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SWT

Active
Private limited companyfounded 2021active for 5 yearsLange Eikstraat 46, 1970 Wezembeek-Oppem, Belgium607 active companies are registered at this addressKBO/BCE: BE 0772.507.010
Summary

The computed 12-month bankruptcy probability of SWT is 5.4% (elevated). The 2025 annual accounts show equity of €104,150 and a net result of €179,484. Equity is growing by about 91% per year across the filed financial years. Its solvency ranks better than 19% of 34,052 sector peers (NACE 43, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Roofing work
NACE 43410
10th largest company by total assets in Wezembeek-Oppem, Construction sector1 site
Size
€621,494total assets 2025
Equity
€104,150
Profit
€179,484
Turnover not published (micro format)
Financial health
36 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.4%
Structure
Accounts filed 31 days late0 of 2 deeds read
Why 36raises riskLiquidity: current ratio 0.55Founded in 2021Latest accounts 31 days late; 1 of the last 3 late1 change of registered office in 24 monthsShow the evidence

Checked score

Score 2025
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 34% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Average
Solvency 42-18
equity 16.8% of total assets
Liquidity 13-28
short-term debt 79.3%
Profitability 100=
return on assets 28.9%
Bankruptcy probability, 12 months
5.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,550 companies, NACE 43, micro)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 0.8%▼ -0.2 percentage points vs 03-2025lowest value 05-2025: 1.7%▲ +0.9 percentage points vs 04-2025 06-2025: 1.7%● unchanged vs 05-2025 07-2025: 1.8%▲ +0.1 percentage points vs 06-2025 08-2025: 2.7%▲ +0.9 percentage points vs 07-2025 09-2025: 3.2%▲ +0.5 percentage points vs 08-2025 10-2025: 3.2%● unchanged vs 09-2025 11-2025: 3.2%● unchanged vs 10-2025 12-2025: 3.2%● unchanged vs 11-2025 01-2026: 3.3%▲ +0.1 percentage points vs 12-2025 02-2026: 3.3%● unchanged vs 01-2026 03-2026: 3.3%● unchanged vs 02-2026 04-2026: 3.9%▲ +0.6 percentage points vs 03-2026 05-2026: 4.4%▲ +0.5 percentage points vs 04-2026 06-2026: 4.3%▼ -0.1 percentage points vs 05-2026 07-2026: 4.2%▼ -0.1 percentage points vs 06-2026 08-2026: 5.0%▲ +0.8 percentage points vs 07-2026 09-2026: 5.4%▲ +0.4 percentage points vs 08-2026highest value 10-2026: 5.4%● unchanged vs 09-2026highest value
Credit of up to €3,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity insufficient (current ratio 0.55, compared with 1.13 in 2024, below 1; short-term debt: 79.3% of total assets), and 83.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 19% on solvency, 8% on liquidity, 93% on profitability and 16% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Liquidity: current ratio 0.55
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Latest accounts 31 days late; 1 of the last 3 late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 34052 sector peers (2025).
NBB · sector comparison
Position among 34052 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
31 days late
2024
25 days late
2023
8 days early
2022
25 days late
2021
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 27 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Where today falls in the filing period
13-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2021 to 2025net €179,484 ▲38.6%
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: Among the best 5% on net resultsector median €10,257 · 34,038 companies €179,484 View
  • Positive: 5 profitable years in a rowprofit 2025: €179,484 5 years View
  • Total assets 20255 financial years filed €621,494 View

By topic

Financials

Financial year
2025
Total assets
€621,494
Profit
€179,484
Solvency
16.8%
Total assets▲ 56.4%
Net result
20212025
Go to Financials

Timeline

Events
7
Since
2022
Next accounts
by 31-07-2027
  1. 31-12-2024Equity above €100,000
  2. 23-07-2024Annual accounts filed
  3. 25-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Roofing workNACE 43410
Founded
12-08-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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