PETETOT PATRICK
ActivePETETOT PATRICK has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €20k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 60% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+79
Solvency81▲+33
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.14 against 0.82 in 2024; short-term debt: 29.4% and cash: 48% of total assets), and 44% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56%
Return on assets
17.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
34 d early
2023
96 d early
2022
87 d early
2021
95 d early
2020
93 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€63k▲ 45.5%
2024 · €43k
2018: €36k
2019: €44k
2020: €55k
2021: €78k
2022: €89k
2023: €79k
2024: €43k
2018 → 2025
Total assets
€113k▼ 39.3%
2024 · €186k
2018: €99k
2019: €101k
2020: €137k
2021: €328k
2022: €346k
2023: €262k
2024: €186k
2018 → 2025
Net result
€20k
2024 · €-35k
2018: €3k
2019: €8k
2020: €11k
2021: €22k
2022: €11k
2023: €-10k
2024: €-35k
2018 → 2025
Working capital
€38k
2024 · €-9k
2018: €18k
2019: €29k
2020: €25k
2021: €8k
2022: €27k
2023: €31k
2024: €-9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€78k-€89k▲ 14.8%€79k▼ 11.3%€43k▼ 44.9%€63k▲ 45.5%
Operating result€27k-€17k▼ 37.7%€-9k€-33k▼ 258%€24k
Net result€22k-€11k▼ 48.7%€-10k€-35k▼ 253%€20k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €24k after a loss of €33k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113k
Fixed assets
€42k▼ 71.4%
Current assets
€71k▲ 78.6%
Equity and liabilities €113k
Equity
€63k▲ 45.5%
Debt
€50k▼ 65.1%
The debt ratio falls from 76.6% to 44.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▲
2024 · €4k
Cash flow
€34k▲
2024 · €1k
Solvency
56.0%▲
2024 · 23.4%
Current ratio
2.14▲
2024 · 0.82
Quick ratio
1.97▲
2024 · 0.59
Debt / equity
0.79▼
2024 · 3.28
ROE
31.3%▲
2024 · -81.6%
ROA
17.5%▲
2024 · -19.1%
Interest coverage
8.73▲
2024 · 1.40
Debt
€50k▼
2024 · €142k
Debt ≤ 1 year
€33k▼
2024 · €49k
Debt > 1 year
€16k▼
2024 · €94k
Income taxes
€236▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€186k€113k▼
Fixed assets21/28€146k€42k▼
Tangible fixed assets22/27€146k€42k▼
Furniture and vehicles24€54k€40k▼
Leasing and similar rights25€89k-
Other tangible fixed assets26€3k€1k▼
Financial fixed assets28€342€135▼
Current assets29/58€40k€71k▲
Stocks and contracts in progress3€11k€6k▼
Stocks30/36€11k€6k▼
Amounts receivable within one year40/41€19k€10k▼
Trade receivables40€14k€10k▼
Other amounts receivable41€5k-
Cash at bank and in hand54/58€9k€54k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€186k€113k▼
Equity10/15€43k€63k▲
Contributions10/11€20k€20k=
Reserves13€60k€60k=
Distributable reserves133€60k€60k=
Profit (loss) carried forward14€-37k€-17k▲
Amounts payable17/49€142k€50k▼
Amounts payable after more than one year17€94k€16k▼
Financial debts170/4€81k€3k▼
Other amounts payable178/9€13k€13k=
Amounts payable within one year42/48€49k€33k▼
Current portion of amounts payable after more than one year42€26k€8k▼
Trade debts44€183€723▲
Suppliers440/4€183€723▲
Taxes, remuneration and social security45-€9k
Taxes450/3-€9k
Other amounts payable47/48€22k€16k▼
Income statement
Code20242025
Non-recurring operating income76A€2k€38k▲
Remuneration, social security and pensions62€30k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€14k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€35k€40k▲
Operating profit (loss)9901€-33k€24k▲
Financial income75/76B€1k€100▼
Recurring financial income75€1k€100▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€-34k€20k▲
Income taxes67/77€1k€236▼
Profit (loss) for the period9904€-35k€20k▲
Profit (loss) for the period to be appropriated9905€-35k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-37k€-17k▲
Profit (loss) brought forward from the previous period14P€-2k€-37k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €20k
Net result €20k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 2.14
Current ratio from 0.82 to 2.14; short-term debt falls from €49k to €33k.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €22k ▲101%
Operating result €27k, net result €22k, both a record.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 2 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Joseph-Draye, Bothey 25032 GemblouxGround area
2,459 m²
Building footprint
107 m²
Volume, LiDAR
840 m³
2 parcels, Wallonia · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
SPRL PETETOT PATRICK
since 20072.166.216.371
PETETOT PATRICK
since 20242.364.018.177
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92020A0124/00P000 | Wallonia | 2,017 m² | 1 · 107 m² | 9.3 m · 3 fl. |
| 92085B0112/00D008 | Wallonia | 442 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,562 companies in sector 43410 we hold annual accounts for 4,354. 3,749 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-10-2007
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
45220
01410Raising of dairy cattle
43120Site preparation
45112
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.