DAK-SERVICE
ActiveThe computed 12-month bankruptcy probability of DAK-SERVICE is 1.9% (moderate). The 2025 annual accounts show equity of €431k and a net result of €137k. Equity is growing by ~51.4% per year across the filed fiscal years. Its solvency ranks better than 64% of 27451 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+4
Solvency85▲+13
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 3.23 against 2.34 in 2024; short-term debt: 19.1% and cash: 59% of total assets), and 40.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.9%
Return on assets
19%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
59 d early
2024
14 d late
2023
23 d late
2022
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€431k▲ 46.7%
2024 · €294k
2022: €123k
2023: €195k
2024: €294k
2022 → 2025
Total assets
€720k▲ 14.9%
2024 · €627k
2022: €267k
2023: €596k
2024: €627k
2022 → 2025
Net result
€137k▲ 38.1%
2024 · €99k
2022: €121k
2023: €71k
2024: €99k
2022 → 2025
Working capital
€307k▲ 78.6%
2024 · €172k
2022: €78k
2023: €74k
2024: €172k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€123k-€195k▲ 57.9%€294k▲ 51.0%€431k▲ 46.7%
Operating result€171k-€98k▼ 43.0%€139k▲ 42.1%€194k▲ 39.7%
Net result€121k-€71k▼ 40.9%€99k▲ 39.2%€137k▲ 38.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 40% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €720k
Fixed assets
€276k▼ 15.7%
Current assets
€444k▲ 48.3%
Equity and liabilities €720k
Equity
€431k▲ 46.7%
Debt
€289k▼ 13.2%
The debt ratio falls from 53.1% to 40.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€251k▲
2024 · €195k
Cash flow
€194k▲
2024 · €155k
Solvency
59.9%▲
2024 · 46.9%
Current ratio
3.23▲
2024 · 2.34
Quick ratio
3.23▲
2024 · 2.34
Debt / equity
0.67▼
2024 · 1.13
ROE
31.8%▼
2024 · 33.8%
ROA
19.0%▲
2024 · 15.8%
Interest coverage
21.54▲
2024 · 14.34
Debt
€289k▼
2024 · €333k
Debt ≤ 1 year
€138k▲
2024 · €128k
Debt > 1 year
€152k▼
2024 · €205k
Income taxes
€48k▲
2024 · €30k
Staff costs
€160k▼
2024 · €179k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€627k€720k▲
Fixed assets21/28€327k€276k▼
Tangible fixed assets22/27€327k€275k▼
Land and buildings22€128k€122k▼
Plant, machinery and equipment23€4k€5k▲
Furniture and vehicles24€195k€148k▼
Financial fixed assets28€500€500=
Current assets29/58€300k€444k▲
Amounts receivable within one year40/41€8k€11k▲
Trade receivables40€2k€4k▲
Other amounts receivable41€6k€7k▲
Cash at bank and in hand54/58€290k€425k▲
Deferred charges and accrued income490/1€2k€8k▲
Equity and liabilities
Total equity and liabilities10/49€627k€720k▲
Equity10/15€294k€431k▲
Contributions10/11€3k€3k=
Reserves13€192k€192k=
Distributable reserves133€192k€192k=
Profit (loss) carried forward14€99k€236k▲
Amounts payable17/49€333k€289k▼
Amounts payable after more than one year17€205k€152k▼
Financial debts170/4€205k€152k▼
Amounts payable within one year42/48€128k€138k▲
Current portion of amounts payable after more than one year42€58k€60k▲
Trade debts44€4k€592▼
Suppliers440/4€4k€592▼
Taxes, remuneration and social security45€21k€23k▲
Taxes450/3€18k€19k▲
Remuneration and social security454/9€2k€4k▲
Other amounts payable47/48€45k€54k▲
Income statement
Code20242025
Remuneration, social security and pensions62€179k€160k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€57k▲
Other operating charges640/8€5k€3k▼
Gross operating margin9900€378k€414k▲
Operating profit (loss)9901€139k€194k▲
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€14k€12k▼
Recurring financial charges65€14k€12k▼
Profit (loss) for the period before taxes9903€129k€185k▲
Income taxes67/77€30k€48k▲
Profit (loss) for the period9904€99k€137k▲
Profit (loss) for the period to be appropriated9905€99k€137k▲
Appropriation of the result
Profit (loss) to be appropriated9906€99k€236k▲
Profit (loss) brought forward from the previous period14P-€99k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €137k ▲38.1%
Operating result €194k, net result €137k, both a record.
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Equity above €200kEq €294k ▲51%
3 profitable years in a row build equity to €294k.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Weakest financial yearnet €71k ▼40.9%
Net result drops to €71k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €195k ▲57.9%
2 profitable years in a row build equity to €195k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bilzersteenweg 883700 Tongeren-BorgloonGround area
1,083 m²
Building footprint
363 m²
Volume, LiDAR
4,006 m³
Parcel 73347A0441/00D002, Flanders · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DAK-SERVICE
since 20212.346.674.280
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73347A0441/00D002 | Flanders | 1,083 m² | 1 · 363 m² | 14.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 1,013 EUR awarded · 804 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,013 EUR | 804 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 8,560 companies in sector 43410 we hold annual accounts for 4,351. 3,009 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2021
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.