reserves13€57k€58k▲
Distributable reserves133€57k€58k▲
Amounts payable17/49€203k€166k▼
Amounts payable after more than one year17€119k€85k▼
Financial debts170/4€119k€85k▼
Amounts payable within one year42/48€84k€81k▼
Current portion of amounts payable after more than one year42€28k€35k▲
Trade debts44€48k€44k▼
Suppliers440/4€48k€44k▼
Taxes, remuneration and social security45€8k€2k▼
Taxes450/3€4k€2k▼
Remuneration and social security454/9€3k-
Income statement
Code20242025
Non-recurring operating income76A€68-
Remuneration, social security and pensions62€15k€360▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€28k
Other operating charges640/8€2k€839▼
Non-recurring operating charges66A€15k-
Gross operating margin9900€45k€40k▼
Operating profit (loss)9901€12k€11k▼
Financial income75/76B€602€744▲
Recurring financial income75€602€744▲
Financial charges65/66B€8k€9k▲
Recurring financial charges65€8k€9k▲
Profit (loss) for the period before taxes9903€5k€3k▼
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€2k€1k▼
Profit (loss) for the period to be appropriated9905€2k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€1k▼
Transfer to equity691/2€2k€1k▼
To other reserves6921€2k€1k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 16 days late
2025
30-09
Financial
Weakest financial yearnet €1k ▼33.6%
Net result drops to €1k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schrieksesteenweg 312580 PutteGround area
720 m²
Building footprint
202 m²
Volume, LiDAR
1,108 m³
Parcel 12029C0022/00X000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dakwerken De Fyn
since 20222.326.524.016
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12029C0022/00X000 | Flanders | 720 m² | 1 · 202 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FACON TOITURE O. COLLEE
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BE 0669.767.182
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EAGLES ROOF
BE 1015.605.143
Namur · Eq €63,096
PETETOT PATRICK
BE 0892.817.197
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All-Dak Antwerpen Roelandt
BE 0719.547.978
Aartselaar · Eq €63,269
Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,752 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2022
Fiscal year end30-09
Activities, NACEBEL 2025
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.dakservicedefyn.be